Zopa Deals

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All Zopa Deals, Discounts & Sales for June 2018

Cheapest personal loan(£7,500-£25,000) 2.8%APR- Example- £10,000 cost £178.82 monthly for 5 years (The total cost after 5 years is £10,728) + £45 Quidco @ Zopa
337°Expired
Found 28th Oct 2017Found 28th Oct 2017
This is not a deal. See if it is useful for someone.Christmas and Brexit are coming, interest hike is expected..No arrangement fee and instant approval. Zopa is the most rated peer… Read more
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3ak

yes lol they done a soft credit check and I guess me being 10k in debt on credit cards isn't very attractive but i would have thought being a property owner would be a + any way i'm trying natwest now ^_^ my personal bank.

kkthomask

did you mean 12%APR?!!

3ak

just went through stages got offered 12%..

3ak

OK thank you because I tried with NatWest and they’ve just sent me a thing through the post stating that I must give them 3 months payslip

kkthomask

Nop. They might ask how long you have been with the new employer. I am not sure the implication of a new job on credit assessment though.

£1000 loan for £2.96 in fees zopa.com
-305°Expired
Found 31st Oct 2016Found 31st Oct 2016
A loan of £1,000 over 1 year will cost you £87.52 per month at a representative 9.5% APR. The total cost after 1 year is £1,050, which includes £30.23 interest at 5.6% fixed and a… Read more
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lovetolaugh

thank you for the help. I was just wondering if anyone has gone for one of these loans and has any feedback to make before I decide? x

jamesakabob

Zopa only do a soft credit check so just check on their website. Alternatively do a comparison on moneysupermarket and it will be entirely anonymous and show you all loan providers and rates (with probability of acceptance).

jamesakabob

Interesting point, but I can't help but think that social responsibility sits a bit beyond a deal site - by the same brush it would be responsible to only post offers for essential items (energy, bread, perhaps a second pair of underwear) if the general public can't be trusted to make their own choices! Personally, I took out a Zopa loan a few months back and would have welcomed knowing about a deal like this.

lovetolaugh

thankyou for this. does anyone know what the rates and payment will be for 2 years paying back? x

Oneday77

I suspect you've never spotted the multiple comments on numerous threads that go along the lines of, " I hate this site, now I've gone and bought something else I didn't need". For many people the site is addictive and compulsive shopping is a debt leader to many. While I've only "picked" this deal out it stands for many similar deals. £1000 is unlikely to consolidate other debt. The cash back isn't guaranteed so not going to necessarily make this as good a deal as it could be. I've made my point, if anyone would like to pass their comment feel free. I'm not here to argue but add a balance. Have a good evening and spend, apply and banter as you are.

ZOPA offering lenders (savers) 1% cash back for £2k deposit by 28th March
37°Expired
Found 26th Mar 2014Found 26th Mar 2014
This is the first deal that I have posted so please be tolerant. Anyway, I have a bit of money 'saved' with ZOPA and noticed that deposits from now until 28th March qualify for 1%… Read more
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Jason222

LOL LOL :p

Pureego

p.s My sister in law is RM for Natwest

Pureego

I know about banking just because you may have had a good experience doesn't mean everyone else has !!!. If you think you are that clever maybe you should read what others are doing No backing from the GOVERNMENT lets all invest

Jason222

Well i have never had a problem with them and look at the rate you receive back on your money you lend, its better than any saving or isa a bank can offer, but seems you wouldnt know that Pureego

Pureego

These guys are rubbish, poor service.

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