Apple Insurance, What the best cover? Worth it ?

Found 16th Nov 2017
Looking at getting a new mobile phone, I want to stay with Apple.... Looking online and apple have AppleCare+ (for £129.00) and unsure if this is worth having.
Or there might be another decent company out there that offers insurance, is so please advice.
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Mines insured through my bank, £50 excess for an iPhone I think it’s £10 a month. It’s more expensive than AppleCare but covers anything not just damage
Mines through my bank with nationwide.
I’d like to know too. I just bought a MacBook and would ideally like to try and find cover that covers theft too, but I wouldn’t know the first place to look.
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