try this car insurance tool to get your premium down!
705°Expired

try this car insurance tool to get your premium down!

85
Found 28th Jan 2013
Tweaking your job description can knock a chunk off your premium, i tried it and reduced my premium by £87!
Its FREE so why not give it a try!?

Don't just go off what MSE says you could save...do it on your actual quote...worked out a lot more for me.

86 Comments

Is it dishonest? What is your real job and what did you pretend it was?

getting ordained over the internet as we speak!

Original Poster

I went from machine operator to factory worker...which is technically what I am!

Interesting, heat added x

Will give it a try

Banned

IamMT

Is it dishonest? What is your real job and what did you pretend it was?


potentially fraudulent and could invalidate any claim. Really not worth the hassle to save a few £. Mine came up with a saving of 50p to switch from an ACCOUNTS MANAGER to CHARTERED SURVEYOR! oO

Original Poster

My wife has gone from office administrator to administrator staff and knocked another £6 off...how is that fraud? Its the same thing!

IamMT

Is it dishonest? What is your real job and what did you pretend it was?



Go to the Is it legit bit and read that...dishonest only if you cheat.

Banned

craigwhitlow

My wife has gone from office administrator to administrator staff and … My wife has gone from office administrator to administrator staff and knocked another £6 off...how is that fraud? Its the same thing!

look up the definition of 'potentially' oO

Original Poster

Aye sorry

Original Poster

Getting hot quick...let us know what you saved!

I’ve been doing this for years and saved small fortune in a process.

…same applies to your overnight parking...

If you have a garage for example you might be better off keeping your car on a street or driveway (premium wise).
This might be the case if your insurer had an increase in the numbers of accidents in a garage in your area.

This is called quote massage and is completely fine as long as you are saying the truth.

you can read more about it here:
confused.com/car…nce

Is it dishonest? Yes if you're a journalist & claim instead to be a jockey. Otherwise, no - provided that you can justify your selection. No insurance company I've dealt with has my exact job description on their system, so I've always had to work with 'best fit' (sometimes I've provided this, other times the insurance company has). This tool will help me find the 'best fit'

From confused.com...

However, one mustn't stray beyond the limits of how one's job can be reasonably described. Confused.com urges motorists not to lie when obtaining insurance quotes or purchasing polices. Providing false information can invalidate a policy and could prevent a claims payout. Not only could motorists end up severely out of pocket, but may be listed as fraudulent on a central fraud database. This could affect an individual's credit eligibility, significantly increase insurance premiums and reduce the number of insurers willing to provide cover.


I could probably save 50p and my OH 30p. Nifty tool if your profession is not on the list.

Original Poster

Don't just go off what the saving MSE tells you...do it on your actual quote...worked out much more for me

worth a try.

Well it doesn't list my current job or alternative job titles for me, so it won't work.

Original Poster

What is your job?

Blow Job:))

Sliwka

Blow Job:))



Well you must be on good money anyway!!!

Here is another insurance method to be aware of.

Last year I got my renewal through and noted it was quite high so read through it carefully to see if they had mis-quoted.
I came across a new section which said that my house was built in the 1940's.
I knew this wasn't true as my house was built in 1980 so I called them and was informed that new regulation had been put in to state property age but the insurance company put in the default start date and wait for the customer to correct them.

Once corrected my premium halved.

From a computer engineer to a data processor.. I think I'll stick to my actual profession for the sake of a few quid

Great idea so if one saw a case full of money in the street you would rush to hand it in ....Most would keep so no difference .

woo web designer to data processor??

saved £100

it saved me £10 , so i tried again and used the other name, it then suggested my original job title was £10 cheaper.....go figure

Auji

woo web designer to data processor??saved £100



Not the same job..A data processor would be just a data entry person, they could be funny about that if they wanted... its the chance you take lol.


I wonder if next year's premiums will go up on the 'lower cost' job titles as more people from currently 'higher risk' roles start to use them...?!

Banned

Auji

woo web designer to data processor??saved £100


might as well not pay any insurance at all for the amount of cover they will pay out on

Thanks OP

Auji

woo web designer to data processor??saved £100



Not the same but you could change to Applications Engineer and instead. I'm listed as a Web Designer with my insurance and Applications Engineer is actually closer to what I do and cheaper apparently

When was the last time an insurer asked what job you did when you filed for a claim? Anyone ever been asked?

nice, may give it a try at renewal.

http://www.bbc.co.uk/news/business-12937337

FraudThose looking to renew their car insurance should put some thought … FraudThose looking to renew their car insurance should put some thought into what they write in the job title box, and check they are fully covered, experts say.The Financial Ombudsman Service says it sees cases from consumers who are upset when they find their claim is not going to be paid because of the way they described their job."If you have been upfront with the way you described what you do, then the insurance company should pay up. But if you have deliberately misled them, it is unlikely you will be covered," says spokeswoman Emma Parker.In law, an attempt to cheat an insurance company is fraud. If a customer provides the insurer with false information, the customer could be added to a fraud list, and then would struggle to get any cover in the future.Some insurers will ask people who do more than one job to tell them about the one which employs them for the most hours.Anyone with doubts should check with their insurance company.

Most people do not fit in these job categories anyway. The closest I can get is 'Computer Operator'. However, seeing as Data Processor knocks off £25, I'll consider picking this one instead!

I'm sure most people in I.T jobs can say they process some sort of data!

Woo! Putting mine down as Rabbi saves me £30 .... now where's those scissors?

majortom

Woo! Putting mine down as Rabbi saves me £30 .... now where's those … Woo! Putting mine down as Rabbi saves me £30 .... now where's those scissors?



I got rusty hedgeclippers want a lend?

Funky tool

interesting.. i put in computer engineer at £500 and comes up with no substitues that i can use, i put in computer technician and comes up with computer engineer £480

Save £17 by picking 'Exotic Dancer' over just 'Dancer'

Bargain
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