Are these home emergency cover things worth it?

swinton.co.uk/hom…cy/

Had Swinton call me and offer me this for £60. Thought I probably don't need it but was wondering if people find this sort of thing useful? I think I've had to spend approx £10 a year (average) on the stuff this covers for the last 5 years so i'd have been worse off.

Just wanted a 2nd opinion to see if anyone thinks they're worth getting? I may find that I need it in a few weeks and it'll cost me £500 if I don't get it for example.

11 Comments

I would go for it,

If your not competent at DIY then these are worth it.

Original Poster

TonyD67;5636505

If your not competent at DIY then these are worth it.



I'm ok at DIY.

I can't see what is going to happen for me to use this, I've not in the past so am I likely to in the future?

ive got this with my royalties gold account ( any many other benefits) i have used this 3 times and never had any probs. it also covers your boiler provided its under 10 years old...

louise.123;5637626

ive got this with my royalties gold account ( any many other benefits) i … ive got this with my royalties gold account ( any many other benefits) i have used this 3 times and never had any probs. it also covers your boiler provided its under 10 years old...


+1
Used mine for 2 blocked toilets (don't ask :oops:) a nail through a water pipe and a blown circuit board. All free of charge
I probably shouldn't be promoting this though as I work for Swinton :roll:

Original Poster

marktuck;5641359

+1Used mine for 2 blocked toilets (don't ask :oops:) a nail through a … +1Used mine for 2 blocked toilets (don't ask :oops:) a nail through a water pipe and a blown circuit board. All free of chargeI probably shouldn't be promoting this though as I work for Swinton :roll:



Get a hurry on and e-mail me my cashback form then!!! Can't see why it's taken them nearly a week!!!

Also why don't they have access to e-mail? They tried to sell me this and I asked them to e-mail me some details so I could think about it and they said they don't have e-mail!

Benjimoron;5641386

Get a hurry on and e-mail me my cashback form then!!! Can't see why it's … Get a hurry on and e-mail me my cashback form then!!! Can't see why it's taken them nearly a week!!!Also why don't they have access to e-mail? They tried to sell me this and I asked them to e-mail me some details so I could think about it and they said they don't have e-mail!


Have you checked your spam as these normally get emailed within 24 hours.
If you definately haven't had it, contact the branch that your policy has been assigned to and they will give you contact details for the cashback team at Head Office.
As for the email, its true, sales staff don't have even a basic form of email.
Don't know the reason why but I'm only a manager of one of the branches so not my decision. We do have literature in the branches we can post though.

Banned

this is a really ghood price.

BG charge about £150 alone just for the boiler / CH cover!

We have similar cover with Barclays (free for additions account holders).

blocked drain on a sunday would have been a nightmare without the cover. dynorod arrived within 2 hours and fixed it all (cost £365!). We paid zilch.

Original Poster

marktuck;5641491

Have you checked your spam as these normally get emailed within 24 … Have you checked your spam as these normally get emailed within 24 hours.If you definately haven't had it, contact the branch that your policy has been assigned to and they will give you contact details for the cashback team at Head Office.As for the email, its true, sales staff don't have even a basic form of email.Don't know the reason why but I'm only a manager of one of the branches so not my decision. We do have literature in the branches we can post though.



Check spam every day, nothing in there.

Lloyds Premier account comes with Home Emergency Cover, International Multi-trip travel insurance, Breakdown cover and international mobile phone insurance - £17 first 2 month and £25 each month then after. All depends if any of those others would benefit you though.

]http//ww…asp

Hmm Lloyds one actually seems expensive now I look around in comparison to what other banks offer..
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