Tesco 0% interest on balance transfers for the first 21 months. 0% FEE in first 90 days!
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Tesco 0% interest on balance transfers for the first 21 months. 0% FEE in first 90 days!

51
Found 15th Mar 2016
No balance transfer fee!
0% interest on balance transfers for the first 21 months. This offer is applied to any balances transferred within the first 90 days of account opening, if you make your minimum repayments on time and in full.
Earn Clubcard points wherever you use your card, plus your usual points in Tesco



dmaster2000
#16
£31.50 topcashback too

topcashback.co.uk/tes…ost 16:
£31.50 topcashback too

topcashback.co.uk/tes…ee/
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51 Comments
do you get points for money transfer??
good deal, Halifax also doing 40month interest free (but with 3% fee - reduced to 2.9% after 90 days).
Just did this myself but they only offered less than half the credit limit of my previous card and my salary has gone up significantly since I applied for the previous card. Oh well.. just paid the difference and I got less to worry about now... 21 months to pay off easily.
If you have just opened this account I hope you got your 1000 clubcard points for new applications.
cocobay71

If you have just opened this account I hope you got your 1000 clubcard … If you have just opened this account I hope you got your 1000 clubcard points for new applications.



​i went through topcashback and put my clubcard in too
dmaster2000

​i went through topcashback and put my clubcard in too



​Might be worth adding any extra clubcard points or topcashback offers in the details so anyone thinking of applying will benefit from them.
0% fee? Instant heat! Thanks OP. Don't need it myself but I know someone that does, perfect timing...
ooh looks good
Got declined for this
Just got mine 0% for 38 months in balance transfers...
karene28

Just got mine 0% for 38 months in balance transfers...


Who's that with?
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deleted1336857
Isn't the Post Office Credit card the best?
cocobay71

If you have just opened this account I hope you got your 1000 clubcard … If you have just opened this account I hope you got your 1000 clubcard points for new applications.



how do you get the 1000 points via TCB ?
Shame the points not in the title as I got accepted for it then noticed in the posts about it, will call them tmz see if they can add it.
karene28

Just got mine 0% for 38 months in balance transfers...



​there are others 38 months or even 40month 0% interest but they charge a fee usually about 3% to transfer the balance onto them so for every £1000 this would be £30 fee based on 3%. With the deal you can save hundreds as there is no fee
cocobay71

If you have just opened this account I hope you got your 1000 clubcard … If you have just opened this account I hope you got your 1000 clubcard points for new applications.



How do you get the 1000 clubcard points? I went through Topcashback and put my clubcard number in during the application but I never seen an offer for 1000 clubcard points.

Even without them its still a hot deal, cheers op

EDIT:
I see there is an offer for 1000 points on a purchase card if you make a balance transfer or purchase within first 2 months but I dont think that applies to this card.
Edited by: "mambo1888" 15th Mar 2016
check barclaycard also as i got mail that promo's a 17 month 0% on purchases
£30.30 Cashback as well with TopCashBack. Ordered mine on Sunday.
Many thanks dmaster2000.Just applied and accepted through topcashback .Owe you a pint
Worth a look! Heat from me thanks
do they limit the number of the cc per person?
Already got the previous 0% Tesco Credit Card deal. I presume I can't do this as well but can't see "new customers only" anywhere?
Thanks for posting, just to sense check a couple of things....

1. Any limit on the amount you can transfer? Is it just dictated by the credit limit Tesco give you? If so, and this is below the balance you have on a card, can you transfer a partial amount?

2. Might be checking the obvious, but once your balance is transferred you should be good just making the minimum payment each month for the first 21 months without incurring any additional charges?


Thanks in advance.
morgie

Thanks for posting, just to sense check a couple of things....1. Any … Thanks for posting, just to sense check a couple of things....1. Any limit on the amount you can transfer? Is it just dictated by the credit limit Tesco give you? If so, and this is below the balance you have on a card, can you transfer a partial amount?2. Might be checking the obvious, but once your balance is transferred you should be good just making the minimum payment each month for the first 21 months without incurring any additional charges?Thanks in advance.



1. 95% of credit limit
2. You have to make minimum payments like any credit card
Can anyone help me. I'm looking to transfer only about £700 to pay off a card as I'm about to pay interest. Would this be suitable?
A good deal if you use the 0% to pay of all your credit card debt and never go back into debt again other than your mortgage.
Thanks, just ordered mine - no transfer fees makes this a great deal.
Davie Brydo

Can anyone help me. I'm looking to transfer only about £700 to pay off a … Can anyone help me. I'm looking to transfer only about £700 to pay off a card as I'm about to pay interest. Would this be suitable?


yes

jcluk

never go back into debt again other than your mortgage.



nothing wrong with debt or credit cards


I dont use my debit card for anything other than drawing cash out
Much more protection using a credit card

think about it

Fraud on your debit card and its your money.. will the bank be too interested in recouping it?

Fraud on a credit card.. its the banks money.. they'll be much more keen to recoup it

Want a new TV for £500... why spend £500 in one lump.
Best spending £500 on a credit card that offers extended warranties / cashback / points and then blaance transferring it to Tesco. £25 a month for 20 months and its repaid.
the telly should last you 60m to 120m minimum so no point paying upfront.
This should save me a few bob. Thanks.,
jcluk

never go back into debt again other than your mortgage.



Having debt on a 0% credit card is certainly not a bad thing. For example, putting £2,000 on a 0% card for some house improvements or a holiday, and knowing you can pay it off £100 a month at ease. It's a much cheaper alternative to getting a small loan.
Tesco won't approve your application if you had changed the address in the last 12 months. This is what happened to me when I applied last time.
dodgymix

nothing wrong with debt or credit cardsI dont use my debit card for … nothing wrong with debt or credit cardsI dont use my debit card for anything other than drawing cash outMuch more protection using a credit cardthink about itFraud on your debit card and its your money.. will the bank be too interested in recouping it?Fraud on a credit card.. its the banks money.. they'll be much more keen to recoup it Want a new TV for £500... why spend £500 in one lump.Best spending £500 on a credit card that offers extended warranties / cashback / points and then blaance transferring it to Tesco. £25 a month for 20 months and its repaid. the telly should last you 60m to 120m minimum so no point paying upfront.



Completely agree with all this! I use my CC for anything over £50 and then pay it off in full each month. Costs me nothing, but I get extra protection and rewards points which give me money off.
thanks for posting this, I'm very grateful
Thanks for this.
Needed one for june to transfer from a zero pruchases card.

I cant see any mention of a bonus 1000 cc points?
Got accepted but balance was too low to benefit. Cancelled.
Jerec

Got accepted but balance was too low to benefit. Cancelled.


Same thing happened to me... previous balance was 8000 and got offered only 3600 lol.. had the money so paid the difference
my CC is already with Tesco. can anyone recommend another CC that does free transfers?
Has anyone tried to get a 2nd card from Tesco? (i too already have a tesco 0%card and need another).
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