TWO free flights or £100 gift card. With Amex Charge Card
-1°Expired

TWO free flights or £100 gift card. With Amex Charge Card

19
Found 24th Oct 2012
TWO free flights or £100 gift card. The Amex Gold* card normally charges a £125 annual fee, but currently waives it for the 1st year and offers 20,000 bonus points if you spend £2,000+ on it within 3mths. Providing your normal daily spending hits that (not an excuse to spend more), you can be quids in.

What 20,000 pts gets you: Two short BA return flights, eg, Paris, Milan, Berlin (you pay taxes c.£30/person) or one longer, eg, Istanbul. Alternatively, £100 in gift cards for Amazon, M&S, Homebase, Comet, etc. Or add to your Avios, Virgin or other frequent flyer points stash.

19 Comments

Not a deal

Original Poster

How is it not a deal? You use a charge card rather than paying on your normal bank card and get rewarded for it..... a free £100 gift card for spending money I would have spent anyway seems like a good deal. Just make sure that you only spend what you would normally spend anyway and also make sure you cancel before the first 12 months is up.

Where are the notes for the tiny numbers next to various sentences, I can't find them

EDIT: Nevermind, was attempting to open the important info box as a new tab.
Edited by: "Mienaikage" 24th Oct 2012

Original Poster

Ok, it's getting cold. Any reason why? Please tell me as I've just signed up for this.

I think this is a great deal! Been using for a few months and have spent what I would anyway and accumulated lots of extra points.

Isn't this just a credit card? Plus it is only free for the first year, it then costs £125 per year thereafter. I am also assuming (correct me if I am wrong) that a credit check will be made against you which gets filed on your credit rating. Most people wouldn't consider this to be a freebie.

Original Poster

Isn't this just a credit card? Plus it is only free for the first year, … Isn't this just a credit card? Plus it is only free for the first year, it then costs £125 per year thereafter. I am also assuming (correct me if I am wrong) that a credit check will be made against you which gets filed on your credit rating. Most people wouldn't consider this to be a freebie.



No it's a charge card, not a credit card. Basically there is 0% interest however you need to pay off the balance at the end of each month. So as an example, stick your mortgage or rent on there as it's something you would normally pay. Then claim the freebie, then cancel before the 12 months is up. You can set up a direct debit to clear the balance on the card each month too so no risk of missing the payment.

GOOD deal

Hmm, but what if you don't pay off the balance? Do you get charged interest? If so, it is the same as a credit card. I don't charged interest on my credit card if I pay off the balance each month so it seems exactly the same to me. Plus it leaves a credit check on your credit file. I'm still not convinced.

sparx1981

No it's a charge card, not a credit card. Basically there is 0% interest … No it's a charge card, not a credit card. Basically there is 0% interest however you need to pay off the balance at the end of each month. So as an example, stick your mortgage or rent on there as it's something you would normally pay. Then claim the freebie, then cancel before the 12 months is up. You can set up a direct debit to clear the balance on the card each month too so no risk of missing the payment.



How is that different to a credit card?

Aren't Amexes hard to get?

I got this when it was last on offer about 5 months ago and I use it of work expenses which go way over the amount they ask you for and I'm gaining loads of points

Banned

Great if you get through quite a few flights and can use the Avios

Topcashback offering £35.50 if applying for this Gold Card - rate expires in 4 days

This is a great deal - I have the card at the moment.

They give more points still (22,000 total) if someone refers you!

Banned

Quidco £10

At least credit mse for the cheap ctrl c ctrl =

OP, you should have credited MSE for this rather than just claim it as your own find(!)

Original Poster

Ok I know I'm the OP on this one but I admit I'm disappointed. Trying to spend £2,000 in 3 months is hard work. Most places dont accept AMEX. I ordered a sofa for £1,500 only to find out they dont take amex, my mortgage company dont take payments by amex, most of my bills cant be paid by amex....


So in short, it's a bit of a mission to spend that money
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