Post Office credit card 35 months 0% transfer
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Post Office credit card 35 months 0% transfer

19
Found 18th MayEdited by:"seaniboy"
  • 0% on balance transfers for up to 35 months*
  • 2.85% balance transfer fee
  • 0% on purchases for the first 3 months


All 3 current PO CC (and offers 25/28/35m 0%) have a “Fast Checker” to see likelihood of acceptance - more info click get deal and choose Fast Checker under the appropriate card or here I think they search all three for you fastchecker.postoffice.co.uk/

edit: Fast Checker does check all three, noticed this in my spam
2941865-6vXgR.jpg

A long 0% to clear them debt over and off


Brought to PO by the Bank of Ireland

I went for the Platinum card as 28m is balance transfer AND purchases for 28m and 0% exchange fees ongoing but the 35m 0% I knew would be of benefit to HUKD
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19 Comments
Shane about the transfer fee
Avoid terrible company
welder2996 m ago

Avoid terrible company


Most are. It’s always a minority that ain’t.
crumpetman30 m ago

Shane about the transfer fee


Less than £130 on 4.5K, in comparison to a 16%+ APR that most cards are its worth paying to shift the debt to save money, it’s not even £3.75 a month over 35 months on 4.5K. I’m sure you can give up one pint a month
seaniboy9 h, 58 m ago

Less than £130 on 4.5K, in comparison to a 16%+ APR that most cards are …Less than £130 on 4.5K, in comparison to a 16%+ APR that most cards are its worth paying to shift the debt to save money, it’s not even £3.75 a month over 35 months on 4.5K. I’m sure you can give up one pint a month


Or get one without a fee...
jchung077 h, 39 m ago

Or get one without a fee...


BOI CC are easier to get apparently with average credit score
seaniboy16 h, 55 m ago

BOI CC are easier to get apparently with average credit score


Not sure how this is relevant...but good to know..
I got accepted although only £4700 limit
Virgin money 32 months 0% interest on balance transfers and 0.6% fee.
Not easy to get good credit limit.
£30 cash back with quidco
deathtrap300034 m ago

Virgin money 32 months 0% interest on balance transfers and 0.6% fee.


Are you sure?
Is it mandatory that you queue up behind some old folk having a life-story conversation before you can get one?
topu1527 h, 41 m ago

Are you sure?


Yeah, I've just applied for it. Or they have 30 months 0% with 0.55% transfer fee.
I have one of these Post Office cards, great for travelling as 0% fee for using overseas in restaurants, shops, etc.
anteater_sa3 h, 30 m ago

I have one of these Post Office cards, great for travelling as 0% fee for …I have one of these Post Office cards, great for travelling as 0% fee for using overseas in restaurants, shops, etc.



The same reason why I have this card, use it abroad to get the best rate on purchases at the time of shopping. Even buying from foreign shops online and getting sent to home the best rate.
bunisjamin23 m ago

The same reason why I have this card, use it abroad to get the best rate …The same reason why I have this card, use it abroad to get the best rate on purchases at the time of shopping. Even buying from foreign shops online and getting sent to home the best rate.


Yup, I had a Aqua Card for this years ago, credit was fine but it was a advantage to the card even imported some online EU tobacco years ago that was cheap as £5 or £15 in the U.K. That was of course when I smoked and couldn’t get my brand in the U.K. due to packaging revamp.

(be aware if EU tobacco warnings aren’t in the national importing language customs can cease and destroy on mail order/internet bought)
Edited by: "seaniboy" 13th Jun
Wish I understood how credit cards worked. Why would u need to transfer money?
Balance transfers are when you transfer your credit from one card to another, usually to get a better rate of interest.
Money transfers are when you withdraw the credit as cash or transfer it to another bank account. If the rates are good they can be used as an alternative to a loan.
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