Volvo V90 Estate 2.0 T4 Momentum Plus 5dr Geartronic 24m Lease - 8k miles p/a - No upfront cost + £305 pm = £7314 @ Leasing.com (Volvo)
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Volvo V90 Estate 2.0 T4 Momentum Plus 5dr Geartronic 24m Lease - 8k miles p/a - No upfront cost + £305 pm = £7314 @ Leasing.com (Volvo)

£7,314£8,0649%Leasing.com Deals
Deal editor69
Deal editor
Posted 22nd May
Volvo V90 Estate 2.0 T4 Momentum Plus 5dr Geartronic on a 2 year lease, in stock and 8k miles pa available at Volvo via leasing.com. 1+23 deal works out at £7314.24 total or £304.76 net per month (18.6% of £39.3k P11D value) with no upfront cost and no admin fee. Marginally cheaper if you want to pay upfront cost. The car gets good reviews - review from carbuyer and review from Whatcar?

Spec includes 18 inch alloys, leather upholstery, 12.3" Active TFT crystal driver's instrument display, 9" centre console touch screen, Intellisafe Assist (Pilot Assist and Adaptive Cruise Control), 3 spoke leather steering wheel and illuminated gear knob with chrome trim, heated seats, and 8 speed automatic transmission plus more. See equipment specs on the page for more info.

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Volvo V90 Estate 2.0 T4 Momentum Plus 5dr Geartronic

  • 1 x 23 payment profile
  • 8,000 miles (Excess mileage 7.56p per mile)
  • £304.76 initial
  • 23 monthly payments of £304.76
  • £0 admin fee
  • Total cost of lease = £7314.24 or £304.76 net per month
  • Automatic
  • Gears 8 SPEED
  • Petrol
  • Doors 5
  • 0-60 - 8 seconds
  • P11D value £39,250
  • Road tax - included
  • In stock for delivery

Images to give an idea (stock imagery so may vary)

3469333.jpg

3469333.jpg
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Top comments
SonsOfDog22/05/2020 17:27

7k plus on a car you don't own by the end of it😬😬😬


Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.

So this is a £39K car, with some nice discounts maybe it's £27K, the cost of this deal is £7K which part of Maths don't you get?
Edited by: "fishmaster" 22nd May
Sentral22/05/2020 17:57

This is what I'd probably be driving today if I was 60. Good deal!


It’s a shame you can’t turn the clock back but never mind eh?
fishmaster22/05/2020 17:29

Here we go, someone needs to set up a timer. Press the confirm deal button …Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.So this is a £39K car, with some nice discounts maybe it's £27K, the cost of this deal is £7K which part of Maths don't you get?


You're wasting your time, seriously. It's so simple but people find it so difficult, you would think it was rocket science.
69 Comments
Have some heat, sausage
MrKrabs22/05/2020 17:11

Have some heat, sausage


Mr Krabs offering hot sausage

No Ta.
7k plus on a car you don't own by the end of it😬😬😬
SonsOfDog22/05/2020 17:27

7k plus on a car you don't own by the end of it😬😬😬


Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.

So this is a £39K car, with some nice discounts maybe it's £27K, the cost of this deal is £7K which part of Maths don't you get?
Edited by: "fishmaster" 22nd May
fishmaster22/05/2020 17:29

Here we go, someone needs to set up a timer. Press the confirm deal button …Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.


Stop the clock!
SonsOfDog22/05/2020 17:27

7k plus on a car you don't own by the end of it😬😬😬


I spent £6k on a car from Arnold Clark that I OWN. With the way things are going, I might have to spend £2k on it and it's not even been a year.

Granted lease deals are starting to creep up but the peace of mind alone is worth more than anything.


Also, I am not touching lease deals due to oncoming recession...
ive got the v90 - D5 - R DESIGN - 2018

about the same money as this deal.

Comfy car
Edited by: "lukman2k" 22nd May
What does their value rating of 0.78 mean? I assume it's the monthly payment as a percentage of list price, in which case this ain't bad, I always aim for 0.75% personally doing my own calculations.
fishmaster22/05/2020 17:29

Here we go, someone needs to set up a timer. Press the confirm deal button …Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.So this is a £39K car, with some nice discounts maybe it's £27K, the cost of this deal is £7K which part of Maths don't you get?


You're wasting your time, seriously. It's so simple but people find it so difficult, you would think it was rocket science.
muffboy22/05/2020 17:32

What does their value rating of 0.78 mean? I assume it's the monthly …What does their value rating of 0.78 mean? I assume it's the monthly payment as a percentage of list price, in which case this ain't bad, I always aim for 0.75% personally doing my own calculations.


I'd say this is the wrong way to look at lease deals cause new cars tend to be cheaper than their retail price which lease prices are compared to.
Seems a lot of money to borrow a car for a couple of years.
Currently got a V90 Cross-country for £304 a month with £600 of options added. So similar value to this deal.

Mine is a T5 engine though.

Pros
Pilot assist is great on the motorway.
Basically will steer for you if it can see the lines.
Comfy seats

Cons
Poor fuel economy
Software glitches
Basically remote app didn't work for 9 months. Is good when it works. Can remotely start the car. Above 10 C then air conditioning comes on.
Below 10 C heater, heated wheel and seats came on.
Unreliable connecting to phone hotspot and laggy touch screen.
Awful gearbox especially stop start system

The gearbox being the main flaw. Stops the engine when still moving. So you let off the brake a little and it starts the engine again.

Can't turn stop start off permanently. Had to do it on each journey.

Overall nice comfy barge. So if you do mostly motorway miles then be a good car for you. But definitely has its flaws.
fishmaster22/05/2020 17:29

Here we go, someone needs to set up a timer. Press the confirm deal button …Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.So this is a £39K car, with some nice discounts maybe it's £27K, the cost of this deal is £7K which part of Maths don't you get?


The bit where you throw away over £7k?
echobase22/05/2020 17:41

The bit where you throw away over £7k?


OK here's a story, you go and buy this car outright, get a nice deal £27K, can you guess what happens next?
fishmaster22/05/2020 17:29

Here we go, someone needs to set up a timer. Press the confirm deal button …Here we go, someone needs to set up a timer. Press the confirm deal button and hit the timer, there'll be one within 15 mins guaranteed.So this is a £39K car, with some nice discounts maybe it's £27K, the cost of this deal is £7K which part of Maths don't you get?


LOL I was joking. Thought i would get in their first!

I lease all my cars. Great deal heat added!
SonsOfDog22/05/2020 17:55

LOL I was joking. Thought i would get in their first!I lease all my cars. …LOL I was joking. Thought i would get in their first!I lease all my cars. Great deal heat added!


40839532-DcrkP.jpg
This is what I'd probably be driving today if I was 60. Good deal!
You either buy a new car outright and lose the £7k immediately (or more), or you use a new car for 2-3 years and lose the same money spread across the period without paying a penny more.

Most lease deals include your road road tax too.

I took the Skoda Octavia (tiny engine) deal over 3 years for £6600 a few months back. included all servicing & tyre wear ( including punctures), all road tax, 3 year manufacturer warranty and no MOT required of course.

£2200 a year for the next 3 years with only fuel to pay on top...that sounds like peace of mind to me.

Probably be a rubbish colour mind

Looking forward to delivery...
Edited by: "SteelCity" 22nd May
Sentral22/05/2020 17:57

This is what I'd probably be driving today if I was 60. Good deal!


It’s a shame you can’t turn the clock back but never mind eh?
SonsOfDog22/05/2020 18:05

For those that think prices will come crashing down, there are some …For those that think prices will come crashing down, there are some interesting articles on:https://cardealermagazine.co.uk/publish/guide-now-good-time-buy-used-car-will-happen-used-car-prices/192108https://cardealermagazine.co.uk/publish/investigation-car-dealers-need-hold-nerve-used-car-prices-attention-turns-happens-next/191381


Hmm Cardealer magazine wouldn't be biased would they.

What's likely to happen is very significant mass unemployment. Tax hikes because there's only so many Government bonds you can sell with Interest on top before before the lender says hey you're not good for this loan are you?

Mass Unemployment
Tax Hikes
Far fewer people with disposable income.
Massive stock market crash, but it's crashed earlier this year? No it hasn't done it properly yet. A truly unprecedented massive one is coming. Thought you were wiped out, think again this time it's totally wiped out.
Savings invested in the stock market may not recover until the 2030's and beyond. People who had savings invested in the stock market need to work longer, many more people need to work longer until their late 70's and that house they wanted to move to they needed those savings to move. People who thought they were safe and still have jobs will be at risk as people stop buying products and services that keep those people in their jobs.

The economical figures for this Pandemic are grim. I can only see things getting cheaper because they just can't sell anything when the above happens. It's very likely to happen and unless we get the management right of this Pandemic there will be more lockdowns to come. Don't want a nasty flu season on top of this either.
Edited by: "fishmaster" 22nd May
Heat alot of car for the money and no upfront cost
SteelCity22/05/2020 18:01

You either buy a new car outright and lose the £7k immediately (or more), …You either buy a new car outright and lose the £7k immediately (or more), or you use a new car for 2-3 years and lose the same money spread across the period without paying a penny more.


Or, if you’re financially aware, you avoid buying or leasing any new car and replacing it with another new car after 2 or 3 years.

However well the car manufacturers and dealers hide it away, you’re still paying a lot of money in rent or depreciation. It amounts to much the same thing, and the leasing deals give you nothing at the end.

Good if you feel the need to impress your neighbours, though even that doesn’t work these days when everyone’s doing it, but bad for your long term financial health and potentially life changing in these days of very uncertain jobs
Newbold22/05/2020 18:51

Or, if you’re financially aware, you avoid buying or leasing any new car a …Or, if you’re financially aware, you avoid buying or leasing any new car and replacing it with another new car after 2 or 3 years.However well the car manufacturers and dealers hide it away, you’re still paying a lot of money in rent or depreciation. It amounts to much the same thing, and the leasing deals give you nothing at the end.Good if you feel the need to impress your neighbours, though even that doesn’t work these days when everyone’s doing it, but bad for your long term financial health and potentially life changing in these days of very uncertain jobs


I'm only talking about a 1 litre family car personally. Totally spamming this deal now To think my neighbours will even notice let alone be impressed is quite funny!

Looking forward to driving something new within my budget. We would never be able to afford to buy any new car big enough for our family. What would 20k cost over 5 years, while the item itself depreciates?

Our last car was £7600, cost £9000 with finance and is now worth £1300. But that car has also cost me around £3000 in repairs and servicing. Over 7 years.

So I guess it comes down to what you want and need combined with what you can afford each month.

I agree with you that long term financial health is important but I'm also addicted to HUKD so I'm screwed!
Edited by: "SteelCity" 22nd May
fishmaster22/05/2020 18:20

Hmm Cardealer magazine wouldn't be biased would they. What's likely to …Hmm Cardealer magazine wouldn't be biased would they. What's likely to happen is very significant mass unemployment. Tax hikes because there's only so many Government bonds you can sell with Interest on top before before the lender says hey you're not good for this loan are you? Mass UnemploymentTax HikesFar fewer people with disposable income.Massive stock market crash, but it's crashed earlier this year? No it hasn't done it properly yet. A truly unprecedented massive one is coming. Thought you were wiped out, think again this time it's totally wiped out.Savings invested in the stock market may not recover until the 2030's and beyond. People who had savings invested in the stock market need to work longer, many more people need to work longer until their late 70's and that house they wanted to move to they needed those savings to move. People who thought they were safe and still have jobs will be at risk as people stop buying products and services that keep those people in their jobs. The economical figures for this Pandemic are grim. I can only see things getting cheaper because they just can't sell anything when the above happens. It's very likely to happen and unless we get the management right of this Pandemic there will be more lockdowns to come. Don't want a nasty flu season on top of this either.


Love a good merchant of doom imagining the entire world is going to collapse.

I remember the exact same doom prophecies during 2008, and things most certainly were not as apocalyptic.

I hope you have put your money where your mouth is, sold all physical assets (as they will be worthless right or suffer mass depreciation) and shorted stocks? If you as good a fortune teller as you make out you could be a millionaire many times over?

Something tells me you have not.
benlondon22/05/2020 19:31

Love a good merchant of doom imagining the entire world is going to …Love a good merchant of doom imagining the entire world is going to collapse.I remember the exact same doom prophecies during 2008, and things most certainly were not as apocalyptic. I hope you have put your money where your mouth is, sold all physical assets (as they will be worthless right or suffer mass depreciation) and shorted stocks? If you as good a fortune teller as you make out you could be a millionaire many times over? Something tells me you have not.


2008 was an opportunistic financial collapse, this is incomparable, a false equivalence. This pandemic can't really be compared to any other because of the intrinsic Capitalism which hangs by Damocles sword and pervades every aspect of our lives. Logically it's not doom mongering, it's a realistic appraisal. It would be ludicrous to sell off assets, by their very nature they're assets whether their value is drastically lowered or not. You counter my argument with ad hominem attacks and straw man argument. I'm fully aware of how strong or weak my own financial position is, and is has zero bearing on my comments here. Ironic that you bring up shorting stocks and 2008, I never want to be part of the problem, I have my own solutions which I morally abide by and that satisfy me.
Newbold22/05/2020 18:51

Or, if you’re financially aware, you avoid buying or leasing any new car a …Or, if you’re financially aware, you avoid buying or leasing any new car and replacing it with another new car after 2 or 3 years.However well the car manufacturers and dealers hide it away, you’re still paying a lot of money in rent or depreciation. It amounts to much the same thing, and the leasing deals give you nothing at the end.Good if you feel the need to impress your neighbours, though even that doesn’t work these days when everyone’s doing it, but bad for your long term financial health and potentially life changing in these days of very uncertain jobs


The leasing deal gives you nothing at the end?

Buy car at 27k. In 2 years its worth 17k-18k for example. But you can keep it forever...

Lease car for 7k. In 2 years hand it back and buy the same car for 17k. Saved 2-3 grand.

If you are financially away you lease the car, not buy.

If you want to buy a car and keep it for 3 decades crack on. You are a financial god.
fishmaster22/05/2020 19:39

2008 was an opportunistic financial collapse, this is incomparable, a …2008 was an opportunistic financial collapse, this is incomparable, a false equivalence. This pandemic can't really be compared to any other because of the intrinsic Capitalism which hangs by Damocles sword and pervades every aspect of our lives. Logically it's not doom mongering, it's a realistic appraisal. It would be ludicrous to sell off assets, by their very nature they're assets whether their value is drastically lowered or not. You counter my argument with ad hominem attacks and straw man argument. I'm fully aware of how strong or weak my own financial position is, and is has zero bearing on my comments here. Ironic that you bring up shorting stocks and 2008, I never want to be part of the problem, I have my own solutions which I morally abide by and that satisfy me.


I'd have to agree (though of course it is only my opinion). I really do think we're going to see an economic downturn which will make previous recessions look minuscule.
Rusty8222/05/2020 20:10

The leasing deal gives you nothing at the end?Buy car at 27k. In 2 years …The leasing deal gives you nothing at the end?Buy car at 27k. In 2 years its worth 17k-18k for example. But you can keep it forever... Lease car for 7k. In 2 years hand it back and buy the same car for 17k. Saved 2-3 grand.If you are financially away you lease the car, not buy.If you want to buy a car and keep it for 3 decades crack on. You are a financial god.


Read what I said:

"Or, if you’re financially aware, you avoid buying or leasing any new car and replacing it with another new car after 2 or 3 years."
benlondon22/05/2020 19:31

Love a good merchant of doom imagining the entire world is going to …Love a good merchant of doom imagining the entire world is going to collapse.I remember the exact same doom prophecies during 2008, and things most certainly were not as apocalyptic. I hope you have put your money where your mouth is, sold all physical assets (as they will be worthless right or suffer mass depreciation) and shorted stocks? If you as good a fortune teller as you make out you could be a millionaire many times over? Something tells me you have not.


Are you unaware of the thousands of redundancies already in prospect, and the number of large, really large, businesses on the brink of collapse? Have you no understanding of the scale of this, and just how many furloughed workers are going to find their jobs have gone?
I discovered leaseloco recently and their rates are consistently lower than leasing.com
Worth a look
Newbold22/05/2020 20:29

Read what I said:"Or, if you’re financially aware, you avoid buying or l …Read what I said:"Or, if you’re financially aware, you avoid buying or leasing any new car and replacing it with another new car after 2 or 3 years."

I replied to the part stating the leasing option leaves you with nothing at the end compared to buying. It does leave you with something, more money in your pocket.

If you are financially aware you don't buy food to eat, you go an hunt for free. If you are financially aware you don't own anything, like televisions or other electrical goods. That is a waste of money right? Where does it stop, just when you say so?

I don't get why people get on their high horse because someone wants to drive a new car and opts to do it the cheapest way possible. Because they either can't afford it themselves or maybe they just don't like driving or what they drive it doesn't mean other people don't like it. Either that or they aren't astute enough to understand. Not everything is about money. I enjoy my life today. Now. I enjoy cars as well, if leasing is a cheaper way to get the car I want why on earth would I pay more to buy it. Just vote on if it's cheaper to lease than buy and don't comment, your opinion couldn't be any more irrelevant to this deal.

There is so many variables to someone's life you cannot make your comments about being financially aware based on one purchase. For example, if you waste money on alcohol or cigarettes or snacks filled with sugar then you are evidently not financially aware? Right? Because those are a waste of money, yes? I could go on all night.
Rusty8222/05/2020 20:40

I replied to the part stating the leasing option leaves you with nothing …I replied to the part stating the leasing option leaves you with nothing at the end compared to buying. It does leave you with something, more money in your pocket.If you are financially aware you don't buy food to eat, you go an hunt for free. If you are financially aware you don't own anything, like televisions or other electrical goods. That is a waste of money right? Where does it stop, just when you say so? I don't get why people get on their high horse because someone wants to drive a new car and opts to do it the cheapest way possible. Because they either can't afford it themselves or maybe they just don't like driving or what they drive it doesn't mean other people don't like it. Either that or they aren't astute enough to understand. Not everything is about money. I enjoy my life today. Now. I enjoy cars as well, if leasing is a cheaper way to get the car I want why on earth would I pay more to buy it. Just vote on if it's cheaper to lease than buy and don't comment, your opinion couldn't be any more irrelevant to this deal.There is so many variables to someone's life you cannot make your comments about being financially aware based on one purchase. For example, if you waste money on alcohol or cigarettes or snacks filled with sugar then you are evidently not financially aware? Right? Because those are a waste of money, yes? I could go on all night.


Because, in just a few words, so many people of modest incomes are being lured into these deals by commission hungry sales people and manufacturers bent on profit. They're perfectly fine for the better off who might choose to replace their cars anyway after two or three years, and can easily afford that, but they're potentially dangerous for the mis and lower income brackets.

Free choice, though. Spend it on a new car every couple of years, or spend it on a decent house and a decent retirement. Most people can't manage all three.
Newbold22/05/2020 20:49

Because, in just a few words, so many people of modest incomes are being …Because, in just a few words, so many people of modest incomes are being lured into these deals by commission hungry sales people and manufacturers bent on profit. They're perfectly fine for the better off who might choose to replace their cars anyway after two or three years, and can easily afford that, but they're potentially dangerous for the mis and lower income brackets.Free choice, though. Spend it on a new car every couple of years, or spend it on a decent house and a decent retirement. Most people can't manage all three.


And that is your opinion, but not really relevant to this deal thread. You're not going to change anyone's mind. If I see deals on 'unhealthy' foods I don't go on and comment how they are terrible and are killing people etc, that's up to each person how they live their life.

People are lured in every walk of life. That is the society we live in. It's all about extracting money from us. The weak and vulnerable are constantly preyed on. We all need a car though, for the most part anyway. 2 or 300 pounds per month isn't exactly breaking the bank especially for a high spec car. I've spent more in the past on a used car that gave me no end of grief. There will no doubt be people leasing outwith their means but that can be said about so many things and is not relevant to this being a good deal or not.

Anyway, better go, wife not impressed I'm ruining movie night
fishmaster22/05/2020 18:20

Hmm Cardealer magazine wouldn't be biased would they.


Totally agree - on a similiar note, I listened to a Rightmove Video Conference several weeks ago and they also did not predict house prices would fall.

Hmm.....
fishmaster22/05/2020 19:39

2008 was an opportunistic financial collapse, this is incomparable, a …2008 was an opportunistic financial collapse, this is incomparable, a false equivalence. This pandemic can't really be compared to any other because of the intrinsic Capitalism which hangs by Damocles sword and pervades every aspect of our lives. Logically it's not doom mongering, it's a realistic appraisal. It would be ludicrous to sell off assets, by their very nature they're assets whether their value is drastically lowered or not. You counter my argument with ad hominem attacks and straw man argument. I'm fully aware of how strong or weak my own financial position is, and is has zero bearing on my comments here. Ironic that you bring up shorting stocks and 2008, I never want to be part of the problem, I have my own solutions which I morally abide by and that satisfy me.


You stated re the stock market "think again, this time its totally wiped out"

So, if you are so sure why not liquidate everything and become a millionaire? Sure you could lose 10-20% on your house now, but if we're going to have a crash like you state there is far in excess of those losses to be made...

A question you're still unable to answer, reason being because no one knows how bad this will be/how quick the recovery will be
benlondon22/05/2020 21:16

You stated re the stock market "think again, this time its totally wiped …You stated re the stock market "think again, this time its totally wiped out"So, if you are so sure why not liquidate everything and become a millionaire? Sure you could lose 10-20% on your house now, but if we're going to have a crash like you state there is far in excess of those losses to be made...A question you're still unable to answer, reason being because no one knows how bad this will be/how quick the recovery will be


I'm not a trader though and there's no such thing as easy money unless you know what you're doing and as I said I don't need to be part of the problem. You assume I have a desire to be a millionaire.
Newbold22/05/2020 20:32

Are you unaware of the thousands of redundancies already in prospect, and …Are you unaware of the thousands of redundancies already in prospect, and the number of large, really large, businesses on the brink of collapse? Have you no understanding of the scale of this, and just how many furloughed workers are going to find their jobs have gone?


Absolutely, however the same was true in 2008... Massive redundancies, repossessions, followed by a 12 bull run in the economy...

No one knows anything about how quickly the economy will recover until later this year and into early next is the point.

Anything imagining the effective end of the world as the other poster, is doing exactly that.
fishmaster22/05/2020 18:20

Hmm Cardealer magazine wouldn't be biased would they. What's likely to …Hmm Cardealer magazine wouldn't be biased would they. What's likely to happen is very significant mass unemployment. Tax hikes because there's only so many Government bonds you can sell with Interest on top before before the lender says hey you're not good for this loan are you? Mass UnemploymentTax HikesFar fewer people with disposable income.Massive stock market crash, but it's crashed earlier this year? No it hasn't done it properly yet. A truly unprecedented massive one is coming. Thought you were wiped out, think again this time it's totally wiped out.Savings invested in the stock market may not recover until the 2030's and beyond. People who had savings invested in the stock market need to work longer, many more people need to work longer until their late 70's and that house they wanted to move to they needed those savings to move. People who thought they were safe and still have jobs will be at risk as people stop buying products and services that keep those people in their jobs. The economical figures for this Pandemic are grim. I can only see things getting cheaper because they just can't sell anything when the above happens. It's very likely to happen and unless we get the management right of this Pandemic there will be more lockdowns to come. Don't want a nasty flu season on top of this either.


google.com/url…z3x
SteelCity22/05/2020 18:01

You either buy a new car outright and lose the £7k immediately (or more), …You either buy a new car outright and lose the £7k immediately (or more), or you use a new car for 2-3 years and lose the same money spread across the period without paying a penny more. Most lease deals include your road road tax too.I took the Skoda Octavia (tiny engine) deal over 3 years for £6600 a few months back. included all servicing & tyre wear ( including punctures), all road tax, 3 year manufacturer warranty and no MOT required of course.£2200 a year for the next 3 years with only fuel to pay on top...that sounds like peace of mind to me.Probably be a rubbish colour mind Looking forward to delivery...


I've literally spent £3k in repairs on my 2012 Octavia in the past 2.5 years Makes lease deals look comparatively sensible!
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