I was searching through the internet for a good deal for my car insurance, renwal quote a joke. Top Cash Back are offering £45 for taking out a policy with Swinton. They have a 5* Defaqto rating and were cheaper than the big guns by £30 before TCB. Checked account today and money is in there pending. Takes my gti golf fully comp down to £115 for whole year with protected ncd, hope his helps someone.