Vauxhall Crossland-X Lease, 36 and 48 Month, 8k and 10k Mileage Allowances from £986.28 initial payment - £164.38 monthly payment for 48m@ Vauxhall Greenhous via WhatCar
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Vauxhall Crossland-X Lease, 36 and 48 Month, 8k and 10k Mileage Allowances from £986.28 initial payment - £164.38 monthly payment for 48m@ Vauxhall Greenhous via WhatCar

52
Found 13th Feb
Spotted this deal which I think is excellent for a 'SUV' style vehicle.

Range of deals including:

48 month lease - 8k mileage - £986.28 initial payment - £164.38 monthly payment

48 month lease - 10k mileage - £1,011.54 initial payment - £168.59 monthly payment

48 month lease - 8k mileage - £522.72 initial payment - £174.24 monthly payment

36 month lease - 8k mileage - £1,094.70 initial payment - £182.45 monthly payment

36 month lease - 10k mileage - £1,122.54 initial payment - £187.09 monthly payment

36 month lease - 8k mileage - £590.55 initial payment - £196.85 monthly payment

All include warranty, breakdown insurance, road tax and free delivery.
Community Updates
48 month lease - 8k mileage - £986.28 initial payment - £164.38 monthly payment =£8,712.14 or £181.50/net/mth

48 month lease - 10k mileage - £1,011.54 initial payment - £168.59 monthly payment =£8,935.27 or £186.15/net/mth

48 month lease - 8k mileage - £522.72 initial payment - £174.24 monthly payment = £8,712 or £181.50/net/mth

36 month lease - 8k mileage - £1,094.70 initial payment - £182.45 monthly payment = £7,480.45 or £207.79/net/mth

36 month lease - 10k mileage - £1,122.54 initial payment - £187.09 monthly payment = £7,670.69 or £213.07/net/mth

36 month lease - 8k mileage - £590.55 initial payment - £196.85 monthly payment = £7,480.30 or £207.79/net/mth
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Check this out, NO LEASE
Brand new MG £12495 with 7 years warranty and 60 months 0% interest
mg.co.uk/mg-zs/
Edited by: "sam800" 13th Feb
sam8005 m ago

Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 …Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 months 0% interesthttp://mg.co.uk/mg-zs/


Awful car.
Philip_Maclean5 m ago

Because it costs you less than you'd lose in depreciation over the cost of …Because it costs you less than you'd lose in depreciation over the cost of 4 years of owning the car outright. Same with any other lease deal. A more pertinent question is "why the hell would you get a grossland x?!"



What about the MOT you need in the fourth year? Warranty expiration? That's my point...
52 Comments
Why the hell would you get a 48 month lease?
Check this out, NO LEASE
Brand new MG £12495 with 7 years warranty and 60 months 0% interest
mg.co.uk/mg-zs/
Edited by: "sam800" 13th Feb
m5rcc4 m ago

Why the hell would you get a 48 month lease?


Because it costs you less than you'd lose in depreciation over the cost of 4 years of owning the car outright. Same with any other lease deal. A more pertinent question is "why the hell would you get a grossland x?!"
sam8005 m ago

Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 …Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 months 0% interesthttp://mg.co.uk/mg-zs/


Awful car.
Philip_Maclean5 m ago

Because it costs you less than you'd lose in depreciation over the cost of …Because it costs you less than you'd lose in depreciation over the cost of 4 years of owning the car outright. Same with any other lease deal. A more pertinent question is "why the hell would you get a grossland x?!"



What about the MOT you need in the fourth year? Warranty expiration? That's my point...
Heat for the effort. The only thing I would add is the total payable over the term and the net monthly payment. Makes it easier to compare.
Philip_Maclean8 m ago

Because it costs you less than you'd lose in depreciation over the cost of …Because it costs you less than you'd lose in depreciation over the cost of 4 years of owning the car outright. Same with any other lease deal. A more pertinent question is "why the hell would you get a grossland x?!"


Lol, it's not a great car is it.

As for this instance, it's borderline, if the lease is cheaper than a purchase, almost £9k in payments and the same car is circa £15k new.
Uncommon.Sense2 m ago

Lol, it's not a great car is it.As for this instance, it's borderline, if …Lol, it's not a great car is it.As for this instance, it's borderline, if the lease is cheaper than a purchase, almost £9k in payments and the same car is circa £15k new.


Bland car made in the same production line as the Citroën C3 Aircross.
m5rcc8 m ago

Awful car.


Have you owned one?
Well, with 7 years manufacturer warranty things cannot go wrong
loofer6 m ago

Heat for the effort. The only thing I would add is the total payable over …Heat for the effort. The only thing I would add is the total payable over the term and the net monthly payment. Makes it easier to compare.


I agree, all these lease type deals should show the full and complete amount over the term.
Include service costs and any GAP type insurance, get the total cost, then divide by the number of months.
Not saying this isn't a good deal, but hard to work out the true cost. I've been looking at similar deals recently, but decided I will buy. Depreciation may be similar, but I'll have control.
Also, this is a Vauxhall!
Not voted.
sam8001 m ago

Have you owned one?


I've driven one. As I said. Awful.
y-oh-y1 m ago

Also, this is a Vauxhall!


Nope - it's now a PSA car.
sam80019 m ago

Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 …Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 months 0% interesthttp://mg.co.uk/mg-zs/


That price is for the bog standard one of course.

£208 for FIVE YEARS to drive a really terrible, basic car, and will probably only be worth £2000 or so at the end.

0% finance is very rarely a good thing on cars - in most instances the price will have been inflated to cover the costs of interest, or it's a terrible car that won't be bought by anyone otherwise.

Be careful out there kids.
Edited by: "ezzer72" 13th Feb
The mileage is so low, why don't we lease and leave it in the showroom. If your going to lease a Vehicle its to drive when and how you want
Edited by: "liston2" 13th Feb
m5rcc9 m ago

Nope - it's now a PSA car.


They probably sell more (via confusion) is they replaced the Vauxhall logos with PSA logos.
They could remove the 'engine management lights' at the same time. ;-)
liston23 m ago

The mileage is so low, why don't we lease and leave it in the drive or the …The mileage is so low, why don't we lease and leave it in the drive or the showroom.


Not everyone does 120 miles a day commute, you know? Some people will use this to drop off the children at school, go shopping a couple of times a week and go to the relatives at the weekend.
liston24 m ago

The mileage is so low, why don't we lease and leave it in the showroom. If …The mileage is so low, why don't we lease and leave it in the showroom. If your going to lease a Vehicle its to drive when and how you want


The deal isn't really suitable for taxi drivers or pizza delivery men I suppose.
y-oh-y3 m ago

They probably sell more (via confusion) is they replaced the Vauxhall …They probably sell more (via confusion) is they replaced the Vauxhall logos with PSA logos.They could remove the 'engine management lights' at the same time. ;-)


They'd sell in stupid numbers if they had VW/Audi/Merc badges on, no matter how bad they were.
ezzer721 m ago

They'd sell in stupid numbers if they had VW/Audi/Merc badges on, no …They'd sell in stupid numbers if they had VW/Audi/Merc badges on, no matter how bad they were.


I'm sure PSA are hoping to do the same thing albeit decades too late...
sam80033 m ago

Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 …Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 months 0% interesthttp://mg.co.uk/mg-zs/


Have you read, Austin Allegro - An Enthusiast's Guide by Ben Wanklyn?
y-oh-y25 m ago

I agree, all these lease type deals should show the full and complete …I agree, all these lease type deals should show the full and complete amount over the term.Include service costs and any GAP type insurance, get the total cost, then divide by the number of months.Not saying this isn't a good deal, but hard to work out the true cost. I've been looking at similar deals recently, but decided I will buy. Depreciation may be similar, but I'll have control.Also, this is a Vauxhall! Not voted.


I don't think it's fair to ask OP to include GAP and servicing costs. Although nice to know, it's too much homework.
m5rcc44 m ago

Why the hell would you get a 48 month lease?


Exactly, I am pro lease, but this is a bad idea and a poor deal.
Zed2132 m ago

Exactly, I am pro lease, but this is a bad idea and a poor deal.


The prices are actually competitive compared to other lease deals for the same car, it's just that a 48-month deal makes little sense.
loofer2 m ago

I don't think it's fair to ask OP to include GAP and servicing costs. …I don't think it's fair to ask OP to include GAP and servicing costs. Although nice to know, it's too much homework.


It's fair of him however to work total and net costs per month.
m5rcc16 m ago

It's fair of him however to work total and net costs per month.


No one asks for servicing and insurance costs to be added to car sales deals. These are costs that are incurred regardless of how you obtain your vehicle.
Edited by: "RuudBullit" 13th Feb
RuudBullit1 m ago

No one asks for servicing and insurance costs to be added to car sales …No one asks for servicing and insurance costs to be added to car sales deals. These are costs that are incurred regardless how you obtain your vehicle.


That is not what I said. I'm referring to the total price of the lease and then the net price per month NOT the cost of servicing and insurance.
sam8001 h, 10 m ago

Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 …Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 months 0% interesthttp://mg.co.uk/mg-zs/


Did you post that with a straight face?

It's a pretty hard sell when car reviewers tell the public they would be better off with a Ssanyong Tivoli...
sam8001 h, 38 m ago

Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 …Check this out, NO LEASEBrand new MG £12495 with 7 years warranty and 60 months 0% interesthttp://mg.co.uk/mg-zs/


Apart from all the dials and handbook are in Chinese now.
m5rcc1 h, 43 m ago

That is not what I said. I'm referring to the total price of the lease and …That is not what I said. I'm referring to the total price of the lease and then the net price per month NOT the cost of servicing and insurance.



Maybe I misunderstood, but the comments you replied to were talking about Gap insurance and servicing.

Let's not forget, a lot of lease deals come with free breakdown cover and tax which negate the small amount of gap insurance, which isn't compulsary.
RuudBullit11 m ago

Maybe I misunderstood, but the comments you replied to were talking about …Maybe I misunderstood, but the comments you replied to were talking about Gap insurance and servicing.


You did misunderstand, but no problem.

RuudBullit11 m ago

gap insurance, which isn't compulsary.


It isn't compulsory, but typically, an insurer will pay the market value at the point of loss, and if the vehicle is on finance/lease, there is no guarantee the amount paid by the insurer will cover the finance (unless you take out a policy with the few underwriters that offer that). This is why it is always a good idea to get GAP insurance if you buy a car on finance/take out a lease. The car will have depreciated from when it was initially purchased and you can often end up owing money on a car you do not possess due to the amount of finance you have agreed to.
m5rcc9 m ago

You did misunderstand, but no problem.It isn't compulsory, but typically, …You did misunderstand, but no problem.It isn't compulsory, but typically, an insurer will pay the market value at the point of loss, and if the vehicle is on finance/lease, there is no guarantee the amount paid by the insurer will cover the finance (unless you take out a policy with the few underwriters that offer that). This is why it is always a good idea to get GAP insurance if you buy a car on finance/take out a lease. The car will have depreciated from when it was initially purchased and you can often end up owing money on a car you do not possess due to the amount of finance you have agreed to.



Whilst having gap insurance is common sense, as regards the deal, it is completely irrelevant. If you lease a car, or buy the same car, which costs £15k new, and say, write it off after 12 months, and the insurers pay £10k, you're £5k out of pocket either way. I have gap insurance, btw, which costs me the princely sum of £80 per year.
y-oh-y2 h, 49 m ago

I agree, all these lease type deals should show the full and complete …I agree, all these lease type deals should show the full and complete amount over the term.Include service costs and any GAP type insurance, get the total cost, then divide by the number of months.Not saying this isn't a good deal, but hard to work out the true cost. I've been looking at similar deals recently, but decided I will buy. Depreciation may be similar, but I'll have control.Also, this is a Vauxhall! Not voted.



I didn't realise that you didn't have to service or insure cars that you own.
RuudBullit10 m ago

Whilst having gap insurance is common sense, as regards the deal, it is …Whilst having gap insurance is common sense, as regards the deal, it is completely irrelevant.


Thank you for your contribution!
RuudBullit15 m ago

Whilst having gap insurance is common sense, as regards the deal, it is …Whilst having gap insurance is common sense, as regards the deal, it is completely irrelevant. If you lease a car, or buy the same car, which costs £15k new, and say, write it off after 12 months, and the insurers pay £10k, you're £5k out of pocket either way. I have gap insurance, btw, which costs me the princely sum of £80 per year. I didn't realise that you didn't have to service or insure cars that you own.


Strange one not to realise about insurance.
cold Vauxhall crap. Can get a Volvo V90 for £25 more per month
Can someone please clarify a lease question?

Simply, can a personal lease car be used for 'business class' purposes? Obviously with the correct insurance level cover in place, this is whether there would be a restriction in the terms of a lease to prevent businesses from having employees take out leases instead of a company car scheme or allowance.

For example of leasing a car on a personal lease and using it for commuting as an employee, but then also for site visits and business trips.

Thanks
I voted cold.

48 month leases are madness.

A 36 month lease might be ok if it was the deal of the decade in a great car. This is neither of those
Nothingsuitsmelikeasuit8 m ago

Can someone please clarify a lease question?Simply, can a personal lease …Can someone please clarify a lease question?Simply, can a personal lease car be used for 'business class' purposes? Obviously with the correct insurance level cover in place, this is whether there would be a restriction in the terms of a lease to prevent businesses from having employees take out leases instead of a company car scheme or allowance.For example of leasing a car on a personal lease and using it for commuting as an employee, but then also for site visits and business trips.Thanks


That's no different to using an owned car for the same purpose, but notifying your insurance that its SDP + business., in my book, but prepared to be corrected.
RuudBullit5 h, 28 m ago

Whilst having gap insurance is common sense, as regards the deal, it is …Whilst having gap insurance is common sense, as regards the deal, it is completely irrelevant. If you lease a car, or buy the same car, which costs £15k new, and say, write it off after 12 months, and the insurers pay £10k, you're £5k out of pocket either way. I have gap insurance, btw, which costs me the princely sum of £80 per year. I didn't realise that you didn't have to service or insure cars that you own.


Question on this: what does it matter if the car has depreciated since the time of the lease to the lease company, as they were never getting a new car back anyway? Would you not expect to have a like for like replacement / payout for a car? I'd understand at the other end where a £1,000 banger you just spend £1,000 on for an MOT is paid at market value (stil £1000), but if you take a 10,000 mile 2-year lease and had a total loss just before the end of year two, would your payout from insurance be insufficient to pay for a 2 year old, 20,000 mile car of the same model and spec?

I thought that is how regular insurance works without needing GAP - unless you expect to crash a near-brand new car and have it replaced with a brand-new car, you'd just take the payout minus depreciation and buy a replacement of the same age and miles that has also suffered the depreciation, so not sure where the out of pocket comes from other than the accepted loss with any depreciating purchase crashed or not.
Nothingsuitsmelikeasuit12 m ago

Question on this: what does it matter if the car has depreciated since the …Question on this: what does it matter if the car has depreciated since the time of the lease to the lease company, as they were never getting a new car back anyway?


Their business model works on having on residuals that come as near to a guaranteed future value to sell on the car after the lease.


Nothingsuitsmelikeasuit12 m ago

Would you not expect to have a like for like replacement / payout for a …Would you not expect to have a like for like replacement / payout for a car?


The insurer will pay the market value at the point of loss. Hence the need for GAP.
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