TSB 28 month balance transfer - only 0.7% fee after refund!!
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TSB 28 month balance transfer - only 0.7% fee after refund!!

21
Found 7th Jan 2016
Great for those post Xmas finances!

TSB Credit Card balance transfer offer -

0% for 28 months with only a 0.7% fee!!

3% initially with 2.3% refunded within 60 days
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21 Comments
Rather get a 0% transfer fee deal like the 18 month option from Virgin Money.
daydreamer01

Rather get a 0% transfer fee deal like the 18 month option from Virgin … Rather get a 0% transfer fee deal like the 18 month option from Virgin Money.



Yer cos 0.7% is huge! Lol

Surely 10 months extra for 0.7% is peanuts?!
samspud

Yer cos 0.7% is huge! LolSurely 10 months extra for 0.7% is peanuts?!



​For some with high balances they could buy a few huge 128gb USB sticks instead of paying charges. Lol
Good deal, and another opportunity to make money out of TSB: my favourite account!
Helpful for me! I have to say TSB have been excellent since I transferred to them. I did intend to move on and take advantage of an account transfer incentive but have never been more satisfied with a current account so have decided to remain. Heat.
looks good
Good deal if you need that time on your BT
Tempted.. Got £1400 owing on AMEX . ANY quidco enhancments or such
Also remember - If you use it with Apple Pay you also get 5% cash back on any Apple Pay transactions!

tsb.co.uk/cre…qs/

Ok... so

"5% cashback on Apple Pay payments with our credit cardsGet 5% cashback … "5% cashback on Apple Pay payments with our credit cardsGet 5% cashback on your first £100 of Apple Pay spend each month using your existing TSB MasterCard or AMEX credit card, until December 2016 (subject to eligibility)."



so does that mean you can get 5% of £100 EACH MONTH till Dec 2016.

So theoretically I can get £5 for Jan, Feb etc each month till Dec? Or just once for the £100 total spend??

I was thinking of doing this. I could (if the card is processed quickly) get £60 cash back for the total of 2016 using Apple Pay... plus my cheapo balance transfer??

How do they apply payments ? I.e. what order?

Ideally it would be first to any new purchases, then after that to the balance which I transferred from another card
Cancel that, the site is broken: Sorry, the system doesn't recognise that sort code / account number. Please check it and try again.

Ive checked and checked and checked again (from my cheque book)... it is correct. S**t site
Hmm last time I tried one of these offers - with Lloyds but lets guess their IT is similar - they could not confirm that the 2.3 or whatever % would come back off. It was not in the contract and talking to the call centre all they could say was that it "should" come off if I'd been promised it. I also got a pathetic credit limit which they wouldn't tell me until the application was approved and the card was in my hands. Needless to say I didn't use the card.

TL;DR - get the one that's guaranteed to be 0% instead.
Edited by: "tin" 10th Jan 2016
Tried to apply earlier but could not as already have tsb cards, seems this is a brand new customer only deal and if you cancel your cards you need to wait 6months before you are elligible.
nice
unhappybunny

How do they apply payments ? I.e. what order? Ideally it would be first … How do they apply payments ? I.e. what order? Ideally it would be first to any new purchases, then after that to the balance which I transferred from another card



That's correct.

Payments go to new purchases first then 0% BT balances
unhappybunny

Ok... so so does that mean you can get 5% of £100 EACH MONTH till Dec … Ok... so so does that mean you can get 5% of £100 EACH MONTH till Dec 2016. So theoretically I can get £5 for Jan, Feb etc each month till Dec? Or just once for the £100 total spend??I was thinking of doing this. I could (if the card is processed quickly) get £60 cash back for the total of 2016 using Apple Pay... plus my cheapo balance transfer??



And yes - every month until 31/12/15.

Capped at £100 worth of contactless purchases per month. So 5% of £100 = £5 per month every month
samspud

And yes - every month until 31/12/15.Capped at £100 worth of contactless … And yes - every month until 31/12/15.Capped at £100 worth of contactless purchases per month. So 5% of £100 = £5 per month every month



Nice.. Thanks (for both replies). Applied. Approved. Hope to get card in time to get the Jan cash back for Apple pays
Anyone know what max balance you can transfer is?
c-tali

Anyone know what max balance you can transfer is?



95% of your credit limit
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