Volkswagen Polo 1.8 TSI GTi 3 Door 2 Year Lease - £127.19/month - 10k miles a year - £4265.06 @ Select Contracts
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Volkswagen Polo 1.8 TSI GTi 3 Door 2 Year Lease - £127.19/month - 10k miles a year - £4265.06 @ Select Contracts

42
Found 26th Nov 2015
Seems like an excellent deal for a nippy hatchback. Volkswagen Polo 1.8 TSI GTi 3 Door.

10,000 miles per annum.

Monthly - £127.19 x 23 months
Upfront - £1,144.69
Admin - £195

Total - £4265.06
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42 Comments
181 a month over 2 years
Do you get the deposit back at the end of contract?
no but you might get to keep the car!
rpang11

Do you get the deposit back at the end of contract?



No. I've changed the post to say upfront as that is more accurate. The cost of £4365.06 is the total cost for 2 years.
schnecker

no but you might get to keep the car!



Eh? It's a lease, you hand the car back.
Saw this last night, where did you find the admin fee?
JohnOFarrell

Saw this last night, where did you find the admin fee?



This was mentioned to me by a friend and he made an enquiry.
admin fee is 195 if you ask for paul sweeney i think was his name
michaelgell

admin fee is 195 if you ask for paul sweeney i think was his name



​Even better! I'll update the post.
Five grand to 'borrow' a car? More money than sense.
holly852

Five grand to 'borrow' a car? More money than sense.



Do you say the same thing to those that rent a house?
good monthly price but crap deposit
Very tempting
Vote cold, I managed to get this deal, but they only had 137 per month and above, 2 weeks of application forms and being told the car is reserved for me from the start, them going through with a credit check and approving the finance to telling me that senior management decided to give the car to someone else and now can only get the deal at 160 per month (few options included), had to decline as the price kept creeping up and they just gave my car away to another customer. Be warned all..
nice car, good deal
Why is this back up? Click on the link and its 188 per month! oO
dvdphile

Why is this back up? Click on the link and its 188 per month! oO



Does this include servicing.?
""""10,000 miles per annum. Total - £4265.06"""""

Not really total + repairs as you need to return car in prestige conditions
Any damages to body works, inside extra .

You will be parking car in the safe place all the time !!! shops car parks how many times scratch doors etc .
if you can polish you are lucky but if need repaint door or bumper etc .. can be easy 600 +
Alloy Wheels £50 per wheel say So another 200 +
Tyre's ? total mileage 20 000 maybe you will be fine swapping back to fronts but with 1.8 TSI ?? maybe -- than why to have GT : )

10 000 miles service (WV dealer) say + £120-200 ?? for just oil change where garage can change for £40 so another expense
TSI how good on fuel ??? compare to 2.0 TDI still more usage - so another expense fuel But more fun to drive : )

I would say 10,000 miles per annum. Total - £4265.06 add another £1500 (for repairs, scratch etc) = 5765 / 24 =
£240 + fuel
So not really cheap 240 + fuel say another £150 (10 000 Miles) = £390 + insurance + road tax = now you can drive the car on the road everything payed

So youngster will pay for Polo GT > £500 per month ??? rich youngster as he need to pay for living cost as well say rent

holly852

Five grand to 'borrow' a car? More money than sense.



Buying a used car for five grand that is worth two grand in three years, breaks down and risks having a major electrical problem? its a calculated risk isn't it?

There are benefits and disadvantages to both approaches to running a car for a couple of years. People have their own preferences, and also very different needs.

I don't think there is really any need to attempt to insult anyone because they have a different opinion, is there?
Incognitoso

""""10,000 miles per annum. Total - £4265.06"""""Not really total + … """"10,000 miles per annum. Total - £4265.06"""""Not really total + repairs as you need to return car in prestige conditions Any damages to body works, inside extra . You will be parking car in the safe place all the time !!! shops car parks how many times scratch doors etc .if you can polish you are lucky but if need repaint door or bumper etc .. can be easy 600 + Alloy Wheels £50 per wheel say So another 200 + Tyre's ? total mileage 20 000 maybe you will be fine swapping back to fronts but with 1.8 TSI ?? maybe -- than why to have GT : ) :):):)10 000 miles service (WV dealer) say + £120-200 ?? for just oil change where garage can change for £40 so another expense TSI how good on fuel ??? compare to 2.0 TDI still more usage - so another expense fuel But more fun to drive : ) I would say 10,000 miles per annum. Total - £4265.06 add another £1500 (for repairs, scratch etc) = 5765 / 24 =£240 + fuel So not really cheap 240 + fuel say another £150 (10 000 Miles) = £390 + insurance + road tax = now you can drive the car on the road everything payed So youngster will pay for Polo GT > £500 per month ??? rich youngster as he need to pay for living cost as well say rent



Regarding the scratches and returning it in top condition - this is not entirely true. All respectable lease companies will follow BVRLA (http://www.bvrla.co.uk/) guidelines which allow for a reasonable amount of scratches and bits of damage to the cars. I haven't gone through the rules myself but I am told they are pretty generous. If you are damaging alloys all the time, then maybe you shouldn't be driving. £1500 for bodywork repairs over 2 years is absolutely ridiculous. I think the same goes for servicing - as long as you fit parts that follow guidelines and standards - VW can't say no to warranty requests.

Anyone buying a sporty petrol wont necessarily be doing it for fuel economy. Fuel is fuel - every car needs it! Same for insurance. Road Tax is paid for with lease deals. Who says a youngster has to drive it?

Weak argument.
Incognitoso

""""10,000 miles per annum. Total - £4265.06"""""Not really total + … """"10,000 miles per annum. Total - £4265.06"""""Not really total + repairs as you need to return car in prestige conditions Any damages to body works, inside extra . You will be parking car in the safe place all the time !!! shops car parks how many times scratch doors etc .if you can polish you are lucky but if need repaint door or bumper etc .. can be easy 600 + Alloy Wheels £50 per wheel say So another 200 + Tyre's ? total mileage 20 000 maybe you will be fine swapping back to fronts but with 1.8 TSI ?? maybe -- than why to have GT : ) :):):)10 000 miles service (WV dealer) say + £120-200 ?? for just oil change where garage can change for £40 so another expense TSI how good on fuel ??? compare to 2.0 TDI still more usage - so another expense fuel But more fun to drive : ) I would say 10,000 miles per annum. Total - £4265.06 add another £1500 (for repairs, scratch etc) = 5765 / 24 =£240 + fuel So not really cheap 240 + fuel say another £150 (10 000 Miles) = £390 + insurance + road tax = now you can drive the car on the road everything payed So youngster will pay for Polo GT > £500 per month ??? rich youngster as he need to pay for living cost as well say rent



Exactly - As a 'youngster' I'd probably just grab one second hand. Especially as I do around 20k per year.
Why do these topics always turn into a debate about lease VS buy?
Edited by: "Quantic" 9th Dec 2015
holly852

Five grand to 'borrow' a car? More money than sense.



​Might be less than you'd lose in depreciation and finance interest via normal HP on a new car
Ross81

​Might be less than you'd lose in depreciation and finance interest via n … ​Might be less than you'd lose in depreciation and finance interest via normal HP on a new car



Yeah but thats an unknown, you 99% will lose more than the 5k if you sold after 2 years of ownership but there is always that 1% chance you won't... sigh
Quantic

Why do these topics always turn into a debate about lease VS buy?



For the same reason iphone deals turn in to iOS v Android debates, we as humans like to justify our own decisions.

Leases are simple, if you are wanting a new car (and the benefits that come with it) they can sometimes work out less than the depreciation you would suffer paying cash but not all the time. Decide what you want, do your research, do the maths and make a choice, it's not rocket science.
Quantic

Why do these topics always turn into a debate about lease VS buy?



I think because cars, much like football, are subjects where people that are hard of thinking form very strong opinions! I like both cars and football myself, so obviously I am generalising a bit. I think.
enragedbeard

Regarding the scratches and returning it in top condition - this is not … Regarding the scratches and returning it in top condition - this is not entirely true. All respectable lease companies will follow BVRLA (http://www.bvrla.co.uk/) guidelines which allow for a reasonable amount of scratches and bits of damage to the cars. I haven't gone through the rules myself but I am told they are pretty generous. If you are damaging alloys all the time, then maybe you shouldn't be driving. £1500 for bodywork repairs over 2 years is absolutely ridiculous. I think the same goes for servicing - as long as you fit parts that follow guidelines and standards - VW can't say no to warranty requests.Anyone buying a sporty petrol wont necessarily be doing it for fuel economy. Fuel is fuel - every car needs it! Same for insurance. Road Tax is paid for with lease deals. Who says a youngster has to drive it?Weak argument.



Yes, that was very much my experience. I found the rules to be very clear and fair. My last lease car needed £50 from a dent master, and about the same from a local body shop to fix the damage I did reversing it into a wheelie bin!

A lot of body shops do overcharge though, on the assumption that it is being claimed on insurance - so I can understand how very minor damage becomes a £500 bill, if you arent careful.
Incognitoso

""""10,000 miles per annum. Total - £4265.06"""""Not really total + … """"10,000 miles per annum. Total - £4265.06"""""Not really total + repairs as you need to return car in prestige conditions Any damages to body works, inside extra . You will be parking car in the safe place all the time !!! shops car parks how many times scratch doors etc .if you can polish you are lucky but if need repaint door or bumper etc .. can be easy 600 + Alloy Wheels £50 per wheel say So another 200 + Tyre's ? total mileage 20 000 maybe you will be fine swapping back to fronts but with 1.8 TSI ?? maybe -- than why to have GT : ) :):):)10 000 miles service (WV dealer) say + £120-200 ?? for just oil change where garage can change for £40 so another expense TSI how good on fuel ??? compare to 2.0 TDI still more usage - so another expense fuel But more fun to drive : ) I would say 10,000 miles per annum. Total - £4265.06 add another £1500 (for repairs, scratch etc) = 5765 / 24 =£240 + fuel So not really cheap 240 + fuel say another £150 (10 000 Miles) = £390 + insurance + road tax = now you can drive the car on the road everything payed So youngster will pay for Polo GT > £500 per month ??? rich youngster as he need to pay for living cost as well say rent


Perhaps I you should start going on all the other deal threads and do the same?

Mad Max on XBox One for £19.88? Not really £19.88...... as you need to buy the xbox, pay for the electricity to run it, home insurance in case it gets damaged..... (_;)
rattla

Perhaps I you should start going on all the other deal threads and do the … Perhaps I you should start going on all the other deal threads and do the same?Mad Max on XBox One for £19.88? Not really £19.88...... as you need to buy the xbox, pay for the electricity to run it, home insurance in case it gets damaged..... (_;)



You forgot the cost of new controllers when the rubber on the analog sticks wears out.
M_z

Buying a used car for five grand that is worth two grand in three years, … Buying a used car for five grand that is worth two grand in three years, breaks down and risks having a major electrical problem? its a calculated risk isn't it?There are benefits and disadvantages to both approaches to running a car for a couple of years. People have their own preferences, and also very different needs. I don't think there is really any need to attempt to insult anyone because they have a different opinion, is there?


Totally agree here. Its personal preference and if you bought the car Brand New today, I am sure depreciation in 2 years time would be much higher than what it would cost you to lease. Damage /Accidents happen whether you lease or buy, so you should not let that put you off either option. If it does, probably better staying with public transport.
Very very few people who "buy" a new car on finance actually keep it after the initial finance term.

It costs £380 per month to "buy" a Fiesta ST3 on finance, it costs £179 per month to lease one, I can't fathom why anyone would be willing to pay £200 extra per month when they have no intention of keeping it?
Edited by: "Quantic" 9th Dec 2015
Incognitoso

""""10,000 miles per annum. Total - £4265.06"""""Not really total + … """"10,000 miles per annum. Total - £4265.06"""""Not really total + repairs as you need to return car in prestige conditions Any damages to body works, inside extra . You will be parking car in the safe place all the time !!! shops car parks how many times scratch doors etc .if you can polish you are lucky but if need repaint door or bumper etc .. can be easy 600 + Alloy Wheels £50 per wheel say So another 200 + Tyre's ? total mileage 20 000 maybe you will be fine swapping back to fronts but with 1.8 TSI ?? maybe -- than why to have GT : ) 10 000 miles service (WV dealer) say + £120-200 ?? for just oil change where garage can change for £40 so another expense TSI how good on fuel ??? compare to 2.0 TDI still more usage - so another expense fuel But more fun to drive : ) I would say 10,000 miles per annum. Total - £4265.06 add another £1500 (for repairs, scratch etc) = 5765 / 24 =£240 + fuel So not really cheap 240 + fuel say another £150 (10 000 Miles) = £390 + insurance + road tax = now you can drive the car on the road everything payed So youngster will pay for Polo GT > £500 per month ??? rich youngster as he need to pay for living cost as well say rent



​risk adverse are we. Don't venture out of your house without covering yourself in bubble wrap
M_z

Buying a used car for five grand that is worth two grand in three years, … Buying a used car for five grand that is worth two grand in three years, breaks down and risks having a major electrical problem? its a calculated risk isn't it?There are benefits and disadvantages to both approaches to running a car for a couple of years. People have their own preferences, and also very different needs. I don't think there is really any need to attempt to insult anyone because they have a different opinion, is there?



It happens on EVERY lease thread. It's sooooo boring.
b33r

For the same reason iphone deals turn in to iOS v Android debates, we as … For the same reason iphone deals turn in to iOS v Android debates, we as humans like to justify our own decisions.Leases are simple, if you are wanting a new car (and the benefits that come with it) they can sometimes work out less than the depreciation you would suffer paying cash but not all the time. Decide what you want, do your research, do the maths and make a choice, it's not rocket science.



YES! This! Thank you.
Incognitoso

""""10,000 miles per annum. Total - £4265.06"""""Not really total + … """"10,000 miles per annum. Total - £4265.06"""""Not really total + repairs as you need to return car in prestige conditions Any damages to body works, inside extra . You will be parking car in the safe place all the time !!! shops car parks how many times scratch doors etc .if you can polish you are lucky but if need repaint door or bumper etc .. can be easy 600 + Alloy Wheels £50 per wheel say So another 200 + Tyre's ? total mileage 20 000 maybe you will be fine swapping back to fronts but with 1.8 TSI ?? maybe -- than why to have GT : ) :):):)10 000 miles service (WV dealer) say + £120-200 ?? for just oil change where garage can change for £40 so another expense TSI how good on fuel ??? compare to 2.0 TDI still more usage - so another expense fuel But more fun to drive : ) I would say 10,000 miles per annum. Total - £4265.06 add another £1500 (for repairs, scratch etc) = 5765 / 24 =£240 + fuel So not really cheap 240 + fuel say another £150 (10 000 Miles) = £390 + insurance + road tax = now you can drive the car on the road everything payed So youngster will pay for Polo GT > £500 per month ??? rich youngster as he need to pay for living cost as well say rent



Like another user has already said they all follow the BVRLA guidelines, I had a lease Toyota agyo and was initially abit worried during the collection / inspection as it had numberous stone chips on the front, 2 of my alloys had medium sized scuffs, a scratch along the entire drivers side and small dent on passenger side. The car flew through inspection, they were mainly looking to see if it had been crashed or serious damage and if the tyres were legal.

In regards to all the other costs you mentioned, you'd have to spend the same if you owned the car outright from new plus stuff like tyres/servicing is applicable to all cars.
Quantic

Very very few people who "buy" a new car on finance actually keep it … Very very few people who "buy" a new car on finance actually keep it after the initial finance term. It costs £380 per month to "buy" a Fiesta ST3 on finance, it costs £179 per month to lease one, I can't fathom why anyone would be willing to pay £200 extra per month when they have no intention of keeping it?



Amen, my friend has a ST3 on PCP and paying £290pm for 3years, I got a 208GTI on lease for £168pm and you can guarantee that at the end of our terms even through they are both fantastic cars we wouldn't mind trying something new / getting the updated model
Deal has gone, price has gone up, Shame really as was looking at this
Anyone got a delivery date yet
Getting mine with DSG delivered on 4th Jan
holly852

Five grand to 'borrow' a car? More money than sense.



​lol. Stupid comment
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