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    A really good savings account

    me & my bf will be coming into some money at the end of the month and want to put some pennies away as the start of our nest egg

    so what were looking for is a really good savings account, because this money isnt going to be touched, only added to

    Im considering an ISA account, but its all going over my head!! help!!

    9 Comments

    are you a taxpayer?

    If you are put first £3000 savings in the best ISA account.

    The Top Payer -5.8% (online). National Savings & Investments (NS&I) Direct ISA, opening balance of £1,000 is required. Rate is guaranteed to be 0.55% above base rate until 5 April 2008.

    An opening balance of £1,000 is required,


    Also ING direct are currently paying 6% interest on there savings account fixed for 6 months if you dont touch it during that period :-)

    ingdirect.co.uk/sav…tml

    Hope this helps



    Col

    my advice is to take a look on [url]www.moneysavingexpert.com[/url] and moneyfacts.co.uk/ for advice regarding best isa rates.

    i heard alliance-leicester have pretty good saving account interest rates. i might switch over to them soon from ing.

    alliance-leicester.co.uk/sav…enu

    dingdong

    i heard alliance-leicester have pretty good saving account interest … i heard alliance-leicester have pretty good saving account interest rates. i might switch over to them soon from ing.]http://www.alliance-leicester.co.uk/savings/index.asp?page=home&ct=primarymenu



    wise to switch from Ing unless you go for the 6% account...otherwise their rates have fallen behind.

    of course if you open a current account you can get a whopping 12% on regular savings....they also pay £50 for opening an account.
    ]http//ww…enu

    also they pay £50 for any referral so if you want to open an A&L current account bear me in mind!!! LOL

    Ing pay 5.65% for savings account managed online only.
    Its only the telephone and internet account that has fell behind at 4.75%.

    What is the ING Direct Web Saver ?

    Manage your savings online and receive a higher variable rate of interest currently 5.65% AER. This account allows a maximum balance of £250,000


    5.65% is actually a really good rate:thumbsup:

    Icesave are safe and pay 5.7% at present.

    icesave.co.uk/onl…tml

    If you are saving for a mortgage worth finding a good mutual building society - eg Coventry and establishing an account.

    Can recommend Icesave if you're after no frills instant access account. Low min of £250.

    Internet only and this bit means you're savings will move in line with interest rates for the next few years.

    The gross Annual Equivalent Rate of Interest (AER²) paid on all amounts is guaranteed to exceed the Bank of England Base Rate³ by at least 0.25% until 1 October 2009 and thereafter not to be lower than the Bank of England Base Rate until 1 October 2011.

    col

    are you a taxpayer?If you are put first £3000 savings in the best ISA … are you a taxpayer?If you are put first £3000 savings in the best ISA account.The Top Payer -5.8% (online). National Savings & Investments (NS&I) Direct ISA, opening balance of £1,000 is required. Rate is guaranteed to be 0.55% above base rate until 5 April 2008. An opening balance of £1,000 is required,Also ING direct are currently paying 6% interest on there savings account fixed for 6 months if you dont touch it during that period :-)http://www.ingdirect.co.uk/savings/faqs/savings.htmlHope this helpsCol


    Just a note that the ING fixed rate account is open to existing savers only.
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