Travelex Supercard is back - but not as good as the pilot
Expired

Travelex Supercard is back - but not as good as the pilot

62
Found 14th Jun 2016
Travelex's SuperCard is back but not quite as good as the pilot as cash now costs 2.99% purchases are still free.

It uses MasterCard rather than visa now so rates may be slightly better than before
Community Updates

Groups

62 Comments
Original Poster
Given the ATM fee, its a shame you cant just use supercard. I'll still use it (as can link to a UK card with points)

You'll need a different fee free card for cash

I still still think Halifax Clarity is hard to beat. (for cash)
Edited by: "JonathanCassar" 14th Jun 2016
Can't wait to have my Supercard back
Saved me a fortune in FE fees.
JonathanCassar

Given the ATM fee, its a shame you cant just use supercard. I'll still … Given the ATM fee, its a shame you cant just use supercard. I'll still use it (as can link to a UK card with points) You'll need a different fee free card for cash :(I still still think Halifax Clarity is hard to beat. (for cash)



Clarity is easily beaten for cash, Nationwide's Flexaccount charges nothing at all with no monthly payments needed.
b1g1an

Clarity is easily beaten for cash, Nationwide's Flexaccount charges … Clarity is easily beaten for cash, Nationwide's Flexaccount charges nothing at all with no monthly payments needed.



Really? Are you sure about that one? Ever tried using it out of the EU? There's a reason that I stopped using my Nationwide account and set up the Clarity card....
i normally use the halifax master card
Original Poster
Depends on the account only the FlexPlus is fee free (according to Nationwide's website)
The rest do charge 2% (plus £1)
FlexPlus is £10 per month too
Theres no monthly payments needed for Clarity, other than its a credit card, so set up a direct debit to pay in full.
OK you'll pay interest on the cash, during your travel but that's not likely to be a lot if you pay back in full

If you dont want a credit card, or prefer debit cards then N&P would be the way to go there Gold Classic is fee free (£500 a month pay in, otherwise £5)


Edited by: "JonathanCassar" 14th Jun 2016
woldranger

Really? Are you sure about that one? Ever tried using it out of the EU? … Really? Are you sure about that one? Ever tried using it out of the EU? There's a reason that I stopped using my Nationwide account and set up the Clarity card....



Apologies, I've got both a FlexAccount and a FlexPlus and got the terms mixed up, it's the FlexPlus that is totally free but is a £10 a month account. I got a FlexPlus because it's a far better deal with the included travel insurance on that product if you want family and worldwide, that plus the interest more than offset the charge.
Re Clarity, that's what I used in the States a couple of years ago, and while the credit card side was fine they have a reputation for cocking up the cash withdrawal side which in my case they lived up to.

When you ring them up before going you need to make them double check the withdrawal bit is authorised and even then it may need a call when you're over there or the machines won't accept it.
Edited by: "b1g1an" 14th Jun 2016
Still can't be linked to Amex cards (something they were planning whilst in beta)
The cash withdrawals fee really defeats the purpose... At least half dozen cards offer foreign purchase free of charge
I now use Revolut card - free ATM withdrawals and you can use it in UK without any fees, also can load the card with EUR and USD instead of converting each transaction from pounds
revolut.com/

I like supercard since you don't have to keep "topping" up, since I don't withdraw cash it's perfect for me
Another + for the Clarity card, for an example of the rates I have just made a purchase in Euros and it has been converted at 1.277, the rate shown by XE is 1.263, and over the counter at the Post Office it is 1.227.

I seem to have accidentally pre loaded my account and there is no 1% interest fee charged on the cash advances I have made.
b1g1an

Re Clarity, that's what I used in the States a couple of years ago, and … Re Clarity, that's what I used in the States a couple of years ago, and while the credit card side was fine they have a reputation for cocking up the cash withdrawal side which in my case they lived up to.When you ring them up before going you need to make them double check the withdrawal bit is authorised and even then it may need a call when you're over there or the machines won't accept it.


Not wanting to seem like I'm having a go here and picking fault with all your posts but....I've been using the Clarity as my main card when I travel for years now. I just totted up the actual time that I've used it and I'm into my fourth year of solid use out of about 8, from SE Asia, India, North, Central and South America and have had ZERO issues with the card, and I make all my cash withdrawls through it. The only issues I've had have been with certain ATM's not liking Mastercard (but it's not specific to this card, just MC's in general) and one time when their fraud department blocked the card even after I went into the branch prior to a trip to INdia to tell them I was going. So on the whole I really can't fault the card. Sorry that you had issues that one time.
moeman

Another + for the Clarity card, for an example of the rates I have just … Another + for the Clarity card, for an example of the rates I have just made a purchase in Euros and it has been converted at 1.277, the rate shown by XE is 1.263, and over the counter at the Post Office it is 1.227.I seem to have accidentally pre loaded my account and there is no 1% interest fee charged on the cash advances I have made.



How have you pre-loaded the card? If I recall correctly the percentage comes on your monthly bill - but then again I don't use internet banking when I travel.
senukas

I now use Revolut card - free ATM withdrawals and you can use it in UK … I now use Revolut card - free ATM withdrawals and you can use it in UK without any fees, also can load the card with EUR and USD instead of converting each transaction from poundshttps://revolut.com/



​I have been using this since before Christmas, great card. quick to load up with money, you can also disable certain types of transactions that you know you won't use it for ie online. Also has push notifications which pop up to tell you when money has been taken out, both local currency and the GBP rate.
woldranger

How have you pre-loaded the card? If I recall correctly the percentage … How have you pre-loaded the card? If I recall correctly the percentage comes on your monthly bill - but then again I don't use internet banking when I travel.


I just made a payment to my credit card account
cool just in time for my travel to Asia
woldranger

Not wanting to seem like I'm having a go here and picking fault with all … Not wanting to seem like I'm having a go here and picking fault with all your posts but....I've been using the Clarity as my main card when I travel for years now. I just totted up the actual time that I've used it and I'm into my fourth year of solid use out of about 8, from SE Asia, India, North, Central and South America and have had ZERO issues with the card, and I make all my cash withdrawls through it. The only issues I've had have been with certain ATM's not liking Mastercard (but it's not specific to this card, just MC's in general) and one time when their fraud department blocked the card even after I went into the branch prior to a trip to INdia to tell them I was going. So on the whole I really can't fault the card. Sorry that you had issues that one time.



So you actually just agreed 100% with what I said, you got locked out by their fraud department once too but other than that it works fine.

You seem to misunderstand what having a go is...you need to have a different opinion to the other person!
Might still get a (Not so) Supercard for purchases, but the high fee for ATM withdrawals kills this off I think. Revolut for me I think!
Original Poster
Well its still free and great for purchases - you will just need something else for cash.
I Always took a clarity card for backup - might look at an N&P current account, have a Revolut but don't like pre loading
In Spain used for meals and the hotel, loved it, never used in an ATM.
b1g1an

So you actually just agreed 100% with what I said, you got locked out by … So you actually just agreed 100% with what I said, you got locked out by their fraud department once too but other than that it works fine. You seem to misunderstand what having a go is...you need to have a different opinion to the other person!


No, it's the fact that you've made two comments and I've pulled you up on both. The first one simply wasn't true and the second was misleading. I'm certainly not agreeing with you.

Having a single issue with the card once in 50 MONTHS of travel, that's a somewhere around 200+ transactions, statistically speaking, is something that most people would be happy with. The vast majority of banking institutions require you to contact them if you're intending on travelling overseas - this isn't anything specific to this card. I've had more issues with my HSBC card and I rarely use that.

Plus, I've never heard of this "reputation" that you mention.

Sorry OP for this going off topic a little. But the Clarity card is most people's go-to card for overseas travel. I'm not sure if it's still the cheapest for non-EU withdrawls, but if not, it wont be far off.
Haven't been drawn to post for a while but the fact that Travelex have "broken" their Supercard has prompted me to post.

During the trial period, the card was on the Visa system and is now on the Mastercard system and the card is being issued by a totally different company. This would be fine if there were still no charges for any transaction but, as has been mentioned, cash now costs 2.99%.

OK, Travelex are offering a service and they get to set the ground rules but the card worked very well during the trial but now the card is much less valuable to the users! One might guess that the trial version did not make them enough profit due to the free cash withdrawals but what they offered was exctly what the market needed and still needs.

Add to this that you actually need to download the new app and register as a new customer and I'm wondering if it's worth the effort, particularly as I have a Santander Zero card which has the same T&Cs as the OLD Supercard.

Oh and the last straw is that, whilst I could use the "old" app on both of our mobile phones and both of our tablets, the new app is only compatible with one phone and neither tablet! Strangely however, it is compatible with the BlueStacks Android emulator running on my PC.

Go figure why a Super Card that Travelex have had working on all platforms and for all services is now a shadow of its former self and one that I, for one amongst many, am likely going to not bother with.
Edited by: "cibarious" 14th Jun 2016
cibarious

Haven't been drawn to post for a while but the fact that Travelex have … Haven't been drawn to post for a while but the fact that Travelex have "broken" their Supercard has prompted me to post.During the trial period, the card was on the Visa system and is now on the Mastercard system and the card is being issued by a totally different company. This would be fine if there were still no charges for any transaction but, as has been mentioned, cash now costs 2.99%.OK, Travelex are offering a service and they get to set the ground rules but the card worked very well during the trial but now the card is much less valuable to the users! One might guess that the trial version did not make them enough profit due to the free cash withdrawals but what they offered was exctly what the market needed and still needs.Add to this that you actually need to download the new app and register as a new customer and I'm wondering if it's worth the effort, particularly as I have a Santander Zero card which has the same T&Cs as the new Supercard.Oh and the last straw is that, whilst I could use the "old" app on both of our mobile phones and both of our tablets, the new app is only compatible with one phone and neither tablet! Strangely however, it is compatible with the BlueStacks Android emulator running on my PC.Go figure why a Super Card that Travelex have had working on all platforms and for all services is now a shadow of its former self and one that I, for one amongst many, am likely going to not bother with.


Agreed completely.
I cannot download it on my Note 4 and to be honest I don't see a reason now it's changed so much.
It's now nothing like what it used to be.
Rubbish replacement.
Supercard is now a waste of time, i was part of the pilot, i won't be bothering to get a new card. Revolute is good unless you are using Thai Baht or Russian Ruble.. So, the winner by a length is Halifax Clarity card, no charges, just pay your balance off in full.

Absolutely freezing now
Edited by: "scubascuba3" 14th Jun 2016
Original Poster
Well I don't think its a complete waste of time as you can point it to a UK credit card that does points/ air-miles etc
Other FX fee free cards don't do points..

Certainly it is not as good as it was due to the cash fees, but as its still free I'll give it a shot (but take Halifax Clarity/Santander zero for cash)
I'll stick with Halifax clarity, was going to sign up to this but they've gone and ruined it with cash fee.
rigsby9

I'll stick with Halifax clarity, was going to sign up to this but they've … I'll stick with Halifax clarity, was going to sign up to this but they've gone and ruined it with cash fee.



I have a feeling this is likely to be many people's view.

Supercard may be OK for a few, but I, for one, don't believe their pitch that most people used it for purchases. Anyone with any savvy already had a fee-free purchase card - of which there are quite a few.
JonathanCassar

Well its still free and great for purchases - you will just need … Well its still free and great for purchases - you will just need something else for cash.I Always took a clarity card for backup - might look at an N&P current account, have a Revolut but don't like pre loading


The Revolut pre loading is really easy and from memory I'd do £50 whenever i needed it, you can also transfer back. I would use it always except in Thailand or Russia where the FX rates include an additional charge.
tonyh78

Use this for cash maybe - … Use this for cash maybe - https://www.ace-fx.com/foreign-currency-delivery/



Thanks , I will look into this.
I find the Weswap card competitive to carry preloaded currency..
What do you all think?
Edited by: "landros1" 14th Jun 2016
I recommend looking into Norwich and Peterborough Gold Classic account, for fee free on purchases and atm withdrawals, you'll need to deposit £500 per month or you'll be charged £5 per month, but just deposit and withdraw and repeat should do the trick
https://www.citibank.com.br/images/cartoes/compare/aadvantage_promo.jpg
Voted hot.
Don't know what people are 'moaning' about!
Fee free purchases abroad linked to my cashback creditcard, what's not to like?

As for withdrawals, they've never been free on any creditcard anyway, only some debitcards with certain banks. Just get one of those (I use Nationwide) and withdrawal the cash straight out of your current account when/if you need it.

Simples.
The Lord

Voted hot. Don't know what people are 'moaning' about!Fee free purchases … Voted hot. Don't know what people are 'moaning' about!Fee free purchases abroad linked to my cashback creditcard, what's not to like?As for withdrawals, they've never been free on any creditcard anyway, only some debitcards with certain banks. Just get one of those (I use Nationwide) and withdrawal the cash straight out of your current account when/if you need it. Simples.



That's exactly what we are "moaning" about, withdrawals were free with the old supercard!

I have a Nationwide card which i could use, but the exchange rate is nowhere near as good as Supercard is/was.
Edited by: "Thar" 15th Jun 2016
I'd like this to be cold now. The card has gone from a good card for withdrawals to a rubbish card for withdrawals with the 2.99% charge. There are better options out there. It isn't worth getting just for points using linked credit card.
Thar

That's exactly what we are "moaning" about, withdrawals were free with … That's exactly what we are "moaning" about, withdrawals were free with the old supercard!



Allow me to let you into a little secret... Companies need to make a thing that is commonly referred to as 'Profit'

How do you suppose they would make this 'Profit' if they did not charge for anything?

It is cheaper than any other card I have, so it is HOT from me.
Please feel free to share these 'better options'

I'm only interested in your 'better options' if they allow me to earn cashback on all my foreign purchases like they do with this card btw.
Post a comment
Avatar
@
    Text