Unfortunately, this deal is no longer available
Virgin Money – 0% for 29 months, 3% fee
303° Expired

Virgin Money – 0% for 29 months, 3% fee

15
Posted 5th Jan

This deal is expired. Here are some options that might interest you:

Longest balance transfer card I have seen when looking to consolidate.


This Virgin Money credit card offers 29 months at 0% with a 3% fee and is our top pick as you’ll be guaranteed the full 0% length if accepted.



Balance transfer length & fee: 29 mths 0%, 3% fee

Money transfers: 0% for 20 months then 23.9% p.a, 4% fee

Purchases: 0% for 3 months then 21.9% p.a

To get the 0%, must transfer within: 60 days
Important: Clear card in full by end of 0% period to avoid interest (always pay at least the monthly minimum repayment) and don't spend/withdraw cash on this card

Balance transfer interest after 0%: 21.9%

Minimum repayment: Greatest of 1% of balance plus interest or £25

Min income: £7,000

Representative APR (variable): 21.9% (see Official APR Examples)
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15 Comments
Is this any good , look to transfer my balance
ashmac05/01/2020 09:26

Is this any good , look to transfer my balance


Perfect, i had one for 36 months few year back
Applied and says they will be in touch with Tim 5 days and are considering my application

Is that normal
ashmac05/01/2020 09:26

Is this any good , look to transfer my balance


It’s quite long in current market but I personally think either the 18mth Santander is best as no fees but if you need the extra time then 27months option from Virgin is best as only has 1.45% fee
ashmac05/01/2020 10:02

Applied and says they will be in touch with Tim 5 days and are considering …Applied and says they will be in touch with Tim 5 days and are considering my application Is that normal


It’s the normal response to anyone who snagged a cheap iPhone XR within the last 12 months.
ashmac05/01/2020 10:02

Applied and says they will be in touch with Tim 5 days and are considering …Applied and says they will be in touch with Tim 5 days and are considering my application Is that normal


You can also use the eligibility checker on MSE prior to apply to see. Will not impact on your credit score.
ashmac05/01/2020 10:02

Applied and says they will be in touch with Tim 5 days and are considering …Applied and says they will be in touch with Tim 5 days and are considering my application Is that normal


Normally instant, they may be asking for additional info, proof of salary extra or computer said no and now gone for further assessment
mrjh05/01/2020 10:16

You can also use the eligibility checker on MSE prior to apply to see. …You can also use the eligibility checker on MSE prior to apply to see. Will not impact on your credit score.


I did a pre check and it said I am eligible for a card , I’ve only been at new address one month I think that might be the issue
ashmac05/01/2020 11:21

I did a pre check and it said I am eligible for a card , I’ve only been at …I did a pre check and it said I am eligible for a card , I’ve only been at new address one month I think that might be the issue


Fingers crossed it goes through for you
gyro8505/01/2020 10:21

Normally instant, they may be asking for additional info, proof of salary …Normally instant, they may be asking for additional info, proof of salary extra or computer said no and now gone for further assessment


At least they are being responsible and not just saying yes to people who want to prolong their debt.
ashmac05/01/2020 11:21

I did a pre check and it said I am eligible for a card , I’ve only been at …I did a pre check and it said I am eligible for a card , I’ve only been at new address one month I think that might be the issue


Happened to me last year, applied 2 weeks after changing address. Got in touch with me within 5 days to ask me to send proof of address that is countersigned. Once sent they then accepted my application
Edited by: "CEATON" 5th Jan
Can someone please explain the difference between the balance transfer and money transfer ?

I am looking to clear my credit card then put the rest of the remainder of the Virgin card money into my current account
Balance transfer is to clear your credit card debts and money transfer card is to have it transfered into your current account against a fee
ashmac05/01/2020 11:21

I did a pre check and it said I am eligible for a card , I’ve only been at …I did a pre check and it said I am eligible for a card , I’ve only been at new address one month I think that might be the issue


I just had the same with them and in the same situation as you address wise, did yours go through okay?
OwainLloyd10/01/2020 19:37

I just had the same with them and in the same situation as you address …I just had the same with them and in the same situation as you address wise, did yours go through okay?


I got a letter a few days later asking to send back with proof of address, going to send it today
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