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    Applying for a credit card for the first time.. Which one?

    I'm a student and looking for a card that gives cashback.. what are my chances of getting one? Which one should i get?

    11 Comments

    How old are you ?

    Don't do it!

    they are the playthings of the devil,avoid unless you really really need one

    Original Poster

    boothy;5685586

    they are the playthings of the devil,avoid unless you really really need … they are the playthings of the devil,avoid unless you really really need one



    I'm nearlt 21 and just want to use it for emergencies..what should i look out for - APR?

    sourcelives;5685599

    I'm nearlt 21 and just want to use it for emergencies..what should i look … I'm nearlt 21 and just want to use it for emergencies..what should i look out for - APR?



    see if you can get one with interest free on purchases or something like that,dont get too big a credit limit either

    wanting one for only emergencies,doesn't tally with your request for one that gives cashback tbh:?

    Also apply for one through quidco or similar that give you cashback just for applying

    Original Poster

    boothy;5685623

    see if you can get one with interest free on purchases or something like … see if you can get one with interest free on purchases or something like that,dont get too big a credit limit eitherwanting one for only emergencies,doesn't tally with your request for one that gives cashback tbh:?



    I don't know if i'll be able to get a cashback card though due to the fact i have no credit card rating...

    You won't be able to get a cashback credit card because you need to earn a certain amount each year e.g. Amex Cashback CC you need to earn over £20k a year.
    I just had a look at the site and they've upped it to £30k :w00t: wtf?? Glad I got mine when I could!

    Banned

    sourcelives;5685599

    I'm nearlt 21 and just want to use it for emergencies..what should i look … I'm nearlt 21 and just want to use it for emergencies..what should i look out for - APR?


    why not just open a savings account with a cashpoint card for emergencies and save a little each month?
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