The best credit card deals for September 2017
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The best credit card deals for September 2017

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LocalFound 25th Sep 2017

Top credit card deals September 2017

Free £25 for getting HSBC Credit card, use it once in 60 days. HERE.

£25.25 cashback just for having a Barclaycard No Fee Platinum 25 Month Balance Transfer Card application accepted via TCB. HERE.

Halifax 33 months 0% BT with reduced .57% fee and £20 cashback. HERE.

Sainsburys 0% apr on 32 months on purchases plus 10,000 bonus points on nector each time you spend £35 in Sainsburys worth £50 in total! HERE

Top 0% balance transfer deals September 2017

Got an existing credit card balance you’re struggling to pay it off? A 0% balance transfer card means all your payments will go towards paying off the debt, not paying interest.

£25.25 cashback just for having a Barclaycard No Fee Platinum 25 Month Balance Transfer Card application accepted via TCB. HERE.

Halifax 33 months 0% BT with reduced .57% fee and £20 cashback. HERE.

Top 0% purchase deals September 2017

If you’re planning a big purchase (or lots of small ones), a 0% purchase card means you won’t have to pay any interest on your borrowing – but don’t forget you still need to pay it back.

Sainsburys 0% apr on 32 months on purchases plus 10,000 bonus points on nector each time you spend £35 in Sainsburys worth £50 in total! HERE

Top low fee balance transfer card September 2017

Paying a balance transfer fee can eat into the savings you make with a 0% balance transfer card – so look for one with a low, or even zero, fee.

Halifax 33 months 0% BT with reduced .57% fee and £20 cashback. HERE.

Top travel card

Travellers routinely get stung by extra charge to use their credit card abroad – but there are some great cards that are fee-free overseas.

Barclaycard Platinum Travel Credit Card 0% fees on spending and withdrawing cash abroad if you pay the balance in full. HERE.







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Top comments
The best credit card deal is a pair of scissors. Cut them up!
Edited by: "Proveright" 25th Sep 2017
Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up for the things you want. Cold. Also - stolen from MSE & you've given no credit to them in any of the deals.
satty839 h, 50 m ago

Yes but this isn't MSE. Well done op. Who cares if it's plagiarised it's …Yes but this isn't MSE. Well done op. Who cares if it's plagiarised it's not his dissertation. It's a summary of credit card deals.


Someone at MSE has spent a lot of time looking through hundreds of websites and leaflets finding the best deals and all their specific details, and then hyperlinking them all. That would have been a lot of preparation and work, and OP has stolen it without giving credit.
By not giving credit to MSE in the post, they are effectively claiming it as their own work.

All it needed was a footnote saying "taken from MSE" so it wouldn't look like they are trying to pass this off as their own work.
20 Comments
vassy115 m ago

Looks like slim version of moneysavingexpert - …Looks like slim version of moneysavingexpert - http://www.moneysavingexpert.com/credit-card-guides/


I guess they want a cut...
The best credit card deal is a pair of scissors. Cut them up!
Edited by: "Proveright" 25th Sep 2017
vassy11 h, 8 m ago

Looks like slim version of moneysavingexpert - …Looks like slim version of moneysavingexpert - http://www.moneysavingexpert.com/credit-card-guides/


Agreed.
Plagiarism from MSE.
Spammed.
Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up for the things you want. Cold. Also - stolen from MSE & you've given no credit to them in any of the deals.
cocogumbo1 h, 57 m ago

Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up …Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up for the things you want. Cold. Also - stolen from MSE & you've given no credit to them in any of the deals.



Yes mother.
JohnnyUtah32 m ago

Yes mother.


That's right, listen to Peggy.
Spam and all these deals have been posted
Yup. All on mse.
Cool! I love credit cards, they're the best way to spend if used correctly...

I'm after the best new spends card, ideally with some cashback if possible? Longest period of time possible.

Heat OP.
Babbler1 h, 29 m ago

Yup. All on mse.


Yes but this isn't MSE. Well done op. Who cares if it's plagiarised it's not his dissertation. It's a summary of credit card deals.
satty839 h, 50 m ago

Yes but this isn't MSE. Well done op. Who cares if it's plagiarised it's …Yes but this isn't MSE. Well done op. Who cares if it's plagiarised it's not his dissertation. It's a summary of credit card deals.


Someone at MSE has spent a lot of time looking through hundreds of websites and leaflets finding the best deals and all their specific details, and then hyperlinking them all. That would have been a lot of preparation and work, and OP has stolen it without giving credit.
By not giving credit to MSE in the post, they are effectively claiming it as their own work.

All it needed was a footnote saying "taken from MSE" so it wouldn't look like they are trying to pass this off as their own work.
cocogumbo22 h, 27 m ago

Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up …Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up for the things you want. Cold. Also - stolen from MSE & you've given no credit to them in any of the deals.


Credit card deals are brilliant

Spend on the 0% credit card, gives you extra protection on your purchases, put your money into a savings account/current account that gives you interest, and boom - free money, paid for by those who lack the ability to manage their money responsibly.

If you have no self control or lack any understanding of money, then avoid. Otherwise, having a 0% card is great
cocogumbo25th Sep

Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up …Is a credit card really a 'hot deal'? Or just a ticket into debt? Save up for the things you want. Cold. Also - stolen from MSE & you've given no credit to them in any of the deals.


Depends whether you're smart enough to be able to use them to your advantage.
I don't think it's a question of intellect for either of the above comments; those who are "lacking the ability to manage their money" - it's the probability of circumstance. It's all well and good if you have a regular income but what if you get made redundant tomorrow? What if you have a terrible accident and can no longer work? You'd probably wished you'd saved up and paid outright for something, not stuck it on a credit card. Just my opinion.

Also - by saying whether you're "smart" enough or "lack self control" could be quite insulting to other HUKD members. Maybe consider others circumstances before posting.. the saying if you have nothing nice to say, don't say it at all springs to mind.
cocogumbo1 h, 10 m ago

I don't think it's a question of intellect for either of the above …I don't think it's a question of intellect for either of the above comments; those who are "lacking the ability to manage their money" - it's the probability of circumstance. It's all well and good if you have a regular income but what if you get made redundant tomorrow? What if you have a terrible accident and can no longer work? You'd probably wished you'd saved up and paid outright for something, not stuck it on a credit card. Just my opinion. Also - by saying whether you're "smart" enough or "lack self control" could be quite insulting to other HUKD members. Maybe consider others circumstances before posting.. the saying if you have nothing nice to say, don't say it at all springs to mind.


I also think phrases like "Save up for the things you want. Cold" are quite condescending too, which is what lea to my reply. Maybe consider others' circumstances before posting.. Not everyone's circumstances allow for that either,, life can throw horrible unforeseeable curveballs to us or to our nearest and dearest. Or some people may have saved up and wish to offset their savings. Your post itself is implying that HUKD members are not able to use it other than as a ticket to debt.

I get tired of the CC haters tarring every deal with the same brush - often it's a blanket response from people who don't understand how they can be judiciously used to their advantage, which is what prompted my own response.
Edited by: "gwapenut" 26th Sep 2017
Re: The deal itself, it's worth noting that Barclaycard and Sainsburys have 2% or 2.5% minimum repayments, which actually becomes quite singificant over the lifetime of these deals versus the 1% you get with some other lenders. If it's fee free then it's not such a worry, but if you're paying 1-3% handling fee you want to have more than half of the balance still remaining at the end of the term if you're looking at this as a stooze.

Of course, if it's just to manage short-term cashflow problems, then a higher minimum repayment may suit you.
cocogumbo59 m ago

I don't think it's a question of intellect for either of the above …I don't think it's a question of intellect for either of the above comments; those who are "lacking the ability to manage their money" - it's the probability of circumstance. It's all well and good if you have a regular income but what if you get made redundant tomorrow? What if you have a terrible accident and can no longer work? You'd probably wished you'd saved up and paid outright for something, not stuck it on a credit card. Just my opinion. Also - by saying whether you're "smart" enough or "lack self control" could be quite insulting to other HUKD members. Maybe consider others circumstances before posting.. the saying if you have nothing nice to say, don't say it at all springs to mind.



Seriously? Did you actually read our posts?

Using something wisely requires wisdom. Using something intelligently requires intelligence. Those who understand interest earn it, those that don't pay it.

The way I've suggested to use this does not involve getting into actual debt - simply holding more funds in savings account(s) that you could use to pay off the credit card in an instant. Literally will have no negative impact should you become redundant or can no longer work - in fact it would put you in a better position as it would give you access to more funds should you need it, plus the extra interest you'd earn.

Sure, if you just want to get this because you decided you need to have the latest iPhone that you can't afford, then this is a bad idea, as I stated (no self control or lack any understanding of money - totally fair and just, I'm not saying it in a nasty way, just saying it how it is).

There may be a case that you find yourself in a difficult situation and need credit to feed your family - it happens. This is a reasonable way to do it, so long as - like I said - you understand money and pay it back.


But of course - all credit cards are evil, should never be used by anyone and should be banned forever.
Providing you know how to use them credit cards are fine. Personally I’ve used them to improve credit rating, credit card protection etc never had an issue and always pay it off in full. It’s the people who spend spend spend without any thinking that need to stop using credit cards.
What I’m looking for is a credit card that has a decent 20 month plus on 0% spending but with also cashback like £25 , because it’s rare to get both , you usually only get 1 or the other .
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