VW Golf GTD 185 good spec PCP £11,544/3yrs (£320pm) @ affinity leasing
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VW Golf GTD 185 good spec PCP £11,544/3yrs (£320pm) @ affinity leasing

26
Found 5th Aug 2014
I accept the Jaguar XF deals for similar monthly payment seems a good deal but this is an alternative

Affinity Leasing have a deal on the VW range and they advertise regularly in our workplace newsletter.

I rang up specifically about the Golf they had on offer.
To confirm it's the 2014 Golf GTD 185bhp with BiXenon lights/ 18" alloys/ Bluetooth/ climate control etc

Ring up for a specifc quote as you can vary deposit by as much or as little as you want (they also take part ex for deposit or none at all). max deposit is 1/3rd of vehicle value.

£11,544 is based on £1500 deposit, 3 yrs at 10kpa. 5 door manual version

Other quotes I got all at 10k pa...

Monthly payment below includes metallic paint at ~£12pm so you can remove that if not bothered

Price in brackets include deposit

Nil deposit
24 months - £322 (£7,728)
36 months - £325 (£11,700)
48 months - £315 (£15,120)

£1500 deposit
24 months - £253 (£7,572)
36 months - £279 (£11,544)
48 months - £278 (£14,844)

£1500 deposit DSG version
24 months - £277 (£8,148)
36 months - £298 (£12,228)
48 months - £296 (£15,708)

You can also vary your quote in 500 mile increments. Excess mileage is ~6p/mile

Set-up fee is £250

26 Comments

Kilometres really 6213 miles a year!! I'm a very light car user and do 8,000 miles. Very cold.

I'm assuming it means 10,000 miles rather than 10,000 km.

Original Poster

Buying this car outright is £24K on Drive the Deal.
Current 3 year old models are advertised for £12k-£14k so the depreciation of £11k is about right in terms of the PCP deal. You don't have to worry about selling the car.

Original Poster

definietly 10,000 miles
I think it's a typo that was mean to read as 10k m

Original Poster

bob644

Kilometres really 6213 miles a year!! I'm a very light car user and do … Kilometres really 6213 miles a year!! I'm a very light car user and do 8,000 miles. Very cold.


Where does it suggest that it's in KM?
Edited by: "loofer" 5th Aug 2014

Personally now I would buy a 3 yr old car with low miles. Wouldn't buy new car now with the amount they drop in the first year.

loofer

Buying this car outright is £24K on Drive the Deal.Current 3 year old … Buying this car outright is £24K on Drive the Deal.Current 3 year old models are advertised for £12k-£14k so the depreciation of £11k is about right in terms of the PCP deal. You don't have to worry about selling the car.



You can't buy a 3 year old MK7 GTD, this is a huge step up from the MK6 you have prices for.

The GFV of the 5 door MK7 GTD is £14700, you will likely get offered £15500 in p/x after 3 years and 30k miles. If you get one from Drivethedeal or a similar broker, you will be buying for around £23500, and so would be looking at about £8k depreciation if you buy smart. Or you could do a 6+23 lease for 2 years elsewhere for about £245 a month inc VAT) if you shop around, for a total of £7105 rental over 2 years, Personally, i'd buy if you've got the cash. Once you take into account VW's £3k in interest buying through them, there's nowt in it between this deal and buying through VW finance.


Do take into consideration you might be waiting up to 5 months from order to delivery - allocation is quite tightly controlled. As diesels go, this is an excellent car with lots of equipment as standard. I didn't feel the need to dip into the options list (options will up your monthly payment significantly as they hold about 20% of the RRP after 3 years).


Edited by: "monkeyhanger75" 5th Aug 2014

I bought a brand new car 2 years ago for £20k and after 2 years its got a few scratches on probably done on a supermarket car park. If this had been a lease car and I was giving it back would I be charged for the scratches? genuine question as I'd never really considered a personal lease before.

larigost

Personally now I would buy a 3 yr old car with low miles. Wouldn't buy … Personally now I would buy a 3 yr old car with low miles. Wouldn't buy new car now with the amount they drop in the first year.



I wouldn't buy this car at 3 years old, VW used prices are very high. A 3 year old example will be around £17k on a VW dealership forecourt. By the time you sell it at 6 years old you'll have lost almost as much as having a new one for 3 years (if you buy at broker prices), will have had to put it through 3 MOTs, will have had to buy an extra set of tyres over buying new, will probably have incurred brake pad (and maybe discs) replacement. Buy a 3 year old Ford/Vuaxhall/Frenchie and get a good deal, buy a 3 year old VW and pay through the nose for it.

paulj48

I bought a brand new car 2 years ago for £20k and after 2 years its got a … I bought a brand new car 2 years ago for £20k and after 2 years its got a few scratches on probably done on a supermarket car park. If this had been a lease car and I was giving it back would I be charged for the scratches? genuine question as I'd never really considered a personal lease before.



Some lease places are extremely picky when they collect the car. There are guideline for what constitutes fair wear and tear that they should adhere to (you're talking stone chips here, can't avoid them), but a scratch unless it is very small would want sorting by a smart repairer before you give back.

Yeah my bills regularly come between £400-£800 when handing leased car back. Not that I'm particularly rough but covering 25k p.a. takes its toll.

Original Poster

monkeyhanger75

You can't buy a 3 year old MK7 GTD, this is a huge step up from the MK6 … You can't buy a 3 year old MK7 GTD, this is a huge step up from the MK6 you have prices for.


Correct, it was a MK 6 but that's all we have to go off right now and given the Models are fairly similar, residuals are the same.

WhatCar depreciation calculator has this car at £14K after 3 years, so £11K-12K lost, which is exactly what this deal costs.

For a good deal I usually like to see depreciation greater than the total cost over 3 years.

Biggest gripe my consultants at work have about the MK7 golf is the size of the boot, it's tiny. Worth bearing I mind if you have a family, it's matchbox size.

loofer

Correct, it was a MK 6 but that's all we have to go off right now and … Correct, it was a MK 6 but that's all we have to go off right now and given the Models are fairly similar, residuals are the same.



Absolute minimum you will be talking GFV, which is around £14700 for a 5 door GTD with no options. At that point, financed people would just be handing back the keys if they had to pay a bigger final payment than it was worth.

You will get more than that at p/x because the dealership will want you to think you;ve got some equity against the new car you'll possibly order 3 years after the current one. At a VW dealer, you'll get £15000-15500 against your next car and they'll have it up for £18k.

Don't know where you've been looking for your bargain basement 3 year old GTD (MK6), but on the VW UK website used car search, March/April 2011 examples with 30-45k miles are around the £17-18k mark (the main reason I buy VWs new rather than nearly new). The GTD has such good residuals when compared to the rest of the range, the GTD can be financed for the same monthly amount as the 150TDI GT that costs £2500 less, because it will be worth £2500 more (GFV) after 3 years..


Edited by: "monkeyhanger75" 5th Aug 2014

americanv8

Biggest gripe my consultants at work have about the MK7 golf is the size … Biggest gripe my consultants at work have about the MK7 golf is the size of the boot, it's tiny. Worth bearing I mind if you have a family, it's matchbox size.



The boot does feel a little smaller than even my Scirocco I had before it, but the boot floor can be lowered from it's normal flat configuration for a little more room.

The GTD tunes up nicely with a DTUK box (243ps), I have one on mine.

monkeyhanger75

The boot does feel a little smaller than even my Scirocco I had before … The boot does feel a little smaller than even my Scirocco I had before it, but the boot floor can be lowered from it's normal flat configuration for a little more room.The GTD tunes up nicely with a DTUK box (243ps), I have one on mine.



Which of the boxes do you have?

For similar money I'd rather have a Golf R even though it's a petrol and thirstier!

Scirocco boot is 292 litres. Golf Mk7 380 ... apparently 30 litres bigger than the previous model. Which is odd because I have a slip mat that I cut to fit a Mk 5 boot yet it fits my mk7 without much of a gap around the edges!

I don't have a golf, but my mates got one and drives it about a lot .

SomebodE

Which of the boxes do you have?



I got one from DTUK in Co.Durham. They are quite close to me and I was able to try before I bought. I trialled a tdi-tuning.co.uk box and didn't like the harsh delivery and rough idling. The DTUK box has transformed the car for me, lots more overtaking clout. I seem to attract Civic R Types trying it on....they're left for dust. If you want one you need to look on the car forums for a discount code (like golf gti forum).

roshambo

For similar money I'd rather have a Golf R even though it's a petrol and … For similar money I'd rather have a Golf R even though it's a petrol and thirstier!



There are some cheap R leases about right now, as cheap as the cheapest GTD lease deals.

Be aware!!!!!!!!
giving lease cars back at end of term, I got hit for £1100 bill of Mercedes . and honestly didn't think there was much wrong with it.....not nice....and trust me they'll chase ya with a debt company to get it!......

Original Poster

monkeyhanger75

Absolute minimum you will be talking GFV, which is around £14700 for a 5 … Absolute minimum you will be talking GFV, which is around £14700 for a 5 door GTD with no options. At that point, financed people would just be handing back the keys if they had to pay a bigger final payment than it was worth.You will get more than that at p/x because the dealership will want you to think you;ve got some equity against the new car you'll possibly order 3 years after the current one. At a VW dealer, you'll get £15000-15500 against your next car and they'll have it up for £18k.Don't know where you've been looking for your bargain basement 3 year old GTD (MK6), but on the VW UK website used car search, March/April 2011 examples with 30-45k miles are around the £17-18k mark (the main reason I buy VWs new rather than nearly new). The GTD has such good residuals when compared to the rest of the range, the GTD can be financed for the same monthly amount as the 150TDI GT that costs £2500 less, because it will be worth £2500 more (GFV) after 3 years..


I was looking on Autotrader. No point looking at VW Dealership prices as that would tie you into either p/x for a another VW car or just get trade value. That won't suit everyone. Need to see what you could easily get for cash.
The point was if you bought the car outright (but only wanted for 3 years) then you would be lumbered with having to sell it for ~13k-14k.
With 11k PCP you can just hand the car back and not worry (unless it needs some work doing on it before handing back in).

loofer

I was looking on Autotrader. No point looking at VW Dealership prices as … I was looking on Autotrader. No point looking at VW Dealership prices as that would tie you into either p/x for a another VW car or just get trade value. That won't suit everyone. Need to see what you could easily get for cash.The point was if you bought the car outright (but only wanted for 3 years) then you would be lumbered with having to sell it for ~13k-14k. With 11k PCP you can just hand the car back and not worry (unless it needs some work doing on it before handing back in).



Unless they were inundated with used stock, most VW dealers would buy your GTD off you for GFV, even if you weren't getting another.

jimdorrian

Be aware!!!!!!!! giving lease cars back at end of term, I got hit for … Be aware!!!!!!!! giving lease cars back at end of term, I got hit for £1100 bill of Mercedes . and honestly didn't think there was much wrong with it.....not nice....and trust me they'll chase ya with a debt company to get it!......



Seems to depend on the lease company, i've had 2 with Lex and they've never chased any outstanding payments for damage. Granted it was just kerb damage to wheels x 2 on a Mondeo & x 3 on a Volvo V60. Their price for a kerbed alloy was £60 per wheel (cheaper than the £150 i was quoted to repair them given they're diamond cut on the V60). It was marked on the vehicle inspection at collection however i've never heard anything. Mondeo was 4 years ago, V60 18 month ago
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