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    Anyone use their mobile for contactless payment?

    I note that the barclays app on my note 4 now asks me if I would like to set up contactless payment on my mobile in a similar way to contactless card payment.

    Anyone used this before? Is it safe?

    22 Comments

    Safer than contactless card imo, Although it may allow for bigger transactions?.

    Yes very safe.

    Original Poster

    shauneco

    Safer than contactless card imo, Although it may allow for bigger … Safer than contactless card imo, Although it may allow for bigger transactions?.



    Why is it safer than contactless card? It only does transactions without pin up to £30

    Original Poster

    boss911999

    Yes very safe.



    Have you used it yourself? Do the contactless readers read the mobile phone fine?

    mutley1

    Why is it safer than contactless card? It only does transactions without … Why is it safer than contactless card? It only does transactions without pin up to £30



    To access your mobile will usually/hopefully require some sort of passcode/fingerprint/password etc ;), If not set some security up.

    can you use at any contactless reader or it has to be android only? Not seen any android signs yet

    hash7777

    can you use at any contactless reader or it has to be android only? Not … can you use at any contactless reader or it has to be android only? Not seen any android signs yet



    ​Yep can use any contactless reader. Works like an oyster on the tube with android pay, not sure about barclays as they're different.

    hash7777

    can you use at any contactless reader or it has to be android only? Not … can you use at any contactless reader or it has to be android only? Not seen any android signs yet



    ​Its any contactless reader provided you have Android Pay and NFC. I've used it a few times now.

    mutley1

    Why is it safer than contactless card? It only does transactions without … Why is it safer than contactless card? It only does transactions without pin up to £30



    ​You can turn off NFC on your phone so it's a little safer in that sense.

    why wouldn't it be safe...

    Always Secure

    It’s safe and secure. Using Visa’s innovative tokenisation security, you can trust that your payment card details are always protected. We substitute your card information with a randomised Device Account Number so you can pay with confidence. Your identity and Visa card details remain completely protected.

    Source. visa.co.uk/pro…ss/
    Edited by: "boss911999" 23rd Sep 2016

    Pretty safe, works the same way as a contactless card.

    You can add more security by switching off NFC and having a passcode/pin.

    Also, it only allows payments when the device screen is on. You can set it up so that it asks for a PIN code for any transaction, regardless of the amount.

    No problem whatsoever.

    Original Poster

    Looks good guys. I will look at setting it up. Looks like all the banks are supporting android pay (just found out official name :))

    I want to use my mastercard on it so that i have it for when i forget to bring my card with me.

    Banned

    Good luck Mutley

    I used android pay for the first time the other day and my my was fun, just waving my phone and done! lol I'm turning my NFC off when I'm not going to use it. and I have fingerprint and a back up password on my phone

    Yes its safe as others have pointed out. You can turn off the NFC on your phone when you won't be using it, so don't have to worry about thieves using card readers to "steal" money from the traditional contactless bank cards.

    shauneco

    Safer than contactless card imo, Although it may allow for bigger … Safer than contactless card imo, Although it may allow for bigger transactions?.

    talset

    I used android pay for the first time the other day and my my was fun, … I used android pay for the first time the other day and my my was fun, just waving my phone and done! lol I'm turning my NFC off when I'm not going to use it. and I have fingerprint and a back up password on my phone


    yes but it will not work unless the phone screen is on. (unlike a standard nfc card)



    you dont need to switch your nfc off ever. just try paying while the screen is off and see how far will you get.

    phone contactless payments are probably the safest thing out there.
    1. it doesnt use your real card number so data cannot be stolen
    2. you have a phone that is locked with a pin and transactions are not possible with phone screen not being on so when a hacking device eventually comes up to steal money via nfc you are safe.
    3. you are protected by visa contactless protection thingy
    4. if you lose your phone you have either find my iphone or android device manager to locate it or wipe it down.
    5. phones with fingerprints scanners prevent thief's from stealing your pin code.

    some countries use NFC to withdrawal cash from cash machines
    contactless is literally technology of the future, its a shame that most neandertha supermarkets (yes, you ASDA and Sainsburys) refuse to switch

    Been using the Barclays contactless for a while on my Note4. works fine.

    you do have to login to the app one time after rebooting phone though. works fine with the screen locked, screen just has to be awake

    I use Android pay all the time..

    sixonenine

    I use Android pay all the time..



    Barclays don't support android pay...you have to use the Barclays mobile banking app

    Uridium

    Barclays don't support android pay...you have to use the Barclays mobile … Barclays don't support android pay...you have to use the Barclays mobile banking app



    ​That's strange because a Barclay's clerk told me that they had recently started supporting it, but when I tried to sign up with the Android Pay app it said card not accepted.
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