RBS Select Silver Bank A/c - includes LoveFilm, music downloads plus insurance
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RBS Select Silver Bank A/c - includes LoveFilm, music downloads plus insurance

6
Found 21st Sep 2011
Okay this is my first post, so hopefully some people will find it helpful.

Probably not for everyone and some people may think that paid bank accounts are a waste of money, however, RBS recently updated the benefits for their Silver account to make them more relevent .

Monthly cost is £8.

If you already have a movie subscription, mobile phone insurance and download music, then I would say this is a pretty good deal.

- LoveFilm 3 DVDs / month (roughly equivalent to their £5.99 package)
- 5 music downalods/month at HMVdigital (maybe saving £4/month?)
- Mobile phone insurance that includes iPhone (two phones if its a joint account)

For me, these make it totally worth the £8 month. It also comes with annual travel insurance which I find useful. There's also a few other benefits that they always offer, but I've never found them as interesting.

As I say, maybe not for everyone, but for people like me, it actually saves a bit of money.

Think Natwest also offer the same package.

8 Comments

Whats the excess on phone insurance?

And if joint account, is it still £8 a month?

And with joint account do you both get travel insurance?

As a shareholder, I shouldn't have to pay... or even have an account!

Got similar with smile.co.uk but £13.00/mnth includes travel/car breakdown also..

when I put it up on http://www.hotukdeals.com/deals/smile-more-bank-account-smile-13-00/709227 it went super cold....... but hot when http://www.hotukdeals.com/deals/smile-more-bank-account-or-coop-pri/765601 be interesting to see how many took it up and are now still paying for it..



Edited by: "mikbak" 21st Sep 2011

Original Poster

gary_rip

Whats the excess on phone insurance?And if joint account, is it still £8 … Whats the excess on phone insurance?And if joint account, is it still £8 a month?And with joint account do you both get travel insurance?



For iPhones, excess is £100. For other phones excess is £50. For joint account its still £8/month and both of you get the travel insurance but apparently no children. (??) Also, its only European travel insurance.

Found this document with the details of the insurance:
rbs.co.uk/dow…pdf

There u go super cold ....

Original Poster

mikbak

Got similar with smile.co.uk but £13.00/mnth includes travel/car … Got similar with smile.co.uk but £13.00/mnth includes travel/car breakdown also..when I put it up on here it went super cold....... but hot when offered for free be interesting to see how many took it up and are now still paying for it..


Yeah, RBS also offers another package at £12.95 but I found I wasn't using some of the benefits. For me, its the LoveFilm and music downloads that make it worthwhile.

Original Poster

feels a bit chilly in here - oh well, not for everyone.

Oh...I thought RBS stood for Robbing Bar Stewards...
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