Tesco Car Insurance... Best quote I had + £40 Quidco + £25 Fuel card + Clubard pointsc
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Tesco Car Insurance... Best quote I had + £40 Quidco + £25 Fuel card + Clubard pointsc

43
Found 28th Feb 2012
First post...

Just shopped around for my car insurance and found Tesco to be over £60 cheaper for the same level of cover than the next cheapest. (Cover and extras are the same).

Plus they are offering £25 fuel (gift) card until the 29th Feb
Plus £40 Quidco (expires 29th Feb)
Plus Clubcard point too (if you link your clubcard account).

I also used my Tesco credit card so get a few extra points for that.

I know Tesco will take over the world one day, but while I am saving that much I can't say no.
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Happy for you, but given that it's unlikely that someone else will have the same car, live in the same area and have the same driving record as you it's not guaranteed to present others with a saving.

Best thing to do is as you have done, and shop around.
Banned
My cashback for quidco compare took over 4 months to be paid
It'll be different for everyone. Tesco were more than double the cheapest quote for me when I renewed my car insurance last week.
Yuo ahve to be joking, every company will offer a different price. Just lucky that your combination of stats ended up the cheapest!
calmacuk

It'll be different for everyone. Tesco were more than double the cheapest … It'll be different for everyone. Tesco were more than double the cheapest quote for me when I renewed my car insurance last week.



Snap!
'best quote for you' doesn't make a deal. When I renewed aviva were slightly more expensive but I got £80 quidco. Wouldn't of posted it on here though as its different for everyone.
Cheapest quote - £720 - Tesco Quote - £9400.... so even with the quidco i think i'll give it a miss...
I got to say guys.......................My Insurance was also the best part of £100 cheaper with tesco, plus £40 cb & £25 fuel voucher, so worth a try don't you think................ before you knock it, if it's due.............then why not give it a try.
Agree that it all depends on other factors as to pricing but the Quidco and fuel card deals make it worth getting a quote, thank you.
Don't know why some people moan so much about you trying to help them. Some will benefit from this others won't.
If you'd put on that someone had bought a mars bar for 1p in a tiny shop in the outer herbrides that virtually no one else could benefit from, it would have been voted hottest of the day!
Ordered. Thanks OP
Just had a quote and the value cover is 4 times more expensive than my renewal. COLD!
Edited by: "Hinzy9" 28th Feb 2012
boohoo2003

I got to say guys.......................My Insurance was also the best … I got to say guys.......................My Insurance was also the best part of £100 cheaper with tesco, plus £40 cb & £25 fuel voucher, so worth a try don't you think................ before you knock it, if it's due.............then why not give it a try.


Fair enough but the whole idea of insurance is to shop around for the best deal. What's best for one person may not be for the next. So my advice is SHOP AROUND for the best quote for your circumstances.
Edited by: "collectorcol" 28th Feb 2012
nice idea op, allthough you have been slated by some on here, its your first deal, so for that and the extras and it was the cheapest 4 u, HOT!
danboi63

nice idea op, allthough you have been slated by some on here, its your … nice idea op, allthough you have been slated by some on here, its your first deal, so for that and the extras and it was the cheapest 4 u, HOT!


as you can see, HINZY9 hasnt contributed very much in the last 3 years, (used you for example only) so dont worry op, its just the way of HUKD, unless its the same for everyone it doesnt go hot!
https://www.hotukdeals.com/profile/Hinzy9
always try getting quotes first without using cashback or comparison sites.

you'd be amazed how much gets added to your quote if you're going through quidco.
Try it, shop around for best deal, but no one supplier of insurance will be generally a good deal for everyone. So many different factors to take into account. One person driving the same car, same age, same occupation in an area rated the same for crime but living in different areas of the country will have completely different quotes. For my circumstances I find esure cheapest, for my last car it was more than.

A deal is only a deal for everyone when everyone can get the same price for whatever it is you post.
Just had a quote and Tesco are £140 more than my renewal!!
Voted COLD
colin1961

Agree that it all depends on other factors as to pricing but the Quidco … Agree that it all depends on other factors as to pricing but the Quidco and fuel card deals make it worth getting a quote, thank you.Don't know why some people moan so much about you trying to help them. Some will benefit from this others won't. If you'd put on that someone had bought a mars bar for 1p in a tiny shop in the outer herbrides that virtually no one else could benefit from, it would have been voted hottest of the day!



Hey, which shop was that ??
You need to make sure they've actually insured you - we were driving for months with no insurance-the operator never processed the payment - he "forgot" - but I had the exact date, time, phone numbers called from and to and a witness who heard the call. I have had so many problems with them and if you watch watchdog I'm not the only one and I'd never use them again for insurance or breakdown cover.
danboi63

as you can see, HINZY9 hasnt contributed very much in the last 3 years, … as you can see, HINZY9 hasnt contributed very much in the last 3 years, (used you for example only) so dont worry op, its just the way of HUKD, unless its the same for everyone it doesnt go hot!http://www.hotukdeals.com/profile/Hinzy9



I'm sorry but there just isnt a deal here. Tesco's was the cheapest for the op but also very expensive for others. As stated above, the cost of insurance is based on many PERSONAL factors therefore this can never be a 'deal' for everyone.

If this was voted hot then you would end up with people listing ALL insurance companies just because they happen to have had a cheap quote.
My insurance is due for renewal on Thursday.

Current providers: Admiral. Phoned them up and got it down to £480.
Tesco Quotation: £1011.18
I dont think it's wrong to post. Someone else may benefit.

Look at todays hottest. The wilko 4.5 tog duvet, currently at 452 degrees. So far it's only the op that has got this deal.
spamfritter

You need to make sure they've actually insured you - we were driving for … You need to make sure they've actually insured you - we were driving for months with no insurance-the operator never processed the payment - he "forgot" - but I had the exact date, time, phone numbers called from and to and a witness who heard the call. I have had so many problems with them and if you watch watchdog I'm not the only one and I'd never use them again for insurance or breakdown cover.



Wish I was minted enough to have not noticed that a payment getting into hundreds of pounds was still sitting in my bank account!
Insurance due now, other price comparison "£199.00"
Tesco £855.00
What a joke, cold ,cold, cold!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
You need to check the cover given, Tesco do not even have free window crack/chip repairs.

Not all insurance is the same.. (_;)
Original Poster
Thanks for all the comments, positive and negative. To address some of them...

The windscreen repair is only £10 (more companies are now charging a small fee, so watch for this as you get renewals).
I saved £60 against the BEST quote, my renewal was £110 more, and the average price was another £300.
Yes, it's based on your own details and is particular to you, but I nearly missed it as I only saw it in a Quidco email last night, so thought others may benefit - having used HUKD for some time I wanted to give something back.
I actually reduced the policy excess to match the lowest next best quote, so it's lower than many of the others, where the premium was higher.
It was completed online this morning and I already have the confirmation, so am definitely insured.
Quidco and the fuel voucher have a minimum period to stop people tacking out a policy getting the incentives then cancelling - these are all clearly defined on both websites.

I am glad some of you have found it useful, and others have had a good moan. Not a problem.

I think I've seen some cheap mars bars, maybe I'll post them
Inactive

You need to check the cover given, Tesco do not even have free window … You need to check the cover given, Tesco do not even have free window crack/chip repairs.Not all insurance is the same.. (_;)



Neither do many now. I had my windscreen changed last weeks and the bloke who fitted the new one said I was part of the final few people who get free chip repair, everyone now pays between £25 and £35 for it he reckons.

Like I said above, renew my insurance this year and mine is £25 for chip repairs!
asjclark

Thanks for all the comments, positive and negative. To address some of … Thanks for all the comments, positive and negative. To address some of them...The windscreen repair is only £10 (more companies are now charging a small fee, so watch for this as you get renewals).I saved £60 against the BEST quote, my renewal was £110 more, and the average price was another £300.Yes, it's based on your own details and is particular to you, but I nearly missed it as I only saw it in a Quidco email last night, so thought others may benefit - having used HUKD for some time I wanted to give something back.I actually reduced the policy excess to match the lowest next best quote, so it's lower than many of the others, where the premium was higher.It was completed online this morning and I already have the confirmation, so am definitely insured.Quidco and the fuel voucher have a minimum period to stop people tacking out a policy getting the incentives then cancelling - these are all clearly defined on both websites.I am glad some of you have found it useful, and others have had a good moan. Not a problem.I think I've seen some cheap mars bars, maybe I'll post them



Will the mars bars be the same price for everyone??
Mars bars, cool! How many, how much and where? X)
Original Poster
collectorcol

Mars bars, cool! How many, how much and where? X)



I think it was in Tesco... Hmmm X)
Original Poster
Hinzy9

Will the mars bars be the same price for everyone??



It will depend on many factors, for example; your past eating experience, how long you have been eating for, and if you want anyone else to be able to eat them... am I getting confused? X)
Original Poster
Winchy

Neither do many now. I had my windscreen changed last weeks and the bloke … Neither do many now. I had my windscreen changed last weeks and the bloke who fitted the new one said I was part of the final few people who get free chip repair, everyone now pays between £25 and £35 for it he reckons. Like I said above, renew my insurance this year and mine is £25 for chip repairs!



You're absolutely right - thanks. This is going to catch a lot of people out. Read the small print on renewals, most will now add a repair excess.
Banned
This is not a deal - it's just someones quote...................v.cold
MckE

Look at todays hottest. The wilko 4.5 tog duvet, currently at 452 … Look at todays hottest. The wilko 4.5 tog duvet, currently at 452 degrees. So far it's only the op that has got this deal.



And two wrongs do not make a....................................?
Winchy

My insurance is due for renewal on Thursday.Current providers: Admiral. … My insurance is due for renewal on Thursday.Current providers: Admiral. Phoned them up and got it down to £480.Tesco Quotation: £1011.18



Go on a comparison site and if you can get a cheaper quote from Elephant, Admiral will match it as they are the same company well sister companies, it's happened to me 3 years in a row now.
Deal or no deal that is the question
monkeyhanger75

Wish I was minted enough to have not noticed that a payment getting into … Wish I was minted enough to have not noticed that a payment getting into hundreds of pounds was still sitting in my bank account!


and thats when i noticed being a tight git and paying by credit card to get the tesco points - there was no insurance on the credit card and that meant less pizza from the rewards!
oberlisc

Go on a comparison site and if you can get a cheaper quote from Elephant, … Go on a comparison site and if you can get a cheaper quote from Elephant, Admiral will match it as they are the same company well sister companies, it's happened to me 3 years in a row now.



That's exactly what I did. Admiral wouldn't offer on the comparison things, Elephant did, I knew they were the same company so phoned them up and she found the quote on the system, then said that someone else could offer it a little cheaper but I didn't really want to move insurance companies and they got me even lower. Next step is to go on a multi-car.....
You never know how good an insurance company is until you are involved in an accident. I bought a brand new Golf GT TDI 170 5 years ago and at 2 weeks old it was clouted by a bus when parked in a proper parking space on a main road. The car ended up 12 feet from where I left it. Bus company admitted liability straight away and the legal cover part of Elephant (my company at the time) went all out to shaft the company every which way with vastly inflated costs. They got me a hire car (a low end Golf) at the rate of £468 per week! The VW approved repairer did an awful job of the repair and it was in for remedial work every 3 months until I got shot of it (the new rear quarter panel kept rusting up). Not long after I got my repaired car back, my renewal was due. Elephant doubled my premium. According to their risk assessors, when your parked and unattended car is hit by a third party who admit 100% liability and pay for everything your premium has to double because you're now a much greater risk on the road???? Needless to say I didn't renew with them. If I had a fault accident with them I don't know what they'd have done to me. For my experiences I avoid Elephant/Chruchill/Admiral like the plague, even if they are £20 cheaper.
Whereas my daughter had a fault accident while covered by Admiral/Elephant and they couldn't have been better to deal with. Older car written off and they initially made a low offer but easily upped it to a realistic level on discussion. Easy and friendly to deal with - all by phone with minimal bureaucracy and rapid pay-out. Premium has gone down on renewal too!

Back to the post: no doubt the OP was well intentioned but this really is pointless. The way the insurance market works the same person will get a different quote hour by hour. Apparently it's all about insurers balancing their risks. I have had Tesco insurance in the past (with various 'incentives') but they haven't come close in recent years.

Best advice is to take your best quote to your current insurer and give them the opportunity to beat it - it's surprising how often they will. House insurance too.
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