Found 18th Oct 2010
Take money from one of my accounts with a +balance and transfer it into one of my -balance without my permission?

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20 Comments

no i dont think so

Yes....check the terms,quite a few banks do this now
Edited by: "boothy" 18th Oct 2010

Yes, as long as it's in their t+cs

Banned

allowed?

Banned

is your bank aquiet to ?

Original Poster Banned

there having a laugh, want to charge me £1 a day for being overdrawn when it was there fault anyway. ill be moving to natwest then. cheers.

they can do this-not something they like to talk about but apparently its quite common

depends of the terms of your contract,
£1 a day for being overdrawn doesn't seem that bad, but again depends on your overdraft limit.

Halifax do this loads, usually with positive current accounts to pay for credit card debts. I can see where it will cause issues but also see it as totally fair.

The simple way around it is to get your wage etc paid into say for example Natwest and have your credit card with Halifax.

They will only do this if they have requested you to reduce your over draft and you have not done or you have gone over drawn your agreed overdraft limit.

Original Poster Banned

Jumpingphil

You think they won't do the same?



your missing the point, it was THEIR fault i went into overdraft, not mine.

Always someone elses fault!! If the bank are at fault they will refund in my experience. Just pop in and explain what happened. It's just normal people that work there not big nasty money eating monsters so they do try and help.

Original Poster Banned

Jumpingphil

It was their fault you had an account with -ve money in it?



yeah i cancelled a direct debit last month and it still went through this month, get it now?

Def dont go Natwest if ur changing banks. Had nothing but probs with them. Heard good things about smile bank if u dont need an actually bank in town.

Banned

dangergod go into your bank and recall your direct debit, then ask the bank to refund charges, did you cancel the dd with bank or with person who takes it

Original Poster Banned

JohnBall

Def dont go Natwest if ur changing banks. Had nothing but probs with … Def dont go Natwest if ur changing banks. Had nothing but probs with them. Heard good things about smile bank if u dont need an actually bank in town.



k thanks


sassie

dangergod go into your bank and recall your direct debit, then ask the … dangergod go into your bank and recall your direct debit, then ask the bank to refund charges, did you cancel the dd with bank or with person who takes it



i cancelled it via telephone sassie with my bank

Banned

then it is your banks fault, you dont need a reason to pull back the dd so get that done asap, then go into the bank and demand the charges be dropped due to their error, and also if you can get yourself an overdraft set up for accidents like this

Original Poster Banned

sassie

then it is your banks fault, you dont need a reason to pull back the dd … then it is your banks fault, you dont need a reason to pull back the dd so get that done asap, then go into the bank and demand the charges be dropped due to their error, and also if you can get yourself an overdraft set up for accidents like this



Yeah i am going to go in there tomorrow, i was just worried they may try take it out of my current account in the meantime. still not happy about this and want to switch i think its really poor for errors like this to be happening.

Original Poster Banned

Jumpingphil

Yep, now that you've explained it ( for the first time ).



what you talking about? i posted a simple question and wanted an answer.. i dont need to fully describe the situation just to satisfy picky people like you.

Original Poster Banned

Jumpingphil

So you think that the people who answered first fully knew the reasons … So you think that the people who answered first fully knew the reasons why the bank took the money.Is everybody one here mind readers.It wasn't just a simple question though was it?Because the answer to that would have been, yes they can.But now you have explained further, it becomes a different matter entirely.It wasn't until post #17 that you got some related comments to your problem and that was only after you told the full story in post #15.Next time you want some help, post the full circumstances first or else as this thread has shown, the answers will be meaningless.



And Yes was all i wanted to know old man. Cheo.
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