Anyone else use starling? How do you get out a larger sum of money?

Posted 28th Mar 2021
We switched to starling bank last year, and have found it to be great but we have just had the first problem that I can't find a solution for.

We were looking at buying a second hand car, we've seen one being sold privately but to buy it we would need to withdraw several thousand pounds.

I can withdraw £300 a day from ATM or post office.

How have others done this?
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  1. Avatar
    Bank transfer is the way - when you're there transfer £1 and get them to check they've got it. Once confirmed then transfer the remaining balance
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    Very smart thing to do, good tip
  2. Avatar
    Or just ask Starling support about large cash amount withdrawal Use the chat in their Help section.
  3. Avatar
    Would the seller not accept a bank transfer?
  4. Avatar
    MrWalle28/03/2021 14:16

    Would the seller not accept a bank transfer?





    Agree with this, if I was selling a car I'd prefer the safety of a bank transfer.

    Safer for you too this way
  5. Avatar
    hc4eva28/03/2021 14:21

    Comment deleted


    That doesn't sound right, I think you'll find its up to six withdrawals per day, with a daily limit of £300 in total.
  6. Avatar
    So yourself a favour and pay by a bank transfer... you’ll be safer this way.
    Not to scare you off, but there was a time when someone was asked to pay for a motorbike cash and the person agreed; when went to collect it, he was robbed on the way near where the sale supposed to happen. The police found out after investigation that the robbers and the sellers are all in it...
  7. Avatar
    Do a test transfer, then the balance once the test is done successfully. The only reason cash is being asked is probably because the buyer doesn't want the transaction to be tracked.
  8. Avatar
    Send it to a mainstream bank account? Then you would be able to withdraw it all?
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    jackMachineeee28/03/2021 14:37

    Send it to a mainstream bank account? Then you would be able to withdraw …Send it to a mainstream bank account? Then you would be able to withdraw it all?


    Just prepare for the form filling and having to justify to the bank why you are taking out so much cash, even though it is your own money. (edited)
  10. Avatar
    I withdrew £3000 last year and was never asked anything
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    jackMachineeee28/03/2021 14:40

    I withdrew £3000 last year and was never asked anything


    "Our primary aim is to keep customers safe and secure, and our branches follow our processes carefully to achieve this.

    This will include asking you questions about the purpose of your cash withdrawal, and in some cases, for supporting documentation such as an invoice. "

    supportcentre.natwest.com/Sea…htm



    "Some HSBC customers have been prevented from withdrawing large amounts of cash because they could not provide evidence of why they wanted it, the BBC has learnt."
    Listeners have told Radio 4's Money Box they were stopped from withdrawing amounts ranging from £5,000 to £10,000. (edited)
  12. Avatar
    joyf453628/03/2021 14:57

    "Our primary aim is to keep customers safe and secure, and our branches …"Our primary aim is to keep customers safe and secure, and our branches follow our processes carefully to achieve this.This will include asking you questions about the purpose of your cash withdrawal, and in some cases, for supporting documentation such as an invoice. "https://supportcentre.natwest.com/Searchable/913244082/What-is-the-maximum-amount-I-can-withdraw-from-a-branch.htm"Some HSBC customers have been prevented from withdrawing large amounts of cash because they could not provide evidence of why they wanted it, the BBC has learnt."Listeners have told Radio 4's Money Box they were stopped from withdrawing amounts ranging from £5,000 to £10,000.


    Was it not hsbc that got huge fines over money laundering? Possibly now beeing over careful as a result?
    Although I think all banks+retailers are obliged to check why you need the cash. Combination of money laundering, mules and scams.
  13. Avatar
    I believe you can call them to have it temporarily increased.
  14. Avatar
    joyf453628/03/2021 14:57

    "Our primary aim is to keep customers safe and secure, and our branches …"Our primary aim is to keep customers safe and secure, and our branches follow our processes carefully to achieve this.This will include asking you questions about the purpose of your cash withdrawal, and in some cases, for supporting documentation such as an invoice. "https://supportcentre.natwest.com/Searchable/913244082/What-is-the-maximum-amount-I-can-withdraw-from-a-branch.htm"Some HSBC customers have been prevented from withdrawing large amounts of cash because they could not provide evidence of why they wanted it, the BBC has learnt."Listeners have told Radio 4's Money Box they were stopped from withdrawing amounts ranging from £5,000 to £10,000.


    That’s interesting, in the past couple of months I’ve moved much larger amounts without any issues.
    From multiple bank accounts, one was first direct ( sister company of HSBC ).
  15. Avatar
    sm969028/03/2021 16:40

    No you can't - you can withdraw up to £300 a day in a max of 6 withdrawals …No you can't - you can withdraw up to £300 a day in a max of 6 withdrawals eg. £100, £100, £50, £20, £20, £10https://help.starlingbank.com/hc/en-us/articles/360007228340-How-much-money-can-I-take-out-from-an-ATM-


    Ah yeah, gotcha, just checked again
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