Do you understand the time value of money? I.e. net present value? Cashflow? Etc? If so, then you know why 1+23 is far, far, far better than 9+23.
I got the Yeti, last year, Simpsons was great, the car was delayed though, took a good, 3/4 months. Love it though, great car so far, MPG on th e1.2 DSG no where near what they claim. Also you nee to watch out for after sales insurance sells. Scratch & Dent repair, costs a few hundred quid, i didnt take it out. But the one that you may well end up getting is GAP cover, Skoda charge £200, what that does is cover any difference in cost between, the value of the car th einsuranc epays out and the value of the car Skoda says they want, in the event of a right off. Now generally your own insurance will pay the full value in teh first year anyway, but it sthe second year where it matters the most. However I took the cover independently for abou £90 and not £200 by the biggest gap cover provider, recommended on honestjohn website.
what difference does it make, over the term you give them the same amount anyway, i feel if i have abigger deposit then my ongoing commitment is coming out of my regular income, so much easier to manage. £109 a month is really nothing, go out a couple of times for a meal with you rmates you spend just as much
Thanks for the additional info tyflux. I've been in touch with my local dealer also to use this as leverage on an even better deal - hopefully.