Virgin balance transfer credit card. 24 months 0% with a 0% transfer fee
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Virgin balance transfer credit card. 24 months 0% with a 0% transfer fee

17
Found 11th Jul 2017
I just noticed virgin credit cards are doing a 24 month 0% balance transfer card with a 0% transfer fee. I posted their 30 and 32 months deal earlier with a 0.55% and 0.6% fee but a 0% transfer fee is a pretty good deal.

24 months 0% interest on balance transfers with a 0% transfer fee

At the end of the 24 months you move the balance to the next 0% card to avoid paying any interest.
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17 Comments
Can't find the 0% fee ?
tombryant1

Can't find the 0% fee ?


They are on the page, further down
There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.
tombryant1

There's still a 4% fee which gets added to the balance. Am I being silly? … There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.



when I click the pdf link, it states something like 0% for the 60 days opening period, I am not 100% sure. Very confusing. I assume after that 60 days, 4% applied afterwards, not so sure,

Edited by: "dealchaser888" 11th Jul 2017
yep there is a contradiction in terms on their page

both things can't be true
tombryant12 h, 29 m ago

There's still a 4% fee which gets added to the balance. Am I being silly? …There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.


The 4% fee is on money transfers for balance transfers it is 0%
Can get same from Barclaycard and that has quidco/topcashback too. Don't know if Virgin has cashback
so what's the difference between a balance transfer & a money transfer?

(stands back ready to be flamed)
luvsadealdealdeal

so what's the difference between a balance transfer & a money … so what's the difference between a balance transfer & a money transfer?(stands back ready to be flamed)



Balance transfer pays off balance from another credit card. Money transfer puts cash in your bank. Generally money transfers CAN negatively affect your credit rating and don't usually have great terms.
Original Poster
Virgin have about 10 different offers so you just need to scroll down to the 0% for 24 months with 0% fee
Original Poster
tombryant1

There's still a 4% fee which gets added to the balance. Am I being silly? … There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.



4% is for money transfers to your bank account. 0% is for balance transfers
Original Poster
dealchaser888

when I click the pdf link, it states something like 0% for the 60 days … when I click the pdf link, it states something like 0% for the 60 days opening period, I am not 100% sure. Very confusing. I assume after that 60 days, 4% applied afterwards, not so sure,



That 4% is for money transfers to your bank account. The 0% is for balance transfers
Original Poster
luvsadealdealdeal

yep there is a contradiction in terms on their pageboth things can't be … yep there is a contradiction in terms on their pageboth things can't be true



No contradiction they're just different things. 4% for money transfers to your bank account and 0% for balance transfers.
Existing customers?
Original Poster
veganway

Existing customers?



Normally these 0% deals are for new customers transferring a balance
Can I transfer money from this card to my current account or just balance transfer to another credit card??
Original Poster
Iuly30th Jul

Can I transfer money from this card to my current account or just balance …Can I transfer money from this card to my current account or just balance transfer to another credit card??

Yes you can do a money transfer but the fees are high at 3 or 4% so it's not worth it. Much better to just transfer a balance.
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