0% Balance Transfer Credit Cards.

Found 2nd Aug 2016
Sorry guys, if my question sounds stupid. I am fairly new with the credit cards, balance transfer credit cards and purchase cards.

I am looking to spend around £5000. If I get 0% Balance Transfer Credit Card, will I be able to transfer the balance straight into my current account(debit card) and spend £5000 or does it have to be only Credit card?
OR is it best to get 0% Purchase credit card. I am looking to repay the credit within around 30-32 months.
The reason I'm asking is because Balance transfer credit cards repayment time is longer (usually 30 months)than the purchase cards.

Thanks for your help.
Community Updates
AskCardCredit Card
Balance transfer is when you have debt on an existing card which you transfer to the new card. You are looking for a 0%purchases card.
Tesco and MBNA cards allow money to be transferred into your current account.
If you haven't owned a credit card before I'm not sure they will let you have a £5000 limit straight away.
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