RENAULT CLIO - NO DEPOSIT, 0% FINANCE AND FREE INSURANCE FOR 1 YEAR
-99°

RENAULT CLIO - NO DEPOSIT, 0% FINANCE AND FREE INSURANCE FOR 1 YEAR

27
Expires on 31/01/2018Found 14th Nov
Seems like a great deal. But remember to read the T&Cs to see if you qualify for free insurance.

Excludes the play and RS models.

Top comments

£15K for a Renault Clio? No thanks.

To expand a bit, I once had a Renault and it was fine, i have friends that always have them and have never had a problem. But they depreciate. A lot, and quickly. You can buy a 66 Reg one for £8000.
Edited by: "M_z" 14th Nov
27 Comments

£15K for a Renault Clio? No thanks.

To expand a bit, I once had a Renault and it was fine, i have friends that always have them and have never had a problem. But they depreciate. A lot, and quickly. You can buy a 66 Reg one for £8000.
Edited by: "M_z" 14th Nov

£268 month?

Renaults worst electric’s going in terms of cars

£268 per month for a Renault? Nah. No chance.

For £15k I’d be hoping that was the highest spec model they could offer as that’s shocking.
When vauxhall do 0% cars you can get the basic models for £120 a month. i paid £200 a month for a top spec diesel version.

for £15k you might as well go for something more up market like audi, bmw or mercedes.

Renault are just pure tosh
32430587-YHDVm.jpg

I've always found Renaults' *mechanically* fine, if a little soft, they won't do the mileage others will, as things like steering racks won't last well into the 100k's, but as for their electronics..
If you do go for a Renault, have a good warranty, or buy the basic version without the toys.

Original Poster

thedvdmonster46 m ago

For £15k I’d be hoping that was the highest spec model they could offer as …For £15k I’d be hoping that was the highest spec model they could offer as that’s shocking. When vauxhall do 0% cars you can get the basic models for £120 a month. i paid £200 a month for a top spec diesel version.


but that's with a upfront deposit, interest charged per month and no free insurance? I'm not criticising your comment, I just want more insight as to if it'd be better I didn't go for this deal and go for something else instead as a first car.

Original Poster

M_z1 h, 1 m ago

£15K for a Renault Clio? No thanks.To expand a bit, I once had a Renault …£15K for a Renault Clio? No thanks.To expand a bit, I once had a Renault and it was fine, i have friends that always have them and have never had a problem. But they depreciate. A lot, and quickly. You can buy a 66 Reg one for £8000.


I was planning to buy one and hold it for the lease and then move on as a first car. Do you advise I look elsewhere? The no deposit and free first years insurance is what attracted me.

Original Poster

thedvdmonster57 m ago

For £15k I’d be hoping that was the highest spec model they could offer as …For £15k I’d be hoping that was the highest spec model they could offer as that’s shocking. When vauxhall do 0% cars you can get the basic models for £120 a month. i paid £200 a month for a top spec diesel version.


I'm a new driver, so considering insurance is around 2k for me and the deposit, do you reckon the deals Vauxhall offer, make economic sense for me?

Livaren19 m ago

I was planning to buy one and hold it for the lease and then move on as a …I was planning to buy one and hold it for the lease and then move on as a first car. Do you advise I look elsewhere? The no deposit and free first years insurance is what attracted me.


If this is your first car, buy a second hand car. You are more than likely to have an incident on it and you don't want to have a ding on a leased/new car.

Ask if they will reduce the price for cash, if they say yes they are breaking the law because the finance they offer is not 0%. A dealer local to me were successfully prosecuted for exactly that.

Go.Jets53 m ago

Ask if they will reduce the price for cash, if they say yes they are …Ask if they will reduce the price for cash, if they say yes they are breaking the law because the finance they offer is not 0%. A dealer local to me were successfully prosecuted for exactly that.


And what would anyone gain from this???

bilbob22 m ago

And what would anyone gain from this???


If nobody said anything then they would carry on trying to mislead the consumer, There are rules and regulations that should be followed. Otherwise it's misleading and can unfair for the competition etc.etc.

.MUFC.11 m ago

If nobody said anything then they would carry on trying to mislead the …If nobody said anything then they would carry on trying to mislead the consumer, There are rules and regulations that should be followed. Otherwise it's misleading and can unfair for the competition etc.etc.


I don't really see how it's misleading the consumer... "Will you offer me a discount to save you trawling through a mountain of admin and paperwork?"

I think if people chased this pedantic 'misrepresentation' down, then the result would be no cash discount offered. Again, who would benefit from everyone being charged the higher price??

bilbob1 h, 51 m ago

And what would anyone gain from this???


It would discourage dealers from trying to rip of people with the 0% carrot while at the same time inflating the price of their cars obviously!
Edited by: "Go.Jets" 14th Nov

bilbob1 h, 22 m ago

I don't really see how it's misleading the consumer... "Will you offer me …I don't really see how it's misleading the consumer... "Will you offer me a discount to save you trawling through a mountain of admin and paperwork?" I think if people chased this pedantic 'misrepresentation' down, then the result would be no cash discount offered. Again, who would benefit from everyone being charged the higher price??


Tosh!! the point is the dealer is offering 0% finance. If he offered 4% discount then a cash discount is possible. Your point seems to be that all Dealers offer their cars at a fair price which is laughable really. I am assuming that you aren't particularly fussed as to whether Car Dealers stick to the rules that are their to protect you and them too.?
Edited by: "Go.Jets" 14th Nov

Original Poster

m5rcc2 h, 59 m ago

If this is your first car, buy a second hand car. You are more than likely …If this is your first car, buy a second hand car. You are more than likely to have an incident on it and you don't want to have a ding on a leased/new car.


Only issue is, I've been looking at cars e.g. second hand astra's, focus's, and similar models all around the £1.5k, it's just my insurance keeps coming to around £2.5k, which I'm not sure is a better deal the Clio? What do you think?

Go.Jets38 m ago

Tosh!! the point is the dealer is offering 0% finance. If he offered 4% …Tosh!! the point is the dealer is offering 0% finance. If he offered 4% discount then a cash discount is possible. Your point seems to be that all Dealers offer their cars at a fair price which is laughable really. I am assuming that you aren't particularly fussed as to whether Car Dealers stick to the rules that are their to protect you and them too.?


Not at all, I'm well aware that some dealers do this. But to be fair, it's usually pretty obvious as the cars themselves are so clearly overpriced, but that's far more common on used cars.
For new cars, it really, really rare for the dealer themselves to offer 0% finance, nearly always it's the manufacturer backing it, and in those cases (which is what I was referring to as we are discussing new cars here...) it makes little to no difference at all if the dealer sells it on finance or not; indeed, they often financially BENEFIT as it's an incentive for the dealer to sell on finance, it gives the manufacturer (as the provider of said finance) a means to keep the customer beyond the initial sale.

Livaren3 h, 48 m ago

Only issue is, I've been looking at cars e.g. second hand astra's, …Only issue is, I've been looking at cars e.g. second hand astra's, focus's, and similar models all around the £1.5k, it's just my insurance keeps coming to around £2.5k, which I'm not sure is a better deal the Clio? What do you think?



I don't know a lot about new drivers insurance to be honest. But, I don't think Astras and Focuses will be the cheapest to insure. I think you'll want something smaller, less powerful and less desireable - something only an old granny would actually want to drive. I'm thinking bottom of the range Dacia, Hyundai or Kia.

Livaren4 h, 53 m ago

Only issue is, I've been looking at cars e.g. second hand astra's, …Only issue is, I've been looking at cars e.g. second hand astra's, focus's, and similar models all around the £1.5k, it's just my insurance keeps coming to around £2.5k, which I'm not sure is a better deal the Clio? What do you think?


Avoid those cars. What you need as a first car is something small, cheap and reliable. I'd look for mkI 1.0/1.3 Yaris, preferably around the 2004-05 era. It's not going to have street-cred but it'll be perfect as a first car and something to build your NCB with.

Go.Jets5 h, 5 m ago

It would discourage dealers from trying to rip of people with the 0% …It would discourage dealers from trying to rip of people with the 0% carrot while at the same time inflating the price of their cars obviously!


Well the dealer is offering 0% on list price aren't they? They're not inflating anything. The Clio in question here is the 1.2 16V 75 Dynamique Nav 5dr which you can get for 25% off the list at £11,219 elsewhere.

m5rcc3 h, 17 m ago

Well the dealer is offering 0% on list price aren't they? They're not …Well the dealer is offering 0% on list price aren't they? They're not inflating anything. The Clio in question here is the 1.2 16V 75 Dynamique Nav 5dr which you can get for 25% off the list at £11,219 elsewhere.


...and who buys at list price? JUST SAID YOURSELF SOME ARE KNOCKING 25% OFF lol jeeez!!

What did Oscar Wilde say now...."If I had to explain you wouldn't understand"

Go.Jets11 h, 51 m ago

...and who buys at list price? JUST SAID YOURSELF SOME ARE KNOCKING 25% …...and who buys at list price? JUST SAID YOURSELF SOME ARE KNOCKING 25% OFF lol jeeez!!


You are missing the point. 0% finance will not be offered on the discount price. It will on the list price. Jeez!

Which brings us to my initial point. Dealers cant offer 0% finance then discount for cash

Go.Jets23 h, 41 m ago

Which brings us to my initial point. Dealers cant offer 0% finance then …Which brings us to my initial point. Dealers cant offer 0% finance then discount for cash


Dealers can't do a lot of things but they do do it.

No different to a punter taking out finance and then paying it off within a few weeks to obtain the cheaper deal. It's dishonest, because they're using finance regulations that are supposed to protect you to breach a contract. The manufacturer supports sales of cars with low cost finance and 'deposit contributions' that effectively discount the car. If someone cancels the finance deal after the benefit of the 'deposit contribution' the manufacturer loses what it would have made on the finance.
Post a comment

Deal posting newbie! This is Livaren first deal post. Help out by leaving a posting tip or just to show your appreciation for their contribution.

Avatar
@
    Text