Santander Deals

Santander Deals & Offers

45 hot deals
Santander is one of the UK’s largest banking chains, offering financial services to millions of British customers. They offer help with everything from savings accounts and mortgages to money exchange and business loans. Santander also offer plenty of promotional deals and all of the most recent can be found on their HotUKDeals listings. Read more

All Santander Deals, Discounts & Sales for May 2018

Morrisons 15% cashback via Santander account
03/06/2018Expires on 03/06/2018Found 7th MayFound 7th May
Not for everyone, If you have a Santander current account. Morrisons 15% cash back when you spend on your debit card Maximum cash back £15, not bad on a £100 spend ! Could be a… Read more
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Does anyone know if this is the max £15 cash back for the duration of the offer or is this the max per shopping transaction ?


Buy a £100 amazon voucher when you are near a Morrisons, spend at your leisure with a 15% discount


I have got this from Halifax. Useless as there is no store around nor do they deliver to my post code.


I never get any decent offers... 15% off car rental... I don't drive...


If you turn on the 'Retailer Offers', option in your Santander account, to find out what is on offer to you (in my case it was only Harvester and Waitrose), you may find it impossible to turn back off, I'm getting a javasript:void(0); error, which means it is permanently on, thanks for that Santander

10% off Amazon Prime Now with Santander 123 account
LocalLocalFound 28th AprFound 28th Apr
Option to redeem deal through online banking Amazon Prime NowEarn 10% Cashback on your next purchase with Amazon Prime Now, maximum reward £35. Offer expires 31/05/2018 and is va… Read more
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Prime Now is regional, so entirely possible this offer is only available to Santander 123 customers who's home address matches a Prime Now area?


Well that's not bad, I've got Five Guys, Miller & Carter and Giraffe (!) Who the hell are these companies?


sadly giff gaff first utility & waitrose only on mine :-(


I have the offer


Not in my offers either. Q Park is one of mine too and I don’t drive

0% Credit Card Balance Transfer + 0% interest fees @ Santander over 27 months
Found 13th AprFound 13th Apr
Seems like a good offer to me with 0% balance transfer. In summary:- * Pay 0% interest fees for 27 months. * Pay £000.00 balance transfer fees. Good way to repay a current credi… Read more

Sorry to hear this. I'm not sure this would impact your credit score as you applied for a credit card and were successful. I don't think they analyse the BT level you requested, but I may well be wrong. Have you called them to discuss your limit being so low? They might be able to explain how they came to that figure and discuss any options now or in the future to increase it. My card arrived in just under a week and I can now see the extra BT that I submitted during the application showing on the Santander balance, but no sign of it on the account it's coming from. I'm not too worried about that now having seen the exact same behaviour on the BT that processed quicker by doing it after the application (didn't need to wait for card activation for that one!).


Unfortunately this deal has not worked out great for myself. I see the irony here given I am the OP! In summary:- 1. Am not an existing or previous customer of Santander. 2. Applied for a Credit Card via this deal, with a BT of £8000. 3. Everything got processed reasonably quickly, everything in post, setup online account etc easily enough. 4. So all good except I only got allocated a £800 limit. There was no automatic BT for the info I gave, and I am not able to do the £8000 BT I wish to do as of course now as it states I only have a £800 limit. Yet knowing all this, they just went ahead and processed it all and now I have an extra credit card I don't want. It will have presumably messed up my credit score and reduced my ability to get another credit card with another bank. If I had knew this would be the outcome I would never have taken out the card. Surely I should have been given the option to have not gotten this far into it, if they had just informed me you can't do the desired BT or get the desire credit on their card.


Thanks. The second transfer I made outside of the application like yours is now reflected on both accounts. The transfer requested during the application appears to have done nothing so far, so would seem that one really does wait until you activate the card. Seems odd they have that rule, but allow the transfers to go ahead via online banking.


Card is on the way in the post, not arrived yet so not activated either. I had one like this with Tesco, applied, accepted, card showed in online account and I did a BT straight away. When the card arrived I put it in a drawer and then tried to do another BT online and it wouldn't let me because the card had not been activated!


Cheers - have you actually had the new card and activated it in the mean time, or do you think that'd a red herring?

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10% cash back at Morrison's using santander credit or debit card
Found 18th MarFound 18th Mar
10% cash back at Morrison's using santander credit or debit card
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The cashback definitely doesn't work with Santander & Waitrose - they have systems in place to prevent this, you'll only get the cashback on your banana


only first utility & giffgaff on mine but worth a look - :-(



Yes and cashback at the till. It's usually given on your total spend. I take the £50 full amount out everything. Walk over the road and pay it back into the bank.


Worth buying a single banana at Waitrose taking £50 cashback at the till and your bank gives you a £5 for the hassle. If you're passing!

Santander Everyday Credit Card 0% balance transfers 27 months, no BT fee
Found 13th MarFound 13th Mar
This is a cracking deal from Santander in the current market of decreasing 0% periods and slowly rising fees. The Everyday credit card offers: 0% on balance transfers for 27 m… Read more
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I have a 99% Experian credit score and was turned down for the HSBC card, although they are never guaranteed.


I prefer not to risk it unless it’s 80% or more, as a rejection would make it even harder to get another card. I have a 100% chance of getting the 24 months virgin money at 0% and no fee so gonna go for that one I think.


it's definitely not that good a guide for everybody I think they have plenty of previous people who were told they only had a 20-30% chance of acceptance but were accepted fine or who had an 80% chance of acceptance but were turned down


I’ve only got 50% chance of getting this one and only 20% of getting the HSBC one but I have a quite a good credit rating according to MSE :/


took halifax and sainsburys but declined on this one :o

25% CashBack at Costa via Santander Retailer Offers
Found 5th MarFound 5th Mar
If you have Retailer Offers on your Santander cards this is a good one. Possibly customer specific so apologies if you can't see it in your offers. Earn 25% Cashback on your next … Read more
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Agreed. There is far too much work involved for my liking too :)


Shame not on mine, although 25% cashback on Q Park You have to turn offers on in online banking and actually look for them which can be annoying


I never receive any retailer offers from Santander. I think I've had one in the last year and that was for First Utility Energy. Absolute rubbish


Not on mine sadly


I never receive any retailer offers from Santander. I think I've had one in the last year and that was for First Utility Energy. Absolute garbage.

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Giffgaff £5 top up reward with Santander
Found 28th FebFound 28th Feb
Santander are giving a £5 reward (twice) if you use one of their cards to top up your Giffgaff sim with £10. You just need to go into Santander My Offers through their app or websi… Read more
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Same with halifax.


can you use giffgaff to buy psn/android credit?


not showing for me either


Not showing here


Same offer is on Lloyds accounts

Santander two-year fixed mortgage at 1.09%, max LTV 75%, £1,499 fee
Found 13th FebFound 13th Feb
In the market for a cheap two-year fix? Santander has this deal for you: Two-year fix at 1.09% Max LTV 75% £1,499 fee Online exclusive This deal is an “online exclusive”.… Read more
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This seems to have been removed. Two-year fix at 1.29% with 75% LTV and £1499 product fee only available now.


They get commission from the lender so be wary that they aren't pushing a deal that benefits them more than you. L&C advised my wife (then girlfriend) to take a crappy Northern rock 5yr fixed rate of 4% in 2011 (right when interest rates were at an historic all time low) We tried them again two years ago when we were remortgaging just to cover as many bases as possible and I was able to find better deals than they came back with. Including simply remortgaging with our current provider.


Are these rates visible anywhere? I went through the app process to get an AIP but it still hasn't shown me the available rates anywhere, don't really want to do the full app with hard credit search without seeing the rate.


Why is everyone worrying about Brexit? Scaremongering. Once we get rid of those pesky foreigners and those remoaners either get behind Brexit or move to their beloved EU then we'll be great once again.... We'll be so rich we won't even need to borrow money for a mortage</sarcasm> Seriously though, with Brexit hanging over us, I am very concerned about the housing market and the cost of borrowing going forward.


I'm going for the 10 year 2.49% HSBC mortgage. Unsure about whether rates will stay low for a long time due to Brexit but figured that I don't mind paying £1100 a month instead of £1000 a month to have certainty for a decade.

Santander 1.79% 5 year fixed rate mortgage no fees 60% LTV
Found 29th JanFound 29th Jan
The £999 fee has been removed again so a great 5 year option imo
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My initial online application for 1.79% without fees was declined due to a very silly mistake on the application by me. I followed up the application with Santander on the phone over a couple of weeks to rectify and reinstate the application. They have honoured the original 1.79% no fees deal. I also asked about the £225 fees and I can confirm that they will be charging this as an administration fee.


All Santander mortgages have this fee, it's their 'Account fee', as opposed to a 'Product fee'. You pay it when you pay off the mortgage, or if you leave Santander. It's BS, obviously, but that's banks for you!


Just had my offer through and it says £225 fees but stated no fees I don’t get it


Yes its expired, you just missed it unfortunately


Has this expired? At 1.79%, the fee is now showing?????? We are remortgaging way below the 60% LTD, so should be eligible?

Santander All in One credit card – 30 months 0% interest on purchases and balance transfers, no BT fee, 0.5% cashback, retailer cashback, £3/month fee (avoidable)
Found 24th JanFound 24th Jan
Santander has revamped its All in One Credit Card Mastercard, making it a possibly unbeatable deal for an all-round credit card. The new improved All in One card offers: 0% on … Read more
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True, it's £3000 a year minimum spend (giving £15 cashback by the way) but the Santander requires £600 a month just to cover the fee, which makes a £7,200 minimum yearly spend only to break even. Also with the AMEX, there are thresholds; below £5000, it's 0.5% cashback and over £5000, it's 1%. So, spend £7200 on the Santander - net profit zero. Spend the same on the AMEX, net profit £47! .. No contest!! Not sure about your other point. My current card is chip and pin - no contactless - and doesn't expire until next year. Maybe they'll give me a contactless one then.


You have to spend a min of £3000 a year for cashback with AMEX classic card (no annual fee). Bit of a con IMO. Also there is no option to have a chip and pin card so if you are not a fan of contactless you will have to look elsewhere.Santander offer a free revert to a chip and pin card if requested.


Aqua will generally lower your interest rate and up your credit limit depending on how you conduct your account ....


They've stopped giving credit cards to beer and have started giving them to dead people.


£660 PM for £3 back (shock)

10% cashback at Burger King via Santander offers (£30 reward)
LocalLocalFound 15th JanFound 15th Jan
Earn 10% cashback on your next purchase at Burger King, max reward £30. Offer expires 22.02.2018 and is valid one time only. Burger King's majestic menu offers firm favourite for e… Read more

This and the subway deal are both showing as only 5% for me :'( Oh well, I'll still take it.


I know.. still trying to work that one out. Maybe because it's January and everyone is trying to be healthy? XD


Lol - same deal but for Subway gets heat not ice ...


(shock) £14min and £2.80 delivery to my address. THIEVES (annoyed)


Halifax may offer this to you too (I know some people get varying offers so it's not guaranteed). I saw it in my cashback section on Saturday. Worth checking if you're planning on going to BK.

10% cashback at co-op with Santander card when spending £5.
Found 14th JanFound 14th Jan
10% cashback at co-op food when spending £5. Have seen various co-op deals/reductions listed, so good to combine with these, or the £5 meal deal if there's one on ATM. Also can com… Read more

Make sure you check the full T&Cs. There are many different co-op businesses in the UK, check that the one you intend to use is in the offer.


Some do, my local co op accepts card on pay point, yet my village store only accepts cash


I've had this offer more than once in cashback deals. Can be 5% or 10% cashback which is paid into your account. It's a one time use offer.


I thought Paypoint only take cash?


Paypoint machine. You may need to apply for a payment card from your council but can be used in any store with Paypoint Terminal. Also O2 currently offering additional £2.50 on every top-up (I believe until month end) So bang a tenner on and get £12.50 for £9 then use on PlayStation.

Santander 1.79% 5 year fixed rate mortgage 60% LTV No fee's
Found 22nd Nov 2017Found 22nd Nov 2017
I know this was posted in September but it seems to have expired and this is available to all, rather than just people remortgaging. I've had a look today and it still seems to be… Read more
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As above???


Same here, looks like I will be leaving Santander for First Direct or somwthing.


"Are you able to apply online?To apply online this must be your only property and you can’t own any other properties or be planning to keep an existing property. Only you and your family can live in the whole property." I have 2 Buy to let, does this mean that i can't remortgage my residential?


Thanks OP


£999 product fee now, expired?

Co-op food - 10% cashback with Santander
Found 28th Sep 2017Found 28th Sep 2017
Account specific. 10% cashback (max £30) until Oct 29th at Co-op food - one single purchase only, with debit or credit card. Found on my Santander current account.

I assume you get cash back and discount


And / or ongoing 10% reduction at the checkout for NUSx card holders. Anybody can obtain an NUSx card for a fee

Santander credit or debit card holders 7% cashback at Morrisons
Found 28th Sep 2017Found 28th Sep 2017
Hi this is not of use to everybody but if you log in to your online banking and go to my offers you can get 7% cashback when using your credit or debit card in Morrisons...lots of … Read more
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I don't know how it works but I assume your spending data is shared anonymously with some kind of marketing company who then bid for your data and assign offers accordingly


It looks like data is shared though... My main bank account is with Santander, and I use it only for salary and direct debits, I rarely pay with the Santander debit or credit card. I have another bank account with Lloyds, which I rarely use, and which is linked to a Lloyds Avios credit card, my main credit card (I use it for 99% of my payments to collect air miles, I can't remember when was last time I used cash). On both accounts, I get exactly the same cashback offers, with the same T&C, 99% of the times with the same % of cashback. Occasionally I get something extra on Lloyds, occasionaly something different on Santander. e.g. yesterday I found a 10% cashback with Co-op on Lloyds and after few hours it was available also on Santander, although I shopped at Co-op for the first time few weeks ago (just to collect the free £5 with the Paypoint top up of my Amazon account) and never got cashback from them in the past (got twice from Morrisons, where I go only to buy Amazon gift cards and get the cashback, and lots of times with Waitrose, where I shop more often). So if it's true that these offers are based on your card use, then it's likely there's a third party company which provides most of these offers to both banks, which collects personal data, shared on more than one bank account.


That's why. It's targeted depending on your card use.


nothing for me, waste of time looking :-(


hardly ever actually, mainly just use it as the 1,2,3 account to keep £20k in there for 1.5% interest.

5 year Fixed Rate Mortgage 1.79% - No Fees @ Santander
Found 18th Sep 2017Found 18th Sep 2017
Just seen this deal from Santander: 5 year Fixed Rate Mortgage 1.79% - No Fees Maximum LTV is 60% Seems to be the best rate (currently) for a 5 year term without a produ… Read more
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I called them this morning, we have had our offer through for the 1.79% no fee deal and was told that as long as we complete by the end of December they will honour the rate even if they increase today.


I would act quick - took me 30 minutes to get through this morning, probably as the Bank of England are meeting today to decide whether to increase base rate......


Wow. hope they honour the 1.79% they have quoted me in the key facts


I`m just about to send my papers back for remortgage on the 5 year 1.79% with £999 fee, just phoned as late and was advised to send back asap as rate is now 1.85......


Thanks! You reminded me to apply offered 1.79% over 5 years with no fees Excellent deal

10% cashback at Morrisons with Santander My Offers
Found 26th Aug 2017Found 26th Aug 2017
Just found in both Santander and Lloyds current accounts. Earn 10% Cashback at Morrisons on all your groceries purchases until 24/09/2017, maximum total reward £10. Excludes petro… Read more

I had this in my offers at 10%, I shop at Morrisons on a weekly basis and i only have a debit card with santander.


Sorry but not in my offers either


I do not have credit card with Santander


doesn't matter. You get the cashback if you use debit or credit card.


I checked mine, 5% cashback, must spend over £50, maximum £10 reward. I shop at morrisons all the time so quite happy that i have finally got the offer. Also got an offer for EE, £50 cashback if i take out a sim only, pay monthly, deal. Not bad for once. Wonder if i would get cashback through quidco as well?

Santander 123 Lite Account - Get 5% extra cashback until 30 September when you make purchases using Apple Pay, Android PayTM and Samsung Pay
Found 7th Aug 2017Found 7th Aug 2017
Get 5% extra cashback until 30 September when you make purchases using Apple Pay, Android PayTM and Samsung Pay. There is a £1 monthly fee and eligibility applies.

this was posted before but thanks for the reminder my problem with this is that so few online retailers seem to accept android pay I'd like 5% extra off an rx vega card, but amazon doesn't accept it, nor does any other retailer I know who also ships to the channel islands imo not worth the hassle to switch. After sept 30, cash back on everything else is minimal


There is no limit to the amount of cashback that can be earned on eligible purchases.


Great just bought a 2 grand by 5 of is grea

Free four-year 16-25 Railcard with Santander 123 Student current account
Found 31st Jul 2017Found 31st Jul 2017
Santander is offering a four-year 16-25 Railcard if you open a student current account (obviously you need to be a student to do so). The Railcard normally costs £30 a year or £70… Read more
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What if I already have a student account with...lets say HSBC. Can I still go ahead and make another student account? :D

l4uren567 actually mature students can qualify for this railcard as long as you have a university tutor fill in part of the form


No love for mature students ;(