Virgin Money Travel credit card – 0% for 12 months on purchases/balance transfers, zero BT fee, no fees on overseas purchases
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Virgin Money Travel credit card – 0% for 12 months on purchases/balance transfers, zero BT fee, no fees on overseas purchases

2
Found 15th May
Is it me or are things hotting up in the travel credit card market? There seems to be more and more cards offering zero fees abroad. And so they should – charging customers to use their cards on holiday is simple profiteering.

Here’s what Virgin Money’s Travel credit card has to offer:

  • 0% on balance transfers for 12 months, no BT fee
  • 0% on purchases for 12 months
  • No fees on overseas purchases
  • Standard APR 19.9%
  • Travel offers including 5% off at Virgin Holidays and cashback on travel insurance.

Why I like this card

This card’s a good all-rounder – 0% on purchases and balance transfers for 12 months, and no fee to move existing credit card debts.

It also doesn’t cost extra to use abroad (unless you withdraw cash, so try and avoid ATM withdrawals).
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2 Comments
How does 0% purchase work? Does it mean I could get the card tomorrow for example wait a year and buy something and still get 0% for 12 month or is it only 0% from the day you get it for 12 month if you catch my meaning.
Dizy16th May

How does 0% purchase work? Does it mean I could get the card tomorrow for …How does 0% purchase work? Does it mean I could get the card tomorrow for example wait a year and buy something and still get 0% for 12 month or is it only 0% from the day you get it for 12 month if you catch my meaning.


It means any purchases you make with the card within however long the term is, (in this case 12 months), it will be free from interest. If you borrow more than you're entitled to, you'll have to pay interest. Same goes if you fail to pay back what you used within the 12 month period.

Hope that helps. It's essentially a free loan with some restrictions.
Edited by: "54M13" 27th May
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