Zopa Deals

Zopa Deals & Discounts

1 hot deal
Cheapest personal loan(£7,500-£25,000) 2.8%APR- Example- £10,000 cost £178.82 monthly for 5 years (The total cost after 5 years is £10,728) + £45 Quidco @ Zopa
334°
Found 28th OctFound 28th Oct
This is not a deal. See if it is useful for someone.Christmas and Brexit are coming, interest hike is expected..No arrangement fee and instant approval. Zopa is the most rated peer… Read more

kkthomask12 m ago

did you mean 12%APR?!!


yes lol they done a soft credit check and I guess me being 10k in debt on credit cards isn't very attractive but i would have thought being a property owner would be a + any way i'm trying natwest now ^_^ my personal bank.

Original Poster

3ak3 m ago

just went through stages got offered 12%..



did you mean 12%APR?!!

just went through stages got offered 12%..

kkthomask14 m ago

Nop. They might ask how long you have been with the new employer. I am not …Nop. They might ask how long you have been with the new employer. I am not sure the implication of a new job on credit assessment though.

OK thank you because I tried with NatWest and they’ve just sent me a thing through the post stating that I must give them 3 months payslip

Original Poster

3ak9 m ago

This might be a really dumb question but do I need payslips for this? Just …This might be a really dumb question but do I need payslips for this? Just started a new job and in a bit of debt...



Nop. They might ask how long you have been with the new employer. I am not sure the implication of a new job on credit assessment though.
£1000 loan for £2.96 in fees zopa.com
-305°Expired
Found 31st Oct 2016Found 31st Oct 2016
A loan of £1,000 over 1 year will cost you £87.52 per month at a representative 9.5% APR. The total cost after 1 year is £1,050, which includes £30.23 interest at 5.6% fixed and a… Read more

thank you for the help. I was just wondering if anyone has gone for one of these loans and has any feedback to make before I decide? x

lovetolaugh

thankyou for this. does anyone know what the rates and payment will be … thankyou for this. does anyone know what the rates and payment will be for 2 years paying back? x


Zopa only do a soft credit check so just check on their website.

Alternatively do a comparison on moneysupermarket and it will be entirely anonymous and show you all loan providers and rates (with probability of acceptance).

Oneday77

I suspect you've never spotted the multiple comments on numerous threads … I suspect you've never spotted the multiple comments on numerous threads that go along the lines of, " I hate this site, now I've gone and bought something else I didn't need". For many people the site is addictive and compulsive shopping is a debt leader to many. While I've only "picked" this deal out it stands for many similar deals. £1000 is unlikely to consolidate other debt. The cash back isn't guaranteed so not going to necessarily make this as good a deal as it could be. I've made my point, if anyone would like to pass their comment feel free. I'm not here to argue but add a balance. Have a good evening and spend, apply and banter as you are.



Interesting point, but I can't help but think that social responsibility sits a bit beyond a deal site - by the same brush it would be responsible to only post offers for essential items (energy, bread, perhaps a second pair of underwear) if the general public can't be trusted to make their own choices!

Personally, I took out a Zopa loan a few months back and would have welcomed knowing about a deal like this.

Edited by: "jamesakabob" 1st Nov 2016

thankyou for this. does anyone know what the rates and payment will be for 2 years paying back? x

emiratesstadium

​Suppose you disagree with deals posted on here for finance on cars t … ​Suppose you disagree with deals posted on here for finance on cars then?Need to chill out a bit. They're not forcing people to take out a loan but it might be handy for someone who is already looking at getting a loan.



djames108

​except the poster isn't offering the loan.......analogy fail



Jules_HT

Er, no. If you already owe money (as I suspect a major segment of the … Er, no. If you already owe money (as I suspect a major segment of the membership base does) and a deal on here makes that debt cheaper, then it's as much a bargain as anything else. Financial products are just as liable to being good or poor value, competitive or not, as any other products. Don't think anyone is suggesting getting a grand loan out and blowing it just because it's cheap credit.


I suspect you've never spotted the multiple comments on numerous threads that go along the lines of, " I hate this site, now I've gone and bought something else I didn't need". For many people the site is addictive and compulsive shopping is a debt leader to many.
While I've only "picked" this deal out it stands for many similar deals. £1000 is unlikely to consolidate other debt. The cash back isn't guaranteed so not going to necessarily make this as good a deal as it could be.
I've made my point, if anyone would like to pass their comment feel free. I'm not here to argue but add a balance. Have a good evening and spend, apply and banter as you are.
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HotUKDealsPromo
ZOPA offering lenders (savers) 1% cash back for £2k deposit by 28th March
37°Expired
Found 26th Mar 2014Found 26th Mar 2014
This is the first deal that I have posted so please be tolerant. Anyway, I have a bit of money 'saved' with ZOPA and noticed that deposits from now until 28th March qualify for 1%… Read more

LOL LOL

Banned

Pureego

I know about banking just because you may have had a good experience … I know about banking just because you may have had a good experience doesn't mean everyone else has !!!. If you think you are that clever maybe you should read what others are doing

p.s My sister in law is RM for Natwest

Banned

Jason222

Well i have never had a problem with them and look at the rate you … Well i have never had a problem with them and look at the rate you receive back on your money you lend, its better than any saving or isa a bank can offer, but seems you wouldnt know that Pureego



I know about banking just because you may have had a good experience doesn't mean everyone else has !!!. If you think you are that clever maybe you should read what others are doing
No backing from the GOVERNMENT lets all invest

Edited by: "Pureego" 26th Mar 2014

Well i have never had a problem with them and look at the rate you receive back on your money you lend, its better than any saving or isa a bank can offer, but seems you wouldnt know that Pureego

Banned

These guys are rubbish, poor service.