I took one out for 20 months last year in October. Had a limit of £3000 as requested which they increased to £3500.
HATE Sainsburys Bank. Applied for a 0% card, got approved, then was asked for documents. I sent them in and they kept refusing them and asking for different ones. In the end I told them to forget it and close the account. Waste of a credit search.
I went for one about 2 years back with a similar deal. I can’t say I’ve had any transactions declined though (although I’ve made rather few on it - just a couple of extravagant purchases) and the highest credit limit of the three credit cards I have. No banking app though and the website is a little naff. Nectar points on the majority of purchases though I believe. Only things excluded are things such as insurance premiums and such like if I remember correctly.
I found this too. I got declined twice in one day - each time I have to call and sit on hold while I tried to get put through to the right department
does it only give points for shopping at sainsburys or can you get points spending elsewhere too?