Unfortunately, this deal is no longer available
Santander 2 year fixed Initial rate 1.15% Product fee: £1499
-78° Expired

Santander 2 year fixed Initial rate 1.15% Product fee: £1499

17
Posted 4th Feb

This deal is expired. Here are some options that might interest you:

Was comparing mortgages and the current deal on the Santander 2-year fixed for 60% is fantastic!

Initial rate 1.15%
Product fee: £1499

Remember the product fee seems high, but because the initial rate is so low, it’s still the cheapest 2-year fixed no matter what way you cut it!

Representative example: a repayment mortgage amount of £120,000 over 20 years, representative APRC 3.5%. Total amount payable £167,895.56 includes interest of £46,171.56 product fees of £1,499 and other fees of £225. Repayments: 28 months of £566.94 at 1.15% (fixed), then 212 months of £716.02 at 4.00% (variable). Early repayment charges apply.
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yeah fantastic Santander - unless your a saver with their dead duck current account thats had every bit of value zapped out of it in favour of mortgage lending
17 Comments
yeah fantastic Santander - unless your a saver with their dead duck current account thats had every bit of value zapped out of it in favour of mortgage lending
jase.204/02/2020 23:40

yeah fantastic Santander - unless your a saver with their dead duck …yeah fantastic Santander - unless your a saver with their dead duck current account thats had every bit of value zapped out of it in favour of mortgage lending


How so? Even if you have a 123 Lite account you can potentially make some savings on their mortgages.
Special rates as a 123 cusotmer and also a little bit of cashback every month.
Be OK if your mortgages is like 400k 😳😳
Maybe put mortgage in the title?
Think this was on money saving expert email from yesterday.
coolorwat105/02/2020 03:43

Be OK if your mortgages is like 400k 😳😳


Looking to get a 600K mortgage but my LTV is 70%
Credit to MSE
SupeR13005/02/2020 05:41

Looking to get a 600K mortgage but my LTV is 70%


better start saving then ...
Anally_Retentive05/02/2020 09:02

better start saving then ...


Nah. I'll just get a higher interest rate mortgage. By the time I save enough house prices would have gone up
Went for the Santander tracker with 1.49, 2y, BoE might reduce rates later in the year and I would be on 1.24 so not too bad. Fee 999. I am already an existing customer so don’t know if this offer is also good for new customers.
SupeR13005/02/2020 05:41

Looking to get a 600K mortgage but my LTV is 70%


That's some mortgage lol
coolorwat105/02/2020 13:55

That's some mortgage lol


My property will be my pension so will be putting a massive proportion if our income into it. I'm a cheap skate otherwise...hence why I'm a frequent user of this site
SupeR13005/02/2020 14:00

My property will be my pension so will be putting a massive proportion if …My property will be my pension so will be putting a massive proportion if our income into it. I'm a cheap skate otherwise...hence why I'm a frequent user of this site


How is it going to be your Pension pls explain if you keep living in it?
bastecio197505/02/2020 19:41

How is it going to be your Pension pls explain if you keep living in it?



You sell it (and usually downsize) when you get old and use the money to live off or re-invest for an income... it's the best investment you can make imho ... especially considering the massive state pension deficit timebomb the government created in 2016 ...
What did they do in 2016 to create a defecit time bomb?
They abolished the second state pension ...
ft.com/con…dc0
... this is a stealth tax that started 4 years ago and increases slowly over time ... If you pay in all your life you are going to lose out .. regardless of your age...
My forecast was a full pension + an extra £50pw ... given that estimate I reckon I'll be down at least £70pw at pension age .... You have to work out what you will get compared to what you would have got for yourself ... don't believe the figures .. theres going to be increasingly more poor pensioners ...
Edited by: "Anally_Retentive" 17th Feb
Anally_Retentive06/02/2020 09:25

You sell it (and usually downsize) when you get old and use the money to …You sell it (and usually downsize) when you get old and use the money to live off or re-invest for an income... it's the best investment you can make imho ... especially considering the massive state pension deficit timebomb the government created in 2016 ...


Or you gift it to your kids and make them remortgage and make them give you the cash
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