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    anyone use a company called 'creation' for their credit card?

    Does anyone used this credit card company? Are they any good? The reviews online look shocking but I have been abroad for their card with no fees , in two minds whether to cancel it!

    17 Comments

    I've used it when I have had balance transfer offers just got 20 months at 0% just expect lots of junk mail. I must get a loan letter off them every 3-4 weeks

    Original Poster

    mike1212

    I've used it when I have had balance transfer offers just got 20 months … I've used it when I have had balance transfer offers just got 20 months at 0% just expect lots of junk mail. I must get a loan letter off them every 3-4 weeks




    Are they a nightmare to deal with foir sneaky charges?

    "Are they any good?"
    You've seen the reviews, 78% 1 star and you ask that question !!

    Original Poster

    Ellie Phant

    "Are they any good?"You've seen the reviews, 78% 1 star and you ask that … "Are they any good?"You've seen the reviews, 78% 1 star and you ask that question !!



    Yes but everything i look at online seems to have crap loads of bad reviews especially on trust piolt, sometimes it means nothing

    Halifax clarity

    I have a creation card (Marriott Rewards). never had a problem. Their account management is pretty average but gives you ability to do what you'd expect, view balance, setup Direct Debits etc.

    Original Poster

    chocci

    Halifax clarity



    I got rejected last time but have applied again and have been accepted.

    Should i call up and cancel this the creation one?

    Original Poster

    The creation one has all come through the post already just not called to activate yet

    Should just use a Travelex Supercard and save all the bother

    seabs

    Should just use a Travelex Supercard and save all the bother


    What fees are there for taking money out of an ATM?

    There is a charge of 2.99% for ATM usage abroad.

    There is a charge of 1% of the transaction value, plus £1 per transaction when you use an ATM in the UK

    Original Poster

    seabs

    Should just use a Travelex Supercard and save all the bother



    The creation and halifax clarity card have 0% fees abroad

    I'd say stay well away. I saw just one favorable review and that was only just favorable. There are dozens of complaints. Buyer beware.

    Original Poster

    artnada

    I'd say stay well away. I saw just one favorable review and that was only … I'd say stay well away. I saw just one favorable review and that was only just favorable. There are dozens of complaints. Buyer beware.



    ​Yeah that's all I spotted too oO but Martin Lewis recommendeds them in his top travel cards so bit confused

    chocci

    Halifax clarity


    Top banana.

    I got sofas on that 0% finance about 7 years ago, they still send me letters weekly to offer credit cards. Pain in the backside

    ASDA's creditcard uses this company .....:)

    I would expect most credit card reviews to be poor because people don't pay their bills and then don't like it.
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