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Post Office Life Insurance £100 instead of £50 One4All gift card
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Post Office Life Insurance £100 instead of £50 One4All gift card

£50£10050%Post Office Deals
16
Posted 23rd Feb
Double the gift card amount given when you sign up to Post Office Life Insurance by using the code NY2 when you call up on 0330 123 3947. Should be a £50 gift card but get a £100 gift card with the code.

I was told I would receive the gift card after my 6th monthly payment so essentially paying £35 for a £100 gift card.

Details from the website -

You can pay from just £7 per month for our life insurance or pay more and get up to £500,000 of cover**

Choose Level, Decreasing or Increasing cover to suit your lifestyle and budget
We include Terminal Illness Cover at no additional cost and pay out early if you’re diagnosed with a terminal illness that meets our definition

Pay more each month to add Critical Illness Cover to your policy
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deleted1006118
ScroopEgerton37 m ago

Why would I pay £100 for insurance instead of £50?



You're paying for an extra life. You get to die twice.
Why would I pay £100 for insurance instead of £50?
16 Comments
Why would I pay £100 for insurance instead of £50?
ScroopEgerton23/02/2019 13:26

Why would I pay £100 for insurance instead of £50?


The title needs rewriting as not very clear. The deal is more for the gift card that you receive...£100 instead of a £50 one
ScroopEgerton14 m ago

Why would I pay £100 for insurance instead of £50?



As the other commenter said - you get a £100 gift card instead of a £50 gift card. Didn’t let me edit it once posted.
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deleted1006118
ScroopEgerton37 m ago

Why would I pay £100 for insurance instead of £50?



You're paying for an extra life. You get to die twice.
The One4all gift card will be sent to eligible customers within 28 days after the end of the 180 day qualifying period, as long as the policy is still active and a minimum of 6 monthly payments have been paid.


42pounds ( to be sure ) gets you a 100pound voucher at argos or currys.
Cash back via Quidco is up to
£520
Any downsides to cancelling a life insurance policy before death? Is it harder/expensive to get cover again if you cancel the first policy (all other things being equal)?
Edited by: "arCuThEDOWDr" 23rd Feb
arCuThEDOWDr7 h, 51 m ago

Any downsides to cancelling a life insurance policy before death? Is it …Any downsides to cancelling a life insurance policy before death? Is it harder/expensive to get cover again if you cancel the first policy (all other things being equal)?


No.
HotGBDeals14 h, 30 m ago

Cash back via Quidco is up to£520


55 pounds for the 7/month one

so 155 pounds for 42 pounds
Shame the premiums are so high. £12.80 per month with the Post Office, same cover with Legal and General (through Money world.com) £5.70.

However, I'd like to thank the OP for inspiring me to get life insurance sorted. I've been meaning to do this for a few years.
justonemore21 h, 0 m ago

The title needs rewriting as not very clear. The deal is more for the gift …The title needs rewriting as not very clear. The deal is more for the gift card that you receive...£100 instead of a £50 one


I know, (I read the deal :)) Just being facetious...
Just tried to apply via Quidco but it says ‘The Promotional code entered is not valid’.
Life insurance is cheap until you add critical illness. We have a joint policy and its £65 a month. Makes me cry every time I see it on my statement. Shopped around last year and all quotes came in above that. Happy to hear any approaches to cull that cost!
Edited by: "Dealmaker" 25th Feb
danetownsend24th Feb

Just tried to apply via Quidco but it says ‘The Promotional code entered i …Just tried to apply via Quidco but it says ‘The Promotional code entered is not valid’.


You need to call up and quote the code above to get the £100 gift card, don’t think it works online.
arCuThEDOWDr23rd Feb

Any downsides to cancelling a life insurance policy before death? Is it …Any downsides to cancelling a life insurance policy before death? Is it harder/expensive to get cover again if you cancel the first policy (all other things being equal)?



You can have more than one policy at once, with different providers if you like. You can cancel when you want and no come back.

** You can cancel your direct debit as soon as you receive your gift card/ other reward.... You can take out multiple policies and receive multiple rewards****

... But always read the T&C and keep copies of everything!

Enjoy the Life companies largesse😁
Am I missing something, or do the T&C state the following:
  • 3. You must retain the policy for at least the 180 day qualifying period, and make at least 6 monthly direct debit payments to be eligible for the 'thank you' promotion. The One4all gift card will be sent to eligible customers within 28 days after the end of the 180 day qualifying period, as long as the policy is still active and a minimum of 6 monthly payments have been paid.

How is that not actually requiring not six, but seven payments? In my book, 180 + 28 = 208 days which even if it included only 31-day months, would be more than six, ie, 7.

I see that with the double-up code that doesn't much matter, and does anyone suggest it makes no difference?
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