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    Bad history Loans

    Hi All

    I was hopeing someone might be abul to help me. I have a bad credit history (due to the time I lost my job (I hate John L***S)) but I realy could do with a loan for a new (Used) car that does not have a huge APR.

    Looking for about £4000
    Anyone have any ideas?
    Thanks

    12 Comments

    Sainsbury's was good a while ago but not sure about now, think it might have gone up.
    One of the banks is advertising a low interest loan on TV, is it Lloyds?

    Banned

    whatever you do, dont use Yes Car Credit, or companies of that sort

    Buy from Car Giant or similar, who do in-house loans.

    Are you buying private or from a car dealer? Some car dealers actually do better interest rates than the banks these days.

    Not sure how strict they are on credit history though.

    Banned

    Babbabooey;4405910

    Buy from Car Giant or similar, who do in-house loans.



    looking at prob close to 30% APR

    Banned

    dodgy credit history at this time, for a 4k loan. youve got more of a chance of seeing a flying pig

    hankmarvin4;4405976

    looking at prob close to 30% APR



    beggars cant be choosers.
    (no offence to the OP, cant think of a better phrase right now)

    Banned

    Babbabooey;4406029

    beggars cant be choosers.(no offence to the OP, cant think of a better … beggars cant be choosers.(no offence to the OP, cant think of a better phrase right now)



    but she didnt want a huge APR! I do agree though

    hankmarvin4;4406043

    but she didnt want a huge APR! I do agree though



    I don't want a 300k mortage but I've got one. :-D

    Banned

    Babbabooey;4406092

    I don't want a 300k mortage but I've got one. :-D



    I dont want a moany missus but I got one ;-)

    hankmarvin4;4406153

    I dont want a moany missus but I got one ;-)



    Tru dat.

    But at least that's something you can change :whistling:

    define "huge apr"
    i'm probably in a similar situation to you, and managed to get car loans through hsbc and black horse/lloyds. both of which have been around 17% which is high, but compared to places like yes and welcome finance, is sod all.

    hth
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