Virgin balance transfer credit card. 24 months 0% with a 0% transfer fee
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Virgin balance transfer credit card. 24 months 0% with a 0% transfer fee

17
Found 11th Jul 2017
I just noticed virgin credit cards are doing a 24 month 0% balance transfer card with a 0% transfer fee. I posted their 30 and 32 months deal earlier with a 0.55% and 0.6% fee but a 0% transfer fee is a pretty good deal.

24 months 0% interest on balance transfers with a 0% transfer fee

At the end of the 24 months you move the balance to the next 0% card to avoid paying any interest.
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    17 Comments
    Can't find the 0% fee ?
    tombryant1

    Can't find the 0% fee ?


    They are on the page, further down
    There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.
    tombryant1

    There's still a 4% fee which gets added to the balance. Am I being silly? … There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.



    when I click the pdf link, it states something like 0% for the 60 days opening period, I am not 100% sure. Very confusing. I assume after that 60 days, 4% applied afterwards, not so sure,

    Edited by: "dealchaser888" 11th Jul 2017
    yep there is a contradiction in terms on their page

    both things can't be true
    tombryant12 h, 29 m ago

    There's still a 4% fee which gets added to the balance. Am I being silly? …There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.


    The 4% fee is on money transfers for balance transfers it is 0%
    Can get same from Barclaycard and that has quidco/topcashback too. Don't know if Virgin has cashback
    so what's the difference between a balance transfer & a money transfer?

    (stands back ready to be flamed)
    luvsadealdealdeal

    so what's the difference between a balance transfer & a money … so what's the difference between a balance transfer & a money transfer?(stands back ready to be flamed)



    Balance transfer pays off balance from another credit card. Money transfer puts cash in your bank. Generally money transfers CAN negatively affect your credit rating and don't usually have great terms.
    Original Poster
    Virgin have about 10 different offers so you just need to scroll down to the 0% for 24 months with 0% fee
    Original Poster
    tombryant1

    There's still a 4% fee which gets added to the balance. Am I being silly? … There's still a 4% fee which gets added to the balance. Am I being silly? Apologies in advance.



    4% is for money transfers to your bank account. 0% is for balance transfers
    Original Poster
    dealchaser888

    when I click the pdf link, it states something like 0% for the 60 days … when I click the pdf link, it states something like 0% for the 60 days opening period, I am not 100% sure. Very confusing. I assume after that 60 days, 4% applied afterwards, not so sure,



    That 4% is for money transfers to your bank account. The 0% is for balance transfers
    Original Poster
    luvsadealdealdeal

    yep there is a contradiction in terms on their pageboth things can't be … yep there is a contradiction in terms on their pageboth things can't be true



    No contradiction they're just different things. 4% for money transfers to your bank account and 0% for balance transfers.
    Existing customers?
    Original Poster
    veganway

    Existing customers?



    Normally these 0% deals are for new customers transferring a balance
    Can I transfer money from this card to my current account or just balance transfer to another credit card??
    Original Poster
    Iuly30th Jul

    Can I transfer money from this card to my current account or just balance …Can I transfer money from this card to my current account or just balance transfer to another credit card??

    Yes you can do a money transfer but the fees are high at 3 or 4% so it's not worth it. Much better to just transfer a balance.
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