SSE Heating Cover - equiv. £15.75/month (£189 p.a.) NO EXCESS @ SSE
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SSE Heating Cover - equiv. £15.75/month (£189 p.a.) NO EXCESS @ SSE

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Edited by:"JohnnyZee"Found 26th Sep 2017
* FREE for 2 months. Then £18.90 for the remaining 10 months. Plus £40 energy credit for SSE energy customers

* Repairs to your boiler, controls and full central heating system, including thermostat and programmer
* Repairs to radiators and pipework (house side of gas meter, gas pipe only covered from meter to boiler)
* Free annual service
* NO EXCESS
* Parts, labour and unlimited call-outs
* 24/7 emergency helpline
* 24-hour call-outs for emergency repairs

This product is a 12 month contract and is designed to meet the needs of a property owner who wants to protect their gas boiler, controls and heating system against breakdowns. It includes an initial inspection in the first year to ensure your system is suitable for cover and an annual service in subsequent years.

The full annual cost of the SSE Heating Cover is £189, inclusive of VAT and Insurance Premium Tax. This also includes your two months free.
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15 Comments
Would this go up yearly in line with the age of the boiler?
We've had this cover for past 3 years and seen no increase despite having a significant amount of callouts. Really good service and no quibble. Saved us loads and have peace of mind.
This is probably a perfectly good insurance scheme, but I can't see why it is a hot deal. All the power companies (and others) offer similar schemes for much the same price, and I think I pay a little less for a similar product from Scottish Power.

I've voted cold because there really isn't much point people posting everyday advertisements on this site.
I have this cover and it's been brilliant!

Didn't get two free months however, but don't mind paying for great piece of mind.

Voted hot as making everyone aware of great cover is just as a good help as a 'deal' in its own.
"It includes an initial inspection in the first year to ensure your system is suitable for cover" - this for them to assess that you will be profitable: if they accept you, then most likely you don't need the cover. You are usually better off saving the money for repairs than paying for this sort of insurance, i also feel it gives them a way in to sell you stuff and they will be more inclined to recommend a replacement boiler than a cheaper repair at some point. These companies employ some very smart people to make sure that they profit from these deals. But, if people want "peace of mind", then it's their money and their choice.

In 10 years you'd pay £1890 for this insurance. I know I've spent nowhere near that on my boiler/central heating in 10 years, and its an old system too.
Edited by: "M_z" 26th Sep 2017
M_z36 m ago

"It includes an initial inspection in the first year to ensure your system …"It includes an initial inspection in the first year to ensure your system is suitable for cover" - this for them to assess that you will be profitable: if they accept you, then most likely you don't need the cover. You are usually better off saving the money for repairs than paying for this sort of insurance, i also feel it gives them a way in to sell you stuff and they will be more inclined to recommend a replacement boiler than a cheaper repair at some point. These companies employ some very smart people to make sure that they profit from these deals. But, if people want "peace of mind", then it's their money and their choice.In 10 years you'd pay £1890 for this insurance. I know I've spent nowhere near that on my boiler/central heating in 10 years, and its an old system too.


This is a really good point MZ. I suppose I've been paying into schemes like this for more than 20 years (so it has cost me at least £4000 at today's rates), and in that time I suppose I've used the call out service half a dozen times, so perhaps £2000 worth of repairs. I've also received a boiler service every year, but that is only worth £45 (that is what it it costs me for a BTL house I own, including the landlord's certificate) - so another £900 worth there. The total is probably £3000 then, against £4000 in costs. I suspect this is pretty normal and as you say, the service providers have calculated all this and added some profit (which is fair and reasonable).

Whilst all these schemes are convenient, they tend to be quite slow in procuring replacement parts, mostly insisting on going through a single parts supplier (and thus sometimes taking several days) rather than allowing the contract gas fitter to purchase locally and have the parts the same day (I know this to be the case from personal experience with two different insurance providers).

I don't think this advertisement is a particularly good deal at all, but I'm still comfortable with buying a similar insurance for my main home in order to take advantage of the convenience of not having to find a gas fitter if something goes wrong.

My vote remains cold.
My son pays £25 odd per month with British Gas which I think is a lot. Have been looking for an alternative but some don't cover boilers over 7 years old and his is much older than that.
Original Poster
othen3 h, 54 m ago

This is probably a perfectly good insurance scheme, but I can't see why it …This is probably a perfectly good insurance scheme, but I can't see why it is a hot deal. All the power companies (and others) offer similar schemes for much the same price, and I think I pay a little less for a similar product from Scottish Power.I've voted cold because there really isn't much point people posting everyday advertisements on this site.

Is the service from Scottish power any good? I have seen lots of bad reviews for their boiler cover? Thanks
emerald212 h, 23 m ago

My son pays £25 odd per month with British Gas which I think is a lot. …My son pays £25 odd per month with British Gas which I think is a lot. Have been looking for an alternative but some don't cover boilers over 7 years old and his is much older than that.


£25 a month is a lot. Put that in the bank each month and he has saved £900 after 3 years, enough to cover emergencies, and a big chunk towards its replacement.
JohnnyZee5 h, 54 m ago

Is the service from Scottish power any good? I have seen lots of bad …Is the service from Scottish power any good? I have seen lots of bad reviews for their boiler cover? Thanks


I think Scottish Power's service is about average, but it is a little cheaper than most.

I have had to use the call out service twice (well, the second one needed three visits - each to fit a different part) over the part 4 or 5 years. The call out service itself is fine, a gas fitter always turned up pretty promptly, but on all the occasions the problem was the lead time to get parts. Because the insurer uses a single supplier for parts (and hence gets a good discount on them) there was always a delay of 3-4 days in effecting the repairs. The first call out was diagnosed as needing a new central heating pump; I could have bought one from a local supplier off the shelf but had to wait for the insurer's logistic system to provide one.

The second call out (some electronic problem between a switch and a valve) was diagnosed, a part supplied (4-5 days later), only to find it was the other part had failed (either the switch or the valve), which was duly ordered and fitted - only to discover it was the cable between them that had failed. All in all I was probably without heating for 2 weeks, it was not the gas fitter's fault (he was just a local chap with a contract) but waiting for parts that caused the delays.

I suspect all the insurers are the same, they will all have their own parts systems that will be much slower than just buying locally from PlumbFix.

I suppose I have had my money's worth - but I'm not sure I'll go this way in the future. I contract a local gas fitter to maintain a BTL house I own, he is able to buy any parts he needs locally and they arrive the same day. I think overall that is a better and cheaper arrangement, so I may change to that for my residential house.
Have a Worcester boiler installed by accredited installer and get up to 10 year guarantee provided you have boiler serviced by them. See theheatinghub.co.uk/boi…tee
I do use SSE , but only their one off fee which is £150. If there is something serious wrong with your boiler like the pump going or PCB fault. The £150 all in fix is good. Worth bearing in mind.
Been with SSE and only needed to call them out once and even then the boiler just needed a rest. It is a peace of mind but the renewal price is £18.90 per month for the same cover. paying £16.90 at the moment.
Been searching and found the following from SWALE. anyone with them?

swaleheating.com/boi…ver
how much does it typically cost for an annual boiler service these days?
What puts me off these plans is they are all direct debit only schemes which makes cancelling a ball ache.
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