A good reason to claim insurance

Avatar deleted237440 18
Posted 28th Apr 2010
Hello all

I am a careless guy and i have lost my iphone
But luckly i had an insurance and i can claim
I have already reported the loss and Barred Mobile/SIM

I actually lost it on train while coming home but am not sure if that is a good reason.
I have heard that insurance companies tries hard not to give in to a claim.
I am on Vodafone insurance 12.99 per month

Can anybody say how i must present the case.I am not going to lie.

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