VW/Skoda/Audi/SEAT Ensurance (3 Years) free!!
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VW/Skoda/Audi/SEAT Ensurance (3 Years) free!!

32
Found 21st Jan 2014
Just registered my car on volkswagen.co.uk and came across this. Ensurance was a premium insurance, approximately £300-400 more than your average quote, but now Ensurance is free for 3 years.
So having this now, i'd get the cheapest insurance cover with any comparison websites, as it seems this is a nice top up, working alongside Comprehensive cover and takes the lead when making claims, provides roadside assistance, courtesy car too!
"Volkswagen’s accident and repair cover, which works alongside your main motor insurance policy to help you if your Volkswagen is damaged in an accident or stolen."
"Ensurance guarantees your vehicle will be repaired at an
approved repairer, by Volkswagen trained technicians using
genuine Volkswagen parts and paints – no matter who your
motor insurance is with. And if this costs anymore than your
motor insurance provider is willing to pay, we’ll pay the
difference – at no cost to you."
"After you make us aware of an accident, if required, we will
arrange for your vehicle to be recovered and taken to a
Volkswagen Insurance approved repairer. Where possible
we will also make sure the Volkswagen Insurance approved
repairer provides you with access to a courtesy car for the
duration of your repair."
Would have been nice if VW actually informed their customers of this, instead of finding it by surprise. Anyway I hope this helps anyone

32 Comments

I have looked on Skoda and they also offer the same package

Original Poster

it seems other Manufacturers under VW Group offer this same product for free too, except Bugatti, Porsche, Bentley, Lamboghini (_;)

Good find!

Beware of manufacturers recommended body shops. We were sent to nsw in cardiff by our Kia / Hyundai main dealer nsw are supposed to be recommended repair shop for Hyundai and Kia in cardiff we received the worst repair possible a better job would have been done in a back street repairer. Whilst the idea is commendable by vag group in theory I wonder how it will work in practice

Dealer does not mean good paint job or workmanship, you have to take everything on its own merit! Alright for some, if the local dealer is included and is good.

Seems alright for free.....give it a go, why not! Thanks

I bought a new VW Tiguan last July and about two/three weeks afterwards got an email from VW offering this. Also downloaded the Ensurance App that links it to the policy so if the worst happens I just get in touch with them via it or press the star button in my roof that I programmed to call them.

Looks good, we have two VW's in our household (a Golf and an Eos) but we did not know about this. Thanks worth a go!

sounds like good thing, just takes the paint out of claiming from your existing fully comp. policy by the look of it.

ainsy69

I have looked on Skoda and they also offer the same package



Do you have a link for the Skoda one?

Does this insurance cover only new cars (or newish) or older cars as well? I've looked and I cannot find anything regarding this.

I think they don't specify that:

insurewithskoda.co.uk/inf…spx

ELIGIBILITY CRITERIA
These are the terms and conditions which relate to your policy and should be referred to in conjunction with your policy documentation. If you have any questions relating to this, our customer service team are available to assist you on telephone number 0800 316 8022.

In order to obtain a quote from ŠKODA Insurance, you must confirm that the following statements are true.


You and all other drivers:

have not been refused insurance or had terms imposed, had cover cancelled or declined;
have not been convicted of any non-motor criminal offence, do not have any criminal prosecutions pending and have not received a police caution in the last 5 years;
have no connection with any of the following businesses or professions, entertainment industry, fashion industry, foreign service or diplomatic personnel, gambling industry, general dealers, market traders, mini-cab drivers, professional sports, salvage or scrap merchants;
have not been required to notify a medical condition to the DVLA or if a driver has, the DVLA have confirmed that the driver can keep their licence.

The car:

Is owned or leased by you, your spouse or civil partner;
Is registered to be kept by you, your spouse or civil partner or a lease hire company;
is a UK model, manufactured specifically for use in the UK;
has not been modified or altered in anyway (including wheels, suspension, bodywork and engine) other than high level brake lights, security equipment, sun roof, tow bar or due to a disability as defined in the Disability Discrimination Act 1995;
is kept at the address stated;
has not previously been declared a total loss and is kept in a roadworthy condition;
is registered in the UK;
does not have more than 8 seats (including driver);
is not a van, commercial vehicle, motor caravan or car with only three wheels;
is only used in accordance with the vehicle usage you have selected (e.g. social, domestic & pleasure).

The car is not used in connection with or for:

the motor trade;
hiring, carrying passengers for reward;
racing, speed testing, competitions, rallies, trials or on track days.
Edited by: "silverslingshot" 22nd Jan 2014

Hyundai do this service for free with evey new car sold its called "Call Hyundai first"

dilyes

Does this insurance cover only new cars (or newish) or older cars as … Does this insurance cover only new cars (or newish) or older cars as well? I've looked and I cannot find anything regarding this.



I have a 18 month old Fabia VRS (bought new from local dealer) and Skoda UK emailed me just before Christmas about this with a link to the free registration page

Banned

So what is this free insurance by owning or purchasing one of these vehicles ?

The car leasing deals just got better now, didn't they?

Now when people ask "is insurance included" the answer will be YES.

Got a R reg Golf, do I qualify?

yaspat0069

So what is this free insurance by owning or purchasing one of these … So what is this free insurance by owning or purchasing one of these vehicles ?



No, it looks like they act as a go between if say you're in an accident and when the car needs repairing they will do the work rather than the bodyshop that your insurance company usually reccomends hence giving them more custom and extra work. It's a bit like a claims management company, they are making money out of the more expensive labour charges they charge over a cheaper bodyshop, the special VW paint and parts etc. And the cost of a courtesy car supplied to you may be charged to the insurance company too.

This is handy if you want your car to go to VW for the repairs rather than the insurer trying to push you into using their best cost option. Just not sure how it will affect your future premiums due to the extra expense or even if it will likely push it into write off figures if the costs are made higher by using them to handle the claim.

Someone please correct me if i'm wrong.
Edited by: "friendlyfire321" 22nd Jan 2014

Repairs up to a maximum of £250. It's going to cost you Insurance+Ensurance. I don't know if it's worth it really, all you have to do is ring up your insurance company and work out if they will accept your own repairer and then just select the VW garage right? If your car has been in an accident and there is damage to the chassis, is your car ever really going to be the same again? I travel 30,000 miles a year, I pay stupid amount of insurance and I did think about getting this but it just doesn't seem worth it the more I read into it. It'd be interest to work out what people have been paying compared to the cost of their insurance.

Banned

op says free insurance... seems too good to be true .

This is free Ensurance, not Insurance - there's a big difference!

Jelly Bean

Just registered my car on www.volkswagen.co.uk and came across this. … Just registered my car on www.volkswagen.co.uk and came across this. Ensurance was a premium insurance, approximately £300-400 more than your average quote, but now Ensurance is free for 3 years.So having this now, i'd get the cheapest insurance cover with any comparison websites, as it seems this is a nice top up, working alongside Comprehensive cover and takes the lead when making claims, provides roadside assistance, courtesy car too!



I'm confused. What do you mean by getting the cheapest insurance cover with any comparison website? Can you enter the details of this somewhere to reduce the quote?

Original Poster

w5776

I'm confused. What do you mean by getting the cheapest insurance cover … I'm confused. What do you mean by getting the cheapest insurance cover with any comparison website? Can you enter the details of this somewhere to reduce the quote?



no, I just mean that since ensurance states VW will act as the lead in claims, and cover additional costs that your main insurance wouldnt if car is taken to VW for repair, I wont care about paying extra for reputable insurers with better cover whilst I have ensurance.

Jelly Bean

no, I just mean that since ensurance states VW will act as the lead in … no, I just mean that since ensurance states VW will act as the lead in claims, and cover additional costs that your main insurance wouldnt if car is taken to VW for repair, I wont care about paying extra for reputable insurers with better cover whilst I have ensurance.



Ah right. I get you now! Thanks for clearing that up

Signed up with Skoda link may come in handy, thanks

Is VW ensurance being offered to 2nd hand Polo of less than 3 years old? And has anyone got any actual experience using them? Any good? Really tempted to just get the cheapest insurance and let VW ensurance get the headache dealing with the insurance company.

My insurers "insist" that I call them first (I wonder why?) So they won't be very pleased if I go to via Skoda!
Also, if I decide this wasn't an accident, as such, and I'll sort it out myself, I don't want to pay main dealer prices to do so.
Has anyone had any experience of this scheme?

Low_cunning

My insurers "insist" that I call them first (I wonder why?) So they … My insurers "insist" that I call them first (I wonder why?) So they won't be very pleased if I go to via Skoda!Also, if I decide this wasn't an accident, as such, and I'll sort it out myself, I don't want to pay main dealer prices to do so.Has anyone had any experience of this scheme?


Puzzled by that. You just sign up to Ensurance, and they don't even ask (or need to know) who your insurer is. It's a standalone policy which operates entirely separately from your main car policy.

If you choose not to claim on your car policy, that's up to you - though if you don't advise the insurer of an accident you'll be risking not being covered for future claims.

Thanks, Newbold.

I thought they were just acting as a claims handler - dealing with your insurers on your behalf.

And I take your point about not reporting accidents - although it has been known to happen when the damage is slight!
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