Saw an ad listing on eBay - basically sign up through the RAF link in it & they will give you £15 credit, also they seem to be offering 5% cashback (possibly at selected stores). The listing had some keywords not directly related (I stop shy of calling it keyword spamming, as it seems indirectly related).
Looks to work along the lines of; buy stuff paying 25% deposit & the rest in 3 chunks over 6 weeks; they use open banking to set your 'credit limit'. If you use it outside the list of selected stores you pay an APR of 11% ish, which over the 1.5 week average time would be comfortably offset if the 5% cashback applies.
Is anyone using them? Anyone got any further info?