Virgin balance transfer, 32 months, only 0.99% fee and potential £10 amazon gift voucher
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Virgin balance transfer, 32 months, only 0.99% fee and potential £10 amazon gift voucher

14
Found 19th Jan 2016
Virgin balance transfer, 32 months, only 0.99 fee and potential amazon gift voucher

Not as long a term as some balance transfers but the fee is so low.
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this is excellent
That's 0.99% Fee not just 0.99p fee (I wish :p) Still a great deal tho! And its a £10 Amazon voucher if you are in the first 10,000 accepted applicants.
Original Poster
AndyJ78

That's 0.99% Fee not just 0.99p fee (I wish :p) Still a great deal tho! … That's 0.99% Fee not just 0.99p fee (I wish :p) Still a great deal tho! And its a £10 Amazon voucher if you are in the first 10,000 accepted applicants.



​edited, thank you.
Thanks for that just done and accepted within 10 minutes. Can sort sons loan now with no interest for him
meh, the AA are 0% on balance transfers and 0% interest for 22 months. at the end of 22 months I'm sure there will be other providers doing the same.
Galo

meh, the AA are 0% on balance transfers and 0% interest for 22 months. at … meh, the AA are 0% on balance transfers and 0% interest for 22 months. at the end of 22 months I'm sure there will be other providers doing the same.


Halifax 23 months 0% with no BT fees + £20 quidco


Much better
Just switch in 22m time to another 0% fee one if you havent paid it off


Edited by: "dodgymix" 19th Jan 2016
Galo

meh, the AA are 0% on balance transfers and 0% interest for 22 months. at … meh, the AA are 0% on balance transfers and 0% interest for 22 months. at the end of 22 months I'm sure there will be other providers doing the same.


or sainsburys and get Nectar points
longest is 18m 0% with no BT fee
sainsburysbank.co.uk/cre…tml
Personally I want something back from Credit cards so look for cashback / rewards type programmes
nationwide.co.uk/pro…rds
nationwide provide 12m 0% with no BT fee althogh offer some great rewards

already got over £100 back on Amazon / adidas / Made.com offers
Original Poster
dodgymix

Personally I want something back from Credit cards so look for cashback / … Personally I want something back from Credit cards so look for cashback / rewards type programmeshttp://www.nationwide.co.uk/products/credit-cards/our-credit-cards/our-cards nationwide provide 12m 0% with no BT fee althogh offer some great rewardsalready got over £100 back on Amazon / adidas / Made.com offers



​you should have 2 credit cards. 1 for a balance transfer and 1 for cashback. Never spend on a balance transfer card when you are getting 0%.
MSE have a good eligibility calculator for credit cards. It performs a 'soft search' on your credit file that you can see but can't be seen by lenders. It's a useful tool in that it helps you to not apply for cards you probably won't get (which in itself can **** up your credit score). Yes, he's a bit smug but credit where credit is due and all that....

moneysavingexpert.com/eli…ds/
Edited by: "bellboys" 23rd Jan 2016
much higher (4% ) fee if you would like to transfer the balance to your bank account
good deal cheers
phillsmit3

​you should have 2 credit cards. 1 for a balance transfer and 1 for c … ​you should have 2 credit cards. 1 for a balance transfer and 1 for cashback. Never spend on a balance transfer card when you are getting 0%.


Agreed. Or spend just under the minimum repayment amount on it, and so don't repay anything from the BT!
Original Poster
friiza

Agreed. Or spend just under the minimum repayment amount on it, and so … Agreed. Or spend just under the minimum repayment amount on it, and so don't repay anything from the BT!



​You do, I think, as they will repay the balance transfer before repaying your spending.
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