Santander Deals

Santander Deals & Discounts

32 hot deals
1983°
Personal Finance
5 year Fixed Rate Mortgage 1.79% - No Fees @ Santander
Just seen this deal from Santander: 5 year Fixed Rate Mortgage 1.79% - No Fees Maximum LTV is 60% Seems to be the best rate (currently) for a 5 year term without a product/booking fee.
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MEGAONE19th Sep

Mine ends in Jan 2018 .Most banks will give quote 3months b4 your mortgage …Mine ends in Jan 2018 .Most banks will give quote 3months b4 your mortgage ends,this can work to your advantage as it means if rebate drops you can get another quote,if rate goes up you have a lower rate with quote.However Was informed of one bank First Direct that are offering a 1.84% no fee 5 year fixed and will hold quote for 6months which is worth looking into.


I can change mortgage in January so this would suit me down to the ground. Do you have a link?

I'm looking to move my tracker with nationwide to this, have an appointment with Santander on Friday - does anyone have the product number?
Does this Rate with 0 fee's exist? Thanks

MattyKHZ20 h, 53 m ago

And lastly:Accepted Mortgage Application £252.50 Habito via …And lastly:Accepted Mortgage Application £252.50 Habito via TopCashback deal with Santander.Their market comparison also came up with Santander 1st and HSBC 2nd for my figures.According to my KFI there is a £35 and £225 charges at end of mortgage for finalising everything etc. That is little different to the product I am moving from. Their KFI mentions £184.75 legal fees but reckon they are recovered by a £250 cash back which is different to Santander mentioning Standard legal fees paid if you're remortgaging to us from another lender. You only need to repay the standard legal fees paid (worth £200) if you repay your mortgage in the first two years.I am going to check with Santander again and then make up my own mind whether potential (which may not be paid) £252.50 is worth it or just go straight to Santander.


When it use Habito there nearly £500 pounds of fees showing. Are we sure these are offset by the cashback the bank offers? Or are these being added as finders fees for Habito?

I have just applied online - currently on a base rate tracker with nationwide at 1.59%. I think this is probably a good time to fix.
Luckily I have 40% LTV.
On the application on the KFI it mentions there is a £225 fee. I guess this is payable if you redeem or move to another provider.

Agree it's 1.59% for me but either way it's a saving!
301°
Personal Finance
10% cashback at Morrisons with Santander My Offers
Just found in both Santander and Lloyds current accounts. Earn 10% Cashback at Morrisons on all your groceries purchases until 24/09/2017, maximum total reward £10. Excludes petrol stations & mor… Read more
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Sorry but not in my offers either

I do not have credit card with Santander

zararh9 h, 43 m ago

I never use my debit card always credit card because I get 1% cash backDo …I never use my debit card always credit card because I get 1% cash backDo you think I should stop using credit and use debit instead?

doesn't matter. You get the cashback if you use debit or credit card.

I checked mine, 5% cashback, must spend over £50, maximum £10 reward. I shop at morrisons all the time so quite happy that i have finally got the offer.

Also got an offer for EE, £50 cashback if i take out a sim only, pay monthly, deal. Not bad for once. Wonder if i would get cashback through quidco as well?

I never use my debit card always credit card because I get 1% cash back
Do you think I should stop using credit and use debit instead?

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89°
Mobiles
Santander 123 Lite Account - Get 5% extra cashback until 30 September when you make purchases using Apple Pay, Android PayTM and Samsung Pay
Get 5% extra cashback until 30 September when you make purchases using Apple Pay, Android PayTM and Samsung Pay. There is a £1 monthly fee and eligibility applies.
Latest commentsPost comment

this was posted before but thanks for the reminder
my problem with this is that so few online retailers seem to accept android pay
I'd like 5% extra off an rx vega card, but amazon doesn't accept it, nor does any other retailer I know who also ships to the channel islands

imo not worth the hassle to switch. After sept 30, cash back on everything else is minimal

There is no limit to the amount of cashback that can be earned on eligible purchases.

Great just bought a 2 grand by 5 of is grea
253°
Personal Finance
Free four-year 16-25 Railcard with Santander 123 Student current account Editor
Santander is offering a four-year 16-25 Railcard if you open a student current account (obviously you need to be a student to do so). The Railcard normally costs £30 a year or £70 for a three-year Ra… Read more
Latest commentsPost comment

What if I already have a student account with...lets say HSBC. Can I still go ahead and make another student account?

16-25railcard.co.uk/usi….ds actually mature students can qualify for this railcard as long as you have a university tutor fill in part of the form

No love for mature students
88°
EXPIRED
Personal Finance
Santander 0% for 30 months on blaance transfers and purchases credit card plus possible cashback
0% on balance transfers and purchases for 30 months from date of account opening (2.75% fee applies, £5 minimum) No monthly fee Retailer Offers – get five welcome cashback offers ranging from 5% to 25… Read more
Latest commentsPost comment

Python5

actually meant you. when i clicked your relink. it went to current … actually meant you. when i clicked your relink. it went to current accounts. maybe its their redirecton



Are you sure? I haven't posted my own link, was quoting BeneCog as above. Whatever the case, yes HUKDs way of linking and Santanders site don't play nice. If you copy and paste the text for the link into a new browser as I mentioned in my original reply it will work (right click copy link address won't as that takes the HUKD redirect URL).
Edited by: "morgie" 22nd May

morgie

It's not mine Think you meant to reply to BeneCog.



​actually meant you. when i clicked your relink. it went to current accounts. maybe its their redirecton

Python5

LOL. your's goes to Current account also.



It's not mine Think you meant to reply to BeneCog.

morgie

You'll need to copy and paste the above link from here to avoid going to … You'll need to copy and paste the above link from here to avoid going to the current accounts page.



LOL. your's goes to Current account also.

BeneCog

Your link goes to their Current Account page; use this link - … Your link goes to their Current Account page; use this link - http://www.santander.co.uk/uk/credit-cards/everyday-credit-card2.75% BT fee; £5.00 minimum.



You'll need to copy and paste the above link from here to avoid going to the current accounts page.
-38°
EXPIRED
Groceries
5% cash back at Waitrose with Santander My Offers - ymmv
Just found this in my santander banking app. Simply select the offer, and shop before May21st. 5% off, Maximum cash back £30. Stackable with mywaitrose offers. In store and online One time discount … Read more
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Original Poster

hansam75

Thank you. Got a couple of vouchers left for £8 off a £40 spend so will d … Thank you. Got a couple of vouchers left for £8 off a £40 spend so will definitely be shopping there this weekend with this added offer


If you have any extras you want to get rid of, I'd appreciate the donation

Thank you. Got a couple of vouchers left for £8 off a £40 spend so will definitely be shopping there this weekend with this added offer

Had it recently. Santander app keeps crashing on my phone which is annoying to check offers. I also have vouchers for 8 off 40 quite regularly, and tend to pop in on days when things I want are reduced e.g. Fish on Fridays.

Don't have Santander account , but it's on my Lloyds and Halifax account too

Only for selected account holders.

I don't have this on my offers now but I have had it in the past.
40°
EXPIRED
Personal Finance
Santander C.Card 0% Bal Transf for 41 months with NO Bal Transf Fee + Cashback + 0 % Purchases 6 months + No Foreign Transaction Fees.
There IS a monthly fee of £3 - seems reasonable for all of the above. I applied for the Sainsburys deal a few weeks ago but their paperwork was all over the place and not clear at all.......... Eve… Read more
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Original Poster

Applied around midnight last night - got confirmation around 9am this morning - card on its way - be here in 3 days with a £12000 credit limit - bal transfer initiated from a Virgin Credit Card 0 percent deal I had from a few years ago that was due to expire.

I am NEVER going to spend on this card - its purely for the free balance transfer - the £3 a month seems fair for what they are offering - 41 months x £3 is what it will cost me.

However I hope to have it paid off before then - and I don't have to worry about interest for a few years whilst I am paying it off ;-)

Dave

KiNG

£3 a month to have a credit card, no thanks.



​Use as a purchase card, you would actually make £2 a month on a £1000 monthly spend. So really your looking at getting £24 a year for using the card, not including the 5 welcome cash back offers available.

Have some heat too OP, good deal on all accounts - 41 month balance transfer with no fees is a bargain!
Edited by: "MrClifford" 20th Apr

£3 a month to have a credit card, no thanks.
94°
EXPIRED
Groceries
10% cashback on co-op grocery shop when you pay with Santander card @ co-op
Worth it if you're getting the co-op Easter deal. Which reminds me, not noticed that posted this year? it was a good one last Easter. Just a reminder to check the offers in your Santander app. There… Read more
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account specific

Original Poster

molly2010

only showing as 5% on mine



Oh. Still free money tho, so it's all good

Also available with Halifax if you don't have Santander.

only showing as 5% on mine

Thank you op, heat added
360°
EXPIRED
Personal Finance
Santander Regular eSaver for 1|2|3 World or Santander Select customers 5% interest from next week April 2017
Hi.. Just a heads up. Thought it might be of benefit to some.. Have just been to Santander to open my regular eSaver account and been informed by the staff that starting from next week the rates for … Read more
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b33r

Are you definitely trying to set up the standing order FROM your 123 … Are you definitely trying to set up the standing order FROM your 123 account and not your regular saver? I didn't have a problem setting up a SO as soon as it was opened.



​It wouldn't let me set the standing order up on the app but I logged onto the website and it worked.

themadgoose

I got the email. This is straight up. And the rates ARE showing on their … I got the email. This is straight up. And the rates ARE showing on their website, from April 3rd.And yes - we know it's not a lot of difference - but if you do all these things correctly, you can park a significant chunk of cash away at 5%, simply by having the same money going around in circles.



LOL, "significant" at £200 max a month with interest cumulatively? (_;)

fossman

Thanks, I would have missed this if it wasn't posted on here.I have … Thanks, I would have missed this if it wasn't posted on here.I have opened the account tonight and transferred in the first £200.For some reason I am unable to set up a standing order to transfer the money over in future months, is this just a glitch because the accounts only just been opened?



Are you definitely trying to set up the standing order FROM your 123 account and not your regular saver? I didn't have a problem setting up a SO as soon as it was opened.

Thanks, I would have missed this if it wasn't posted on here.

I have opened the account tonight and transferred in the first £200.

For some reason I am unable to set up a standing order to transfer the money over in future months, is this just a glitch because the accounts only just been opened?

Nice deal, I've opened this to go along with my Nationwide 5% regular saver and Virgin Money 2.25% saver. It may not be brilliant but in these times of low interest rates I say grab whatever is going!
503°
Personal Finance
Free 18-25 RAILCARD for 4 YEARS with Santander Student Bank account
Get a 4 year 18-25 railcard free with Santander Student Bank Account. This is a decent bank account anyway (3%interest on balances up to £2000 and free overdrafts up to £1500) really useful freebie ca… Read more
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Cazzzle

If you can get them to let you open one!



A bank account, or a coffin?

Trefonix

Why do people complain about tuition fees? Apparently British fees are … Why do people complain about tuition fees? Apparently British fees are some of the lowest around, and it gives an incentive for people who probably shouldn't go to university to get an apprenticeship instead or something



That's one way of looking at it I guess?.

Your referenced Apprenticeship what not's doesn't do much favours for the 'maturer folk' mind, does it? (as the Age Discrimination Barrier is prevalent there too?, so ..... )

So, kinda depends on your angle really ..... lol.

enxr

No, I got it because I was full time. The criteria is full time student … No, I got it because I was full time. The criteria is full time student over 18 years old. Not under age X.



Fair enough?. :-)

supermann

We have this magical thing called the internet. You can use it to find … We have this magical thing called the internet. You can use it to find out if mature students qualify for a 'young person's railcard'. To save you the time and effort, here's a link for you. https://www.16-25railcard.co.uk/help/faqs/mature-student/



Hahahahaha, joker!, I hear, lol.

Cazzzle

I've had a student account with Barclays for 2 years and wanted to switch … I've had a student account with Barclays for 2 years and wanted to switch to Santander for the railcard and better overdraft and grad account. Sat in the branch for an hour sorting it out to get a phone call an hour later saying I'd been rejected. No idea why they couldn't tell me, not got any bad credit. Other people I know who are worse with money than me have had no issues at all haha.


Britain led the worlds way with free education: primary, college or university, in my opinion if you any anytime as a UK born are expected to pay tax to HMRC you should be given education free. If you take away the will of the people you end up with a massive 'Social Security' bill year on year, then you end up paying them to have kids with tax credits and say you are doing everything to get them into further education, the UK state system has more barriers than opportunities because successive Labour & tory governments are tweaking a 1950's system from post WW2, not addressing it for a modern world 70 years later.

As you mentioned, today we give kids electronic cards in schools for school dinners that teach nothing about budgeting for the even basic principle of life - foodstuff. Why not give kids Child Tax Credits direct in a school holding account and they choose what they spend on dinners, after school club fees, fitness/sports memberships and sports equipment ? No we will just give it to the parents to spend on a mortgage/drink/drugs ??

Clueless governments stuck in WW2 mode.



enxr

If you're full time you get the rail card too,I think? I got one when I … If you're full time you get the rail card too,I think? I got one when I went to uni at 26 as was on a full time degree



I'm 30 and doing a degree online full time (120 credits a year) but they wont class it as full time due to it being distance learning, so the only help i get is the tuition fee loan, cant get any grants, help with books etc, council tax reduction, anything
20°
EXPIRED
Personal Finance
Santander - 18 month fixed mortgage at 0.99%, 60% LTV
Great deal for a short term mortage rate. Be aware that there is a fee of £1499. They are similarly matching the previous deal with HSBC which was the cheapest fixed rate on the market at 0.99% for … Read more
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crumpo

1500 booking fee and only lasting 18 months is crazy. As above, unless … 1500 booking fee and only lasting 18 months is crazy. As above, unless you only need bridge financing or a massive mortgage it isn't good.


I think we have all agreed this post is a bit daft, unless that is one needs a huge mortgage (well over about £200,000 to make it worthwhile) and has a £150,000 deposit. Even in those circumstances I'd be loath to hand over £1500 of my hard earned savings for an 18 month deal.

ruheluddin86

What else is good on the market? My BTL mortgage has come to an end with … What else is good on the market? My BTL mortgage has come to an end with Halifax (renewal at 3.29%, no fees, 2 yr fixed)... I only need 60k, house value 95k - thats 63% LTV right?


That sounds like a reasonable offer from Halifax. I have just renewed my BTL mortgage with Santander at (from memory) exactly the same rate, but fixed for 5 years. The BTL mortgage market is a bit different to the domestic one (less gimmicks like this post, but a bit more flexible as well).

price war between lenders with a £1499 upfront fee, same as paying 2.5% on a £100k mortgage, in the first 12 months. so why would you,

What else is good on the market? My BTL mortgage has come to an end with Halifax (renewal at 3.29%, no fees, 2 yr fixed)... I only need 60k, house value 95k - thats 63% LTV right?

Edited by: "ruheluddin86" 9th Feb

£1499 fee is the killer especially over 18 months oO
58°
EXPIRED
Personal Finance
Longest 0% - 41 months and Lowest Fee at 1% @ Santander
Now that we have no money and huge bills, this deal is cracking. Got mine approved within 2 hours and at 41 months 0% this is great!
Latest commentsPost comment

theman

doh! i just got £5k on 0% for 41 months with £50 transfer fee. I didn't r … doh! i just got £5k on 0% for 41 months with £50 transfer fee. I didn't read that £3 a month..



Ouch... That's another £123 on top

Original Poster

doh! i just got £5k on 0% for 41 months with £50 transfer fee. I didn't read that £3 a month..

zippypants

Read The T&Cs £36 annual fee that eats into any deal..... £3 pound a m … Read The T&Cs £36 annual fee that eats into any deal..... £3 pound a month fee

A great range of benefits all on one credit cardThe All in One Credit … A great range of benefits all on one credit cardThe All in One Credit Card can help you save on interest repayments with 0% on balance transfers for 41 months from the date of account opening with no balance transfer fee. You can save money abroad as you won't get charged a foreign transaction fee when you spend in the local currency and you can earn cashback on your purchases both at home and away. A £3 monthly fee applies.



To be fair to the Wife this didnt need small print reading, when you click on credit cards the description of this card reads

The fee isn't 1%. It's £123 (£3x41 months), assuming you keep the card for 41 months
Edited by: "loofer" 4th Jan

tinhead29

have you got a direct link cant find the deal



It's the All in One credit card.
287°
EXPIRED
Personal Finance
Santander Retailer Offers upto 20% cashback at Morrisons, JD Sports, Caffè Nero, Funkypigeon.com and more. Account specific deal!
Hi Guys Check your Santander account 'My Offers' section. Retailer offers are available on selected accounts Simply choose the retailers you like from the available list, spend at the retailer and t… Read more
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dougrobbins78

If you can be bothered of course.


TBH I can't!

Original Poster

Stompa

They sent me an email today saying "Earn cashback this Christmas with … They sent me an email today saying "Earn cashback this Christmas with Retailer Offers. Up to 15% cashback."Yet still I have no offers.



In that case, it would be worth contacting customer services. They may be able to manually apply the promotion given their error in emailing you

If you can be bothered of course. But you may get 5-10% at Morrisons which is worth getting it

Good luck

They sent me an email today saying "Earn cashback this Christmas with Retailer Offers. Up to 15% cashback."

Yet still I have no offers.

Would prefer my 123 3% savings discount back please!
Edited by: "snappyfish" 18th Dec 2016

Apparently you need to use the card a lot to get offers to appear. I asked the santander twitter help person.
74°
EXPIRED
Kids
Santander are swapping new/nearly new toys(to be donated) for chocolate coins
I apologise if this ends up in the wrong place, this is my first post. This is not a deal as such, although there is Chocolate. In the spirit of getting a deal and giving something back Santander are … Read more
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For anyone who can't get to a Santander branch, I noticed that Yorkshire linen are also accepting unwrapped gifts for children 0-18.

jettaman

For Santander, it is indirectly about making money. You would be better … For Santander, it is indirectly about making money. You would be better off giving your toys to a charity shop than propping up a banks PR machine. At the charity shop you can swap your toys for a warm fuzzy feeling



Bit like Comic Relief etc when they "donate" money they raised in branch by having collection tins out, don't donate a penny but makes or looks like they do. Banker banker rhymes with wan...... don't matter.

xobec

It's about helping others, not saving/making money!


For Santander, it is indirectly about making money. You would be better off giving your toys to a charity shop than propping up a banks PR machine. At the charity shop you can swap your toys for a warm fuzzy feeling

xobec

It's about helping others, not saving/making money!



Yeah, then why doesn't Santander donate some of their billions? Thought not!

Danny Shine sums up the banks quite well

youtube.com/wat…Ka4

jettaman

Sounds like a poor investment from a bank. You could stuff those toys in … Sounds like a poor investment from a bank. You could stuff those toys in your attic and find them to be worth a fortune in 30 or so years. Better still, sell or re-gift the new ones. Cold!



It's about helping others, not saving/making money!
324°
EXPIRED
Personal Finance
Santander Zero card!! No foreign fees!
The credit card seems to have returned! No foreign transaction fees on purchases when made in the local currency No cash withdrawal fee anywhere in the world No monthly fee
Latest commentsPost comment

colin4man

I can't see what exchange rate they will give you on foreign … I can't see what exchange rate they will give you on foreign transactions. Presumably that is where they make their money because the no foreign transaction fee only apply if you use the local currency.I still think the Revolut card is better. It's a debit card not a credit card but there are no fees involved (if you stick to their fair use policy) and you get the live inter bank exchange rate on transactions.



​the visa rate

LesD

And which does charge fees on foreign transactions."If you use your VISA … And which does charge fees on foreign transactions."If you use your VISA debit card for transactions abroad, you may be charged a foreign exchange fee."Here's the correct link to the Zero card.http://www.santander.co.uk/uk/credit-cards/zero-credit-cardNote, as with the Clarity card, it will still charge interest on cash withdrawals from the date of withdrawal.



​question about the cash withdrawals. MSE seems to make it sound like you need to get on online banking immediately! and pay it off. surely it's just the same as with an ordinary purchase and as long as you pay off when statement comes you don't get charged interest?

rally

Thanks!What is the exact advantage of preloading?



If you withdraw cash you don't get charged interest - which I normally do

rally

Which credit card is this?



The Santander zero

landros1

Interest is charged for cash withdrawals from the day it is taken out … Interest is charged for cash withdrawals from the day it is taken out unlike spending on them.


Technically you are correct but in practice cash withdrawals don't appear on your account until following day.
86°
EXPIRED
Personal Finance
Santander 1-2-3 Account Retailer Offers - 10% Morrisons, H. Samuel, Apex Hotels, Europcar, Photobox, Hotels.com and more (customer specific)
No doubt this will be customer specific but I noticed some new deals landed in my account, most noticeably 10% cashback on Morrisons purchases. Activate the offer in your internet banking account to … Read more
Latest commentsPost comment

Original Poster

alex_dis

That level of interest rate cut was bang out of order, especially after … That level of interest rate cut was bang out of order, especially after raising the account fee a few months earlier. Thing is, they know that the majority of people are going to be using that account specifically because they have larger balances and there isn't anything comparable on the market unless they faff around and split it amongst multiple accounts like you did.



I'm as annoyed as anyone that the rate was dropped, we obviously all want the highest rate possible but you do say yourself there isn't anything else comparable on the market, so you can kinda see why they dropped it.

Original Poster

Newbold

If you're wondering why you haven't got any offers, you do need to have a … If you're wondering why you haven't got any offers, you do need to have a Santander credit card on your account to get them - the 123 debit card isn't enough on its own. The Zero card does the trick, though.



I don't have a credit card and get regular offers via my 1-2-3 Current Account oO

If you're wondering why you haven't got any offers, you do need to have a Santander credit card on your account to get them - the 123 debit card isn't enough on its own. The Zero card does the trick, though.

woldranger

They'll need more than these offers to keep people using that account … They'll need more than these offers to keep people using that account since they halved the interest and kept the £5 fee. Only worth it if you're close to maxing it out near the 20 grand mark. I've moved mine to various banks that are paying 3-5% at the mo, and a couple are set at that for 12 months


House bills are still offset against the fee but interest rate halved from November, I may just paydown the mortgage rather than earn lower interest

Why don't they offer the same to all customers? We have the same accounts.
Ditching Santander asap
239°
EXPIRED
Freebies
Free Santander Cycles in London this weekend
Free Santander Cycles in London this weekend to celebrate our sixth anniversary! To celebrate six years of helping people discover London by bike, Santander along with Transport for London (TfL) are … Read more
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Thank you very much op. Do the same thing next year

K0YS

how is that a scam when you couldn't follow the instructions?


I must have made you clever now.

ms024

this santander cycle service seems scam to me. there is a part mistake … this santander cycle service seems scam to me. there is a part mistake from my side too. took 3 bikes thinking 2 quid for 24 hrs next day i was charged 24 extra. 2 is just for taking bike out and cost 2 per hr after 30 min. we used it for 3 hrs. not impressed with this service though.



​user error
read the T&C

ms024

this santander cycle service seems scam to me. there is a part mistake … this santander cycle service seems scam to me. there is a part mistake from my side too. took 3 bikes thinking 2 quid for 24 hrs next day i was charged 24 extra. 2 is just for taking bike out and cost 2 per hr after 30 min. we used it for 3 hrs. not impressed with this service though.


how is that a scam when you couldn't follow the instructions?

danuzumi

Disgusting. People these days have no consideration for others?


Absolutely disgusting I didn't get to see any.:(
-113°
Personal Finance
Santander 1|2|3 Lite Current Account - £1 per month ** Cashback on household bills**
Santander launched a new 123 current account yesterday ( 21/07/2016 ) which is the lite version which pays cashback on you household bills. The current account that pays you cashback on your househol… Read more
Latest commentsPost comment

I receive approx £11 cashback a month & was receiving good interest too, but moved recently so no real savings left. The Lite account suits me better now as I keep the cashback and only pay £1 instead of £5. Good timing too with the interest rate dropping! Don`t know why this went cold....

Original Poster

Shakeyyy

​How comes they're halving their interest rate?!



​Because they are greedy

2_random_words

​As of November though will be 1.5%



​How comes they're halving their interest rate?!

karen46

I have just switched to ordinary 123 account after having an offset … I have just switched to ordinary 123 account after having an offset account elsewhere, so far so good, the £5. charge is easily covered by cashback and the 3% interest.



​As of November though will be 1.5%

New Trust them...I had bad experience with them . Stay away