Fair enough. I bet bath is a lovely place surrounded by the Cotswolds.
Honestly, I just love Bath. We don't need a big place, and we're happy renting where we are to save up. I'd be happy here with a 2 bedroom place for a long time. I lived in Leeds and Manchester prior to this, so I know the price difference is mental! But I still think it's worth it, to me.
Exactly, everything is about compromise in life not want want want, well done you for life planning past want want want now now now (y)
I live in London and a bedroom flat now cost about 400k around where i am! Go further 10 miles from me can get a 300k 2 beds semi (needs doing up!) So I have decided to move city within the next 12months, plan is going to Birmingham and get a 2 bedroom apartment for around 100k. Have u consider moving into another city? Hard decision I know, I thought long and hard about this, but no choice if I want my own place.
Keep going until you're 50 I believe. Then you can use it to either buy a house for the first time, or take it out when you retire. I believe you can have both, but it's useless. You can only use one to buy a house. Unless you want to use the LISA JUST for the pension, and HTB for the house. But yeah, I'm fairly sure the LISA isn't treated as a cash ISA, HTB is only treated as a cash ISA, so it's separate. Don't quote me on that, though.