Yorkshire BS two-year fixed mortgage 3.39%, up to 95% LTV, £995 fee but £500 cashback
-71°

Yorkshire BS two-year fixed mortgage 3.39%, up to 95% LTV, £995 fee but £500 cashback

Editor 3
Editor
Found 1st Dec
If you’re looking to buy your first home but just have a 5% deposit, Yorkshire building society has some pretty decent deals.

The headline grabber is:
  • Two-year fix at 3.39% up to 95% loan-to-value (LTV)
  • £995 fee
  • £500 cashback
  • (Why they don’t just make the fee £495 I don’t know).

Also on offer is a two-year fix at 3.99%, available up to 95% LTV, with zero fee.

How to compare mortgage deals
As always to compare deals you need to add together monthly payments for the fixed period (so 24 payments for a two-year deal) plus the product fee, minus any cashback, to arrive at your total cost for the fixed period. Then compare this to other deals.

Why I like this

This is pretty sweet offer if you need to borrow at 95% LTV. The closest alternative I found is Nottingham building society which has a two-year fix at 3.49% available up to 95% LTV, with a £999 fee.

3 Comments

Why people voting cold?

oldskoolpug25 m ago

Why people voting cold?


Because they don't know interest rate has gone up

95% Ltv hence higher interest rate
Post a comment
Avatar
@
    Text