Yorkshire Bank Deals

Yorkshire Bank Deals & Discounts

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313°
EXPIRED
Home & Garden
£1000 Cashback with Yorkshire Bank for First Time Buyers
If you save up for a deposit using Yorkshire Banks regular home saver account and in a year manage to save a 5% or 10% deposit then Yorkshire Bank will give you £500 or £1000 cashback for saving your … Read more
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Banned

Nationwide is doing also £500/£1000 cashback for saving up for deposit PLUS another £500 cashback if you are first time buyer + You can couple this with the help to buy ISA that gives you up to £3000 extra when you save up to £12000 ( £200 every month)

Edited by: "229mel" 14th Feb 2016

coerce86

Doesn't hurt to have both? you can only put 1k initial and 200pm into a … Doesn't hurt to have both? you can only put 1k initial and 200pm into a help to buy isa



True but the key thing is you're restricted to YB's mortgages which could be poor

norbie

A "Help To Buy ISA" would give you a far greater bonus / "cashback" than … A "Help To Buy ISA" would give you a far greater bonus / "cashback" than this (up to £3k) and you have the flexibility of choosing a mortgage from any provider.



Doesn't hurt to have both? you can only put 1k initial and 200pm into a help to buy isa

A "Help To Buy ISA" would give you a far greater bonus / "cashback" than this (up to £3k) and you have the flexibility of choosing a mortgage from any provider.

jazzuk777

Haven't done the maths, but I strongly suspect the cashback would quickly … Haven't done the maths, but I strongly suspect the cashback would quickly be swallowed up by the extra interest


Agreed, especially compared to a deal a commenter posted about that's a full percentage point cheaper and 500 notes cashback, so essentially this one equates to an extra 750 quid in the short term for 1% more interest on twenty years of borrowing. Long term borrowing like this needs to be viewed over its entire lifespan.

Put it another way, go ask someone who has a mortgage if they would pay 750 quid to knock their mortgage rate down by a whole percentage point. I bet they would bite your arm off.
5667°
Personal Finance
Maximise on bank switch incentives - earn up to £900 - all-in-one guide
UPDATED - 4th May 2017 Warning: long post ahead with lots of information. Any questions then please ask and I’ll do my best to answer. So, this money making idea is based on the recent boom of curre… Read more
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casablancas1 h, 18 m ago

Just got my bonus paid by TSB, is it a case of switching again now to …Just got my bonus paid by TSB, is it a case of switching again now to another?


Yes first direct maybe? Or I can refer you to Nationwide for £100 each

Just got my bonus paid by TSB, is it a case of switching again now to another?

Ebenezer_26th Jul

So could you make more than one donor account then do multiple switches …So could you make more than one donor account then do multiple switches simultaneously?



You could, but it would have a bigger impact on your credit report.
I did three switches over a short period last year and took a small hit on my credit score. Some deals were expiring that i didn't want to miss out on so i was prepared to take a hit.
A year on though and my credit score is even better than before the switches (i took out a credit card and did small repayments each month to rebuild my rating back up).

So could you make more than one donor account then do multiple switches simultaneously?

Shicky12th Jul

Anyone got the leaving bonus off First Direct? Their wording is a bit …Anyone got the leaving bonus off First Direct? Their wording is a bit confusing, it seems like if you got the incentive to switch in, you won't be able to get it?


Me,my brother and mate all have
368°
EXPIRED
Home & Garden
Switch your Main Bank Account to Yorkshire Bank and get £150
Current account switch offer - http://www.ybonline.co.uk/personal/current-accounts/ Simply use our Current Account Switch Service to transfer your main bank account and to close your old account. Whe… Read more
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trakktion

Received the £150 today :). Can I switch accounts now? Or should I wait a … Received the £150 today :). Can I switch accounts now? Or should I wait a bit?


Ok to switch immediately, I did

Received the £150 today :). Can I switch accounts now? Or should I wait a bit?

mcormack

What kind of ridiculous comment is that?


It's the omphaloskepsis kind.

Kayne

Own by Australians - no thanks


What kind of ridiculous comment is that?

Reebok Ron

I went into my local branch to switch my account and the cheecky devils … I went into my local branch to switch my account and the cheecky devils wanted to photocopy my drivers licence and a water bill before I'd even been accepted for an account!Has anyone else been asked to do this?


Probably to make sure that you are not a Lancastrian.8)