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Prudential Health Insurance - Free Gym Membership and £115 Quidco!!
Prudential Health Insurance - Free Gym Membership and £115 Quidco!!

Prudential Health Insurance - Free Gym Membership and £115 Quidco!!

A variation of this was posted a while ago, but this has now change. Bear with me, this is a long one!

If you take out a health insurance policy with Prudential, you can obtain gym membership for free, depending on how often you go. Quotes for health insurance start from less than £25 per month.

How does the gym membership work?

You choose you gym from a participating network including LA Fitness, Cannons and Virgin. A £25 activation fee is charged. Now monthly gym membership is calculated on how often you visit the gym. THere are 3 rates...Regular (twice a week or more) Occasional (once a week) Infrequent (less than once a week). Prices are £0 a month for regular, £25 for occasional and £38 for infrequent (with a £5 supplement on each for Virgin gym users).

For the first 3 months, everyone is charged the occasional rate, but after this period, your rate is calculated based on your average weekly number of visits in the previous 3 months. Therefore, if you continue to go twice a week you will pay nothing for your gym membership.

The added bonus is that if you go through Quidco, you will receive £115 which will more than cover your £25 activation fee and your first 3 months of occasional usage gym fees.

Seems like a pretty good deal to me! But remember you do have to pay your health insurance premium on top but I think this is something worth having!

30 Comments

I've read your post, and I'm not sure how it's different to the last one:

hotukdeals.com/for…747

You have to pay for the first 3 months with this one?

Original Poster

Because after the three months, if you continue to go twice a week, your gym membership is always free (unless you go to Virgin where it is just £5) not just free for 6 months as the previous offer.

Ian182

Because after the three months, if you continue to go twice a week, your … Because after the three months, if you continue to go twice a week, your gym membership is always free (unless you go to Virgin where it is just £5) not just free for 6 months as the previous offer.



That's what I thought, but wasn't certain. Thanks for clarifying

Original Poster

No probs!

This has been discussed over at mse in grave detail.

You pay an initial £25 connection fee

You then pay £25 on top of your health insurance cost for the first 3 months (where they evaluate your use of the gym)

if you go atleast twice a week on average then you no longer need to pay the £25 additional fee. If you continue this throughout the yr then you will have amounted enough vitality points to not pay any health insurance the following yr.

(Your link goes to prudential car insurance, think the pru health link is the one you need pruhealth.co.uk )

Also Quidco gives £115 but Topcashback gives £155 for pruhealth at the moment

Original Poster

The link I put on was ]http//ww…com but this seems to be re-directing to Prudential car insurance. Can any mods help with this?

Sounds good, so how long does the free gym last for? just the one year or indefineatly?

Ian182

The link I put on was ]http://www.whypayforthegym.com but this seems to … The link I put on was ]http://www.whypayforthegym.com but this seems to be re-directing to Prudential car insurance. Can any mods help with this?




doesnt matter, you'd have to go to quidco anyway

jakaraka

............................Also Quidco gives £115 but Topcashback gives … ............................Also Quidco gives £115 but Topcashback gives £155 for pruhealth at the moment



Hadn't heard of Topcashback before but having looked at their site it looks a good alternative to Quidco - wish I'd have known about it 2 weeks ago as I've missed out on 9% of my travel insurance with Direct Travel Insurance which Quidco doesn't do!

Original Poster

stanley

Sounds good, so how long does the free gym last for? just the one year or … Sounds good, so how long does the free gym last for? just the one year or indefineatly?



Indefinitely.

I have Pru through work. It's allowed me to join the Virgin Active gym local to me for £25pm, even if I never show. Normal price £50pm (my wife is paying this!). You can also get some smashing deals with Champneys from Pru - more than 50% off some stays

Original Poster

rossjamesparker

I have Pru through work. It's allowed me to join the Virgin Active gym … I have Pru through work. It's allowed me to join the Virgin Active gym local to me for £25pm, even if I never show. Normal price £50pm (my wife is paying this!). You can also get some smashing deals with Champneys from Pru - more than 50% off some stays



Thanks for the Champneys info. Will have a look!

so if i join is it going to be free?
how do u cllect points?
i had this other offer b4

Hi, Im interested in joining a gym very soon and this offer seems to be very good. However, Im still confused on a few aspects.

Firstly, if I pay a £25 activation fee, then pay £25.80 a month (which is the essential plan) for 3 months, that would be roughly £100 spent in the 3 month period. After this 3 month period, so long as I check in atleast twice a week, will my gym membership be totally free? or will I still have to pay £25.80 a month?

I mean, it seems to good to be true if I just spend £100, and then it will be free for the rest of the time!

Can someone please tell me if this is correct or not!

Regards.

topcashback £155!!!

quidco only £115 :-(

how do you get this if you are already a member of one of the gyms (cannons) me and the wife pay £48 each per month by dd , in fact i think she pays it yearly now iirc .

Seems a good deal to me. I have been a member of Fitness First for 6 years. A change of scenery and free health cover will do me good.
Thanks to OP.

Including all the payments and after deducting the cashback mine comes up at £23 a month at virgin... So it would be 18 at the others... Considering virgin costs something like £43 a month I'm over the moon with that... Now need to find the balls to actually do it...

how does it work?
do u have to pay for health insurance next yr?

Original Poster

Just to clear a few re-occurring questions on this thread....

You pay your monthly health insurance premium of £20-£30ish depending on your quote. You will ALWAYS pay this every month.

For the first 3 months, you will pay the occasional gym membership (£25ish) no matter how often you go to the gym. You will also pay a one-off £25 activation fee at the start.

After this 3 month period, you will pay a rate which is dependant on your gym frequency over the previous 3 months. If you went twice a week for these 3 months, your gym membership will be FREE (£5 for virgin active gyms) for the month. If you continue to go twice a week or more, gym membership will continue to be FREE.

You will however, keep paying your monthly health insurance premium.

So basically, you have the chance of getting health insurance AND gym membership for £20-£30 a month, when normally a gym alone would cost around £50 per month and with the health insurance on tip would be £70-£80 per month.

Hope this helps!

People should check their specific gym to make sure of the costs involved for this, my Virgin Active costs £15 a month even if i'm classed as a regular visitor ie more than twice a week

same here so with health insurance @21.39 and £15 for the gym it works out at £36 which is expensive for me!

but surely still cheaper than paying for that gym on its own anyway?

Ive joined this and have been going for a few weeks. At the moment Im paying £44 per month as its in my first 3 months, but the gym would cost me £52 anyway without the health care, but after 3 months, it will cost me £19.70 all in which is a billy bargain. There isn't even a gym in Plymouth that is that cheap, let alone it being a Cannons.

I did this PruHealth offer a year ago and have got to Platinum level on their Vitaliy points system. This means that I can rejoin this year with 100% off Premium = £3.75 a month :thumbsup: And I can join into the £5 a month scheme...... means my gym membership will be (health 12x£3.75) + (gym 3x£25) + (gym 9x£5) = £170 for the year! No Quidco though.... And poss £25 joining, I'm not sure yet. Still £14 - £16 a month for gym+health!:w00t:

why no quidco for u robert?
and how do u go to planitum so quick?

I joined last August, so have just been going regularly as well as paying atention to do the Stress programs/flu vacs(free at work!)/fitness assesments/healthy eating/self read articles etc....
If I want to keep my Vitality 100% discount, I suspect I can't go through Quidco or Topcashback for renewal

t&c's from quidco....

Please read the following before proceeding:

Cashback will be paid 120 days after activation of your PruHealth policy.
This cashback offer is limited to first time applicants only.

Could go through topcashback spose:whistling:

cool i did it from quidco last time so i might do it via topcashback instead of going to holmes place-virgin like last time il try la fitness it works out cheapeR!

Looking on topcashback it says pruhealth £115 - presumably they have brought it into line with quidco?

Hi, im about to join today. Iv found the highest payout on cashback sites as £85, anyone know of anything better please? Thanks.
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