Suzuki Vitara 1.6 SZ-T 36 month lease Nationwide Vehicle Leasing £7,674
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Suzuki Vitara 1.6 SZ-T 36 month lease Nationwide Vehicle Leasing £7,674

31
Found 19th Oct
I have been looking for our next lease, ideally one of the mid sized 2wd 4x4 types which seem to carry a bit of a premium. This one popped up both at Nationwide and First Vehicle Leasing. In stock but also a second delivery in December available from First (https://www.firstvehicleleasing.co.uk/car-leasing/suzuki/vitara/vitara-estate/1.6-sz-t-5dr)


Based on 3 months down (£590), £198 processing then £196 PM for 35 months. So effectively £213.70 PM.

Suzuki Vitara 1.6 SZ-T has all the gizmos and cruise control. No where near the base model. Spacious inside and seems nicely finished.


cars.suzuki.co.uk/new…or=

Remember you GAP insurance on top, which I got for around £100 from ala.co.uk.

If it helps with the maths, we also looked at buying a 3 year old car at about £8,000. Loan repayments from Lloyds with a low 2.8% work out at £170 per month over a similar period. Then you will have a timing belt, tyres and other nonsense making up the £40PM difference easily.

Yes at the end you have a lovely 6 year old car just waiting for a failure. Its a personal and affordability choice.

Your numbers aren't accurate:

((3+35) x £196.74) + £180 = £7,656.12 or £212.67

However, same car cheaper elsewhere for same term and mileage.
31 Comments

I test drove one of these and was really impressed and surprised with the feel and drive. I leased a Leon cupra 300 instead though because it was only another £40 a month.

hot because I like the way you wrote it.

cold because I have an audi a4 for £177 a month with 3 upfront and no fees and 10k miles x2 years which makes this suzuki look very expensive.

hot + cold = no vote

Can I ask where you got the audi A4 deal from?

michaelgell11 m ago

hot because I like the way you wrote it. cold because I have an audi a4 …hot because I like the way you wrote it. cold because I have an audi a4 for £177 a month with 3 upfront and no fees and 10k miles x2 years which makes this suzuki look very expensive. hot + cold = no vote


Hi

Can you please direct me to your A4 deal?

As has been said before, leasing a car isn't for everyone. Nothing to show for the money after paying the leasing companies depreciation on the car over a few years. I can only think of renting vs a mortgage.

I want my own car that I can do with as I choose as long as I keep making the payments. No one says I've got to pay for excess miles, damage or when I hand it back. Once it's paid for I keep it and run it as long as I like reducing the depreciation over the years. You can get cars with 7 years warranty.

Watch out as these cheaper lease deals may dry up once the interest rates go up leaving people no option but to swallow the higher interest rates on their next car.

almas0922 m ago

HiCan you please direct me to your A4 deal?


Hope you've got your HUKD time machine warmed up ready to go for when you get a response....

zebedee4ever7 m ago

As has been said before, leasing a car isn't for everyone. Nothing to show …As has been said before, leasing a car isn't for everyone. Nothing to show for the money after paying the leasing companies depreciation on the car over a few years. I can only think of renting vs a mortgage. I want my own car that I can do with as I choose as long as I keep making the payments. No one says I've got to pay for excess miles, damage or when I hand it back. Once it's paid for I keep it and run it as long as I like reducing the depreciation over the years. You can get cars with 7 years warranty.Watch out as these cheaper lease deals may dry up once the interest rates go up leaving people no option but to swallow the higher interest rates on their next car.


You argument is not valid to compare against leasing as you talk about keeping the car for many years. Something people who lease do not want to do, hence they lease. It's really not rocket science but yet here we are, someone struggling to comprehend.

Plus, if you did damage your car that you bought and did drive those extra miles, they will all come off what it is worth at some point.

Paying the leasing companies depreciation, as apposed to your own when buying? Show me a normal car you can buy brand new and sell in 2 years for a profit?

People like you always compare leasing to driving cars for half your life or some old rust bucket.

Compare like for like. Or don't at all.

MrSweeney11 m ago

Hope you've got your HUKD time machine warmed up ready to go for when you …Hope you've got your HUKD time machine warmed up ready to go for when you get a response....


Let's hope it's a hot tub time machine, chamone!

Worse car I ever owned.

Rusty821 h, 7 m ago

You argument is not valid to compare against leasing as you talk about …You argument is not valid to compare against leasing as you talk about keeping the car for many years. Something people who lease do not want to do, hence they lease. It's really not rocket science but yet here we are, someone struggling to comprehend.Plus, if you did damage your car that you bought and did drive those extra miles, they will all come off what it is worth at some point. Paying the leasing companies depreciation, as apposed to your own when buying? Show me a normal car you can buy brand new and sell in 2 years for a profit? People like you always compare leasing to driving cars for half your life or some old rust bucket.Compare like for like. Or don't at all.


Silly.

zebedee4ever1 h, 59 m ago

As has been said before, leasing a car isn't for everyone. Nothing to show …As has been said before, leasing a car isn't for everyone. Nothing to show for the money after paying the leasing companies depreciation on the car over a few years. I can only think of renting vs a mortgage. I want my own car that I can do with as I choose as long as I keep making the payments. No one says I've got to pay for excess miles, damage or when I hand it back. Once it's paid for I keep it and run it as long as I like reducing the depreciation over the years. You can get cars with 7 years warranty.Watch out as these cheaper lease deals may dry up once the interest rates go up leaving people no option but to swallow the higher interest rates on their next car.

Why do people who have no interest in leasing always feel the need to post the same crap on lease threads? And leasing is absolutely nothing like renting Vs buying a house. Houses go up in value over time cars do not.

Take a look on contract hire and leasing for a A 4 deal.

Can't post a link as it doesn't allow me for some reason but a A4 s-line is on there for 169 a month. Granted with a 1500 quid deposit.

Ant

To protect the gullible

MrSweeney3 h, 11 m ago

Hope you've got your HUKD time machine warmed up ready to go for when you …Hope you've got your HUKD time machine warmed up ready to go for when you get a response....

Correct, Doncaster Audi April 2016

Crap

zebedee4ever3 h, 49 m ago

As has been said before, leasing a car isn't for everyone. Nothing to show …As has been said before, leasing a car isn't for everyone. Nothing to show for the money after paying the leasing companies depreciation on the car over a few years.


Buying a new car for a cash purchase isn't for everyone either, in fact probably for the very few. Lease is probably a great option as opposed to a car purchased on loan or finance, as there are those extra costs to be factored on top of the depreciation which a new car will suffer.

Rusty8215 h, 32 m ago

You argument is not valid to compare against leasing as you talk about …You argument is not valid to compare against leasing as you talk about keeping the car for many years. Something people who lease do not want to do, hence they lease. It's really not rocket science but yet here we are, someone struggling to comprehend.Plus, if you did damage your car that you bought and did drive those extra miles, they will all come off what it is worth at some point. Paying the leasing companies depreciation, as apposed to your own when buying? Show me a normal car you can buy brand new and sell in 2 years for a profit? People like you always compare leasing to driving cars for half your life or some old rust bucket.Compare like for like. Or don't at all.


I agree.

When lease deals are posted on HUKD the only question you should be asking is is the lease cost over the duration less than the equivalent depreciation if you bought the car. If significantly so then it’s likely a hot deal.

Everybody knows that buying a used car and keeping it for many years is the cheapest way to go but that is not the point. Compare apples with apples.

Personally this is not a car for me but I do find the usual lease vs buying comments ‘interesting’!
Edited by: "HHUKD" 20th Oct

michaelgell17 h, 41 m ago

hot because I like the way you wrote it. cold because I have an audi a4 …hot because I like the way you wrote it. cold because I have an audi a4 for £177 a month with 3 upfront and no fees and 10k miles x2 years which makes this suzuki look very expensive. hot + cold = no vote


Yep lots of deals on the Audi A4 at the moment if you don’t mind the 1.4 engine (some complaints about limited power before the turbo spools up).

Does this 3 + 23 £177 = £4602 incl broker fee?

HHUKD21 m ago

Yep lots of deals on the Audi A4 at the moment if you don’t mind the 1.4 e …Yep lots of deals on the Audi A4 at the moment if you don’t mind the 1.4 engine (some complaints about limited power before the turbo spools up).Does this 3 + 23 £177 = £4602 incl broker fee?

​It was direct through Audi Doncaster so there weee no fees. But as I said I got this deal over a year ago when the model just came out and is alot more now.

zebedee4ever16 h, 55 m ago

Silly.


That is exactly what you seem to be. Well, if putting it politely.

michaelgell45 m ago

​It was direct through Audi Doncaster so there weee no fees. But as I said …​It was direct through Audi Doncaster so there weee no fees. But as I said I got this deal over a year ago when the model just came out and is alot more now.


A year ago?

I got my 2.0 190 DSG Alltrack over a year ago.

3 + 23 at £146 8 k miles.

Completely irrelevant now tho.

zebedee4ever19th Oct

As has been said before, leasing a car isn't for everyone. Nothing to show …As has been said before, leasing a car isn't for everyone. Nothing to show for the money after paying the leasing companies depreciation on the car over a few years. I can only think of renting vs a mortgage. I want my own car that I can do with as I choose as long as I keep making the payments. No one says I've got to pay for excess miles, damage or when I hand it back. Once it's paid for I keep it and run it as long as I like reducing the depreciation over the years. You can get cars with 7 years warranty.Watch out as these cheaper lease deals may dry up once the interest rates go up leaving people no option but to swallow the higher interest rates on their next car.

I'm a fan of leasing, however you've made some good points, especially with possible interest rise, these deals will not be as cheap. So we may only see them for the next couple of years, additionally with a lot of them being for German imports we don't know if there will be a tariffs too.
I think I'll be leasing for the near future and make my money work somewhere else, however I can see this changing.

Original Poster

m5rcc19th Oct

Cheaper here by £241.64 or £6.71/net/mth:[Image]

Still £1500 upfront. Good if you have the money available

james-young13 h, 0 m ago

Still £1500 upfront. Good if you have the money available



Given that one needs to pay the whole amount, I know which deal I would rather have.

Original Poster

m5rcc23rd Oct

Given that one needs to pay the whole amount, I know which deal I would …Given that one needs to pay the whole amount, I know which deal I would rather have.

Me too. Keep the cash in the bank

Original Poster

m5rcc5 h, 16 m ago

To earn peanuts. Excellent.


Your on the wrong site. We save pennies here

Original Poster

m5rcc4 h, 26 m ago

It's You're.I'm saving you whole pounds: 241 of them in fact!

This is fun.
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