Post office credit card- 14 months BT- £50 cashback from Quidco- goto quidco first and register if not a customer
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Post office credit card- 14 months BT- £50 cashback from Quidco- goto quidco first and register if not a customer

29
Found 25th Feb 2012
No brainer really- just goto quidco if your a customer already and you can get £50 cashback
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heat from me , yes the £50 is not g/teed but how long will it take to fill in the online form , worth a punt cheers will apply later
Handy credit card for foreign money transactions (whether online or travelling abroad) because there's no fees (see Money Saving Expert's advice here) unless you withdraw cash. I keep one and only use it when I'm on holiday or buying stuff off eBay in Euros or dollars (it gives a better exchange rate than eBay)
Quidco offer mentions you need to transfer a balance.............I have none at the moment .......... if I nip out and buy petrol on my bank credit card, would that suffice once it registers with the bank?

Also, the tracking reliability is 67% for new applicants which is the lowest rate I've ever, ever seen on Quidco and it looks a hellava lot of work to have a cashback claim accepted. Not one of Quidco's most exciting prospects I'm afraid

Edited by: "ianidall" 25th Feb 2012
duplicate post - sorry
Edited by: "ianidall" 25th Feb 2012
Think you may need to transfer your balance to qualify...:(

Transfer your balance and get 14 months with 0% interest + £50 cashback
Receive 0% interest for 14 months by transferring your credit card balances.

Sorry other posts went up when I was typing stating same message...oO
Edited by: "mikbak" 25th Feb 2012
Is there a balance transfer fee? Tends be 2-3% with most other lenders.
Post Office® Credit Card is provided by Bank of Ireland UK

Bank of Ireland UK subscribes to the lending code

1. 2.98% balance transfer fee applies. Transfer must be made within 3 months of account opening

2. 2.98% balance transfer fee applies

*Your credit limit is subject to status

**Please refer to the "How much can I save" page for potential savings
Edited by: "pinocchio" 25th Feb 2012
1 2.98% balance transfer fee applies. Transfer must be made within 3 months of account opening
*Your credit limit is subject to status
**Please refer to the "How much can I save" page for details on potential savings
Got this in November and cash back came through early February.
I think cashback is on an accepted application - so bo bT required
bagga212Feb 25, 2012
I think cashback is on an accepted application - so NO bt required
Had one of these a while for foreign transactions. Be aware you have to go into a post office or bank to pay - you can't pay or manage online.
Cold from me I'm afraid. You rarely get something for nothing and it seems the terms of the £50 is too vague and the quidco too unlikely.
An neutral but u need to be aware this will leave a mark on Ur credit history. If I've taken many loans credit cards or applied for a new current account you may risk being declined then another mark left on your credit file. Good luck - personally am in to minds but I am quickly trying to build my ipad3 fund out of topcashback and quidco deals so far 280 English pounds !

I did this with Quidco last time this offer was on and got the money within 6 weeks of activating the card, my credit is good anyway and the card itself is a decent product.

Bear in mind when it comes to cancelling you need to put in writing to post office
Approved on the spot .....I'll keep u posted on tracking !!!

littld - Feb 25, 2012 09:25Had one of these a while for foreign … littld - Feb 25, 2012 09:25Had one of these a while for foreign transactions. Be aware you have to go into a post office or bank to pay - you can't pay or manage online.



I view my statements online and pay in full by direct debit each month.

nossa - Feb 25, 2012 09:32Cold from me I'm afraid. You rarely get … nossa - Feb 25, 2012 09:32Cold from me I'm afraid. You rarely get something for nothing ...



2/3 of people who apply through Quidco get £50 for nothing!
Why all the glass half-empty comments? Get accepted, probably get £50.

Just got accepted. No balance transfer necessary. Card will go in a drawer. Might get easy £50 otherwise nothing lost. Hot!
Edited by: "DeanosB" 25th Feb 2012
TCB is £30.30 but 99% tracking and no £5 annual fee
littld

Had one of these a while for foreign transactions. Be aware you have to … Had one of these a while for foreign transactions. Be aware you have to go into a post office or bank to pay - you can't pay or manage online.


great heads-up -ta
nossa

Cold from me I'm afraid. You rarely get something for nothing and it … Cold from me I'm afraid. You rarely get something for nothing and it seems the terms of the £50 is too vague and the quidco too unlikely.



I think 33% of the Quidcoers currently going thru the complicated mill of trying for cashback would agree strongly!

Not worth the hassle!
ianidall

great heads-up -ta


Not true. I transfer funds online to the CCard account- Got my cashback through - without any hassle.
mistermoneysaver

Got my cashback through - without any hassle.



Super - so we'll just rely on your personal anecdote rather than the stats/lengthy Quidco eplanations I've never seen the like of before far less the miserable tracking percentage
Edited by: "ianidall" 25th Feb 2012
ianidall

Super - so we'll just rely on your personal anecdote rather than the … Super - so we'll just rely on your personal anecdote rather than the stats/lengthy Quidco eplanations I've never seen the like of before far less the miserable tracking percentage


Have you got a Quidco account my friend?
mistermoneysaver

Have you got a Quidco account my friend?



Yup I do which is how I spotted the successful tracking percentage was 67% (lowest I've ever,ever seen) then the trunkated rules for having to claim.
Nothing tracked yet!
nossa

Cold from me I'm afraid. You rarely get something for nothing and it … Cold from me I'm afraid. You rarely get something for nothing and it seems the terms of the £50 is too vague and the quidco too unlikely.


your loss then

I did this last year and £50 paid within a few weeks. Cancelled the card straight after so might go for this again
csiman

your loss thenI did this last year and £50 paid within a few weeks. … your loss thenI did this last year and £50 paid within a few weeks. Cancelled the card straight after so might go for this again



or altenattively you'll end-up pulling your own hair out going thru the silly claim process after having tranferred from a trusted CC provider who constantly bum your credit rating upwards. I could easily transfer my current account to Santander too in short-sightedness/short-term gain but in any other financial arrangements, the first question always seems to be "How long have you been with your bank?"
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