Summer offer £99 fee for all FirstDirect mortgages, FirstDirectory £8 for the year.
37°Expired

Summer offer £99 fee for all FirstDirect mortgages, FirstDirectory £8 for the year.

Banned 5
Banned
Found 16th Jul 2010
This is the booking or arrangement fee, legal fees are free for remortgages, just £99 for a "drive by/external valuation".
Also their First Directory which is £12 a month is now 3 months free and £100 immediate cashback if taking out an offset mortgage with them, so effectively £8 for the year instead of £144 and renewable on a monthly basis thereafter.
See link for full details.
First Directory gives worldwide annual travel insurance (family), breakdown cover(individual not vehicle), mobile phone insurance, plus other perks..

5 Comments

Original Poster Banned

http://www2.firstdirect.com/1/2/travel/first-directory/overview;jsessionid=0000CitzW6krIhnjZCgctHB9RMX:11qkqgmtb?clear=true

I've applied for one of these last week, hoping it comes through at 2.99% for a two year fixed rate with £198 arrangement fees!

Sounds good

Aaaaarrrggghhh

In the process of moving my mortgage to them & all due to be completed in less than 3 weeks.

I paid a £250 booking fee & am due to pay a £250 arrangement fee for 4.54% fixed for 5 years.

These new deals beat that easily.

Just called First Direct & switching to the 4.19% fixed for 5 years with just a £99 booking fee (& no arrangement fee).

Means an instant saving of £151 (paying new booking fee instead of old arrangement fee) and a better rate over the 5 years.

A bit gutted I've effectively thrown the original £250 booking fee away but I suppose me balls aint crystal.

Many thanks.

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