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    Bank Transfer fraud

    On a marketplace other than this, I 'bought' a product to the sum of £250 only to find out it was a scam. What action can I now take?

    47 Comments

    Original Poster

    Please help :-)

    which one, ebay, amazon market place, av forums, gumtree?

    Banned

    you have a couple of options
    1 wave goodbye to the money
    2 cry

    Make an appointment with your bank manager and ask if they can do a chargeback.
    Take all the evidence and paperwork you can with you to the bank.
    Learn not to do BTs to strangers.
    Cross your fingers and hope for the best.
    Go to bed and deal with it tomorrow.

    Take the above advice in any order.

    You have no comeback with the bank. You should only use bank transfer to send money to someone you can trust.

    Do you have contact details for this person? If so, forward them to the police if it's been a reasonable amount of time since your purchase and you're sure they've no intention of sending it. If you have no information on the person then you probably will have no luck getting anywhere - even reporting to the police won't get it back as it seems (from what people say on here), some forces aren't interested in helping. They must have many, many people per week come in and report things like this so they probably don't have the resources to deal with all the cases.

    Small claims court, police (unlikely to do much), thats about it usually.

    Original Poster

    Yeah it does look like I've lost my money and some Scottish guy has literally got away Scot free. I only have a name and bank account details and the police don't seem to care, so never mind. To be fair to him he was pretty clever. It was only when I started doing proper Facebook checks with his so called friends and some reverse image searches that the fraud became apparent.

    And 'whatsThePoint', I think I'll do the former. No point getting stressed about it anymore. Learnt my lesson. Lets get back on to eBay and recoup the money with a bit of wheeling and dealing :-)

    Original Poster

    It's never happened to me before so I have been in one of those 'it can't happen to me' bubbles. Turns out it can. Word of warning to any Gumtree/Oodle/Other users, actually take on fully the safety precautions and don't be an absolute fool like me :-P

    If it's anywhere in/near Glasgow, I could offer my "services" haha !

    Original Poster

    psb07158

    If it's anywhere in/near Glasgow, I could offer my "services" haha !



    Haha it's Fort William. Well, that's the town he gave. The sort code puts his account in a Barclays bank in Newcastle. I would contact them, but from what I've heard, all they're likely to do is hide between the walls of confidentiality laws. To be honest, though, it may not even be his account. I have been royally screwed

    Banned

    The police should definitely help.

    Call in the station tomorrow with your evidence.

    Good luck!

    what his name and bank details.

    lets do some research and find this scammer.

    can you give details of what happened? to maybe avoid someone else falling for the same thing

    I was scammed out of £300 (also by a Scots guy) on AV Forums and I did all the checking before I sent the funds and it all looked ok.

    I'd never sent anything by BT now, there no way to be 100% sure of the person at the other end. The whole transfer system is a safe way for scammer to get money from people with no come back as the backs aren't going to offer you any help at all.

    All you can go with is feedback when buying online & anyone can be scammed & I mean anyone.
    The chances are OP the guy is not Scottish & just made up a place.
    I'm sure if you paid by BT then your bank can help as they will know who collected the money & that's all the info the Police need.

    Original Poster

    !

    rasanh

    what his name and bank details.lets do some research and find this … what his name and bank details.lets do some research and find this scammer.



    Haha I'm sure there's some HUKD forum rule that prevents me from giving the details!

    Banned

    Take him to court is your only realistic option

    Obviously only having bank details makes it harder, but you can apply to the court to get an order for the bank to release details of the account holder.

    Original Poster

    tommay

    can you give details of what happened? to maybe avoid someone else … can you give details of what happened? to maybe avoid someone else falling for the same thing



    Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper than what they go for on eBay. Thought I was quids in and the guy didn't really know the value of what he was selling. Have taken advantage of this on eBay before and made a bit of money, so thought I'd try elsewhere as well. Seemed legitimate. Had a valid Facebook account with only a few but nevertheless some friends. He was also happy to send me pictures of the phone. Then sent the money and haven't heard from him since. I even checked on Google and there was a person of the same name in a smallish town where he said he was from, so seemed legitimate. Turns out he wasn't. After stressing for a day, decided to do a few checks. I e-mailed all his 'friends' on Facebook to ask if they knew him. Turns out they didn't. But because he said he was from the same school and uni as they were they assumed they must have met him and added him anyway. As for the images, they were taken from an Italian marketplace site, which I found after doing a reverse image search. His pictures that he had uploaded on Facebook were also taken from a Gap Year holidays site. So he seemed legit on the surface. One of the strange things that I did notice which left me with a bit of doubt was that he e-mailed at the weirdest and all times of day (1am, 3am, 5am, 10am, 2pm, 6pm). But I even checked the source of the sort code of his bank and it was in the same city where he said he went to school and uni. Everything seemed fine until you actually took a lot of attention to detail. Basically my advice would be to never deal with Bank Transfers. Even on eBay. Someone can make a fake account and you can never get a refund

    Banned

    dannyshocker

    Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper … Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper than what they go for on eBay. Thought I was quids in and the guy didn't really know the value of what he was selling. Have taken advantage of this on eBay before and made a bit of money, so thought I'd try elsewhere as well. Seemed legitimate. Had a valid Facebook account with only a few but nevertheless some friends. He was also happy to send me pictures of the phone. Then sent the money and haven't heard from him since. I even checked on Google and there was a person of the same name in a smallish town where he said he was from, so seemed legitimate. Turns out he wasn't. After stressing for a day, decided to do a few checks. I e-mailed all his 'friends' on Facebook to ask if they knew him. Turns out they didn't. But because he said he was from the same school and uni as they were they assumed they must have met him and added him anyway. As for the images, they were taken from an Italian marketplace site, which I found after doing a reverse image search. His pictures that he had uploaded on Facebook were also taken from a Gap Year holidays site. So he seemed legit on the surface. One of the strange things that I did notice which left me with a bit of doubt was that he e-mailed at the weirdest and all times of day (1am, 3am, 5am, 10am, 2pm, 6pm). But I even checked the source of the sort code of his bank and it was in the same city where he said he went to school and uni. Everything seemed fine until you actually took a lot of attention to detail. Basically my advice would be to never deal with Bank Transfers. Even on eBay. Someone can make a fake account and you can never get a refund



    Have you been to the police station yet?

    Original Poster

    DLM

    Have you been to the police station yet?



    I'm gonna call the police later today or tomorrow. But from speaking to someone at Action Fraud, which is where my bank sent me after they told me they couldn't do anything, they said there was basically no chance of getting my money back. And from reading the numerous number of forum posts on this and other sites, nobody appears to have got their money back either. I may try the Small Claims Court route, but I'm not rating my chances

    Well ... at least you've acknowledged your mistakes ... and if you've made a few quid doing this in the past I guess that mitigates your losses to a degree.

    Banned

    has more than one person been ripped by the same seller?

    Original Poster

    colinsunderland

    has more than one person been ripped by the same seller?



    I am unsure. 5 other people attempted to contact him to buy. One person the deal fell through as he wanted to speak to them on the phone. Haven't been able to contact the other 4

    Banned

    The police helped me get my money back from a scammer on ebay a couple of year's ago.

    A crime should be punished and the victim reimbursed.

    Yeah it does look like I've lost my money and some Scottish guy has literally got away Scot free.

    Very good OP.


    psb07158

    If it's anywhere in/near Glasgow, I could offer my "services" haha !




    I dont think the OP is after a massage.


    dannyshocker

    Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper … Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper than what they go for on eBay.



    I stopped reading after this

    Banned


    dannyshocker

    I am unsure. 5 other people attempted to contact him to buy. One person … I am unsure. 5 other people attempted to contact him to buy. One person the deal fell through as he wanted to speak to them on the phone. Haven't been able to contact the other 4



    not really any chance of the polcei getting involved unless there are 2 or more victims - and even then you would probably have to fight to get them to do anything


    dannyshocker

    Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper … Pretty simple really. Guy offering to sell an iPhone for £50-£100 cheaper than what they go for on eBay. Thought I was quids in and the guy didn't really know the value of what he was selling. Have taken advantage of this on eBay before and made a bit of money, so thought I'd try elsewhere as well. Seemed legitimate. Had a valid Facebook account with only a few but nevertheless some friends. He was also happy to send me pictures of the phone. Then sent the money and haven't heard from him since. I even checked on Google and there was a person of the same name in a smallish town where he said he was from, so seemed legitimate. Turns out he wasn't. After stressing for a day, decided to do a few checks. I e-mailed all his 'friends' on Facebook to ask if they knew him. Turns out they didn't. But because he said he was from the same school and uni as they were they assumed they must have met him and added him anyway. As for the images, they were taken from an Italian marketplace site, which I found after doing a reverse image search. His pictures that he had uploaded on Facebook were also taken from a Gap Year holidays site. So he seemed legit on the surface. One of the strange things that I did notice which left me with a bit of doubt was that he e-mailed at the weirdest and all times of day (1am, 3am, 5am, 10am, 2pm, 6pm). But I even checked the source of the sort code of his bank and it was in the same city where he said he went to school and uni. Everything seemed fine until you actually took a lot of attention to detail. Basically my advice would be to never deal with Bank Transfers. Even on eBay. Someone can make a fake account and you can never get a refund





    Sounds like an absolutely brilliant conman! oO


    makershaker

    Sounds like an absolutely brilliant conman! oO



    At the end of the day Ebay offer protection when paying through paypal. Bank Transfers are fine as long as you know the person, however, I would never pay with one on Ebay as you have to pay up front first and have no support (unlike the paypal option).

    I almost fell for the BT trick once on the bay but changed my mind at the last moment and glad I did

    Hope the OP does get reimbursed however unlikely it may be.

    psb07158

    If it's anywhere in/near Glasgow, I could offer my "services" haha !



    I live in dundee, and i was scammed on ebay, for an iphone 6 plus, for 560 GBP, later after the bank transfer the person go avol. is there anything i could do 2 get my money back ??

    WTF??? This a 3.6 yr old thread??

    Why would you search Google, register for an account on here and then ask this rather than actually calling the police to let them know??

    Genuinely confused!!

    If you were scammed on eBay surely you would get in touch with eBay? How is a deal forum going to help the issue? If it was through PayPal make a case, if you paid outside of PayPal good luck

    Demonmeister

    WTF??? This a 3.6 yr old thread??Why would you search Google, register … WTF??? This a 3.6 yr old thread??Why would you search Google, register for an account on here and then ask this rather than actually calling the police to let them know??Genuinely confused!!



    Necro bump

    Hi guys,

    I bought a sony walkman back in 1992, the guy in the pub did a runner with my Scottish £20 note, after handing over a sony box filled with beer mats.

    Seen as we are revving historic cases, I was wondering if anyone could help? I tried e-bay already and my bank manager, both looked quite puzzled.

    logie31

    Hi guys,I bought a sony walkman back in 1992, the guy in the pub did a … Hi guys,I bought a sony walkman back in 1992, the guy in the pub did a runner with my Scottish £20 note, after handing over a sony box filled with beer mats.Seen as we are revving historic cases, I was wondering if anyone could help? I tried e-bay already and my bank manager, both looked quite puzzled.



    And what with inflation and that, your £20 note is probably worth about £80 now. Contact the police.

    Oh, and don't use the walkman. It might have fingerprints on it for evidence.

    quaseemmisbah

    I live in dundee, and i was scammed on ebay, for an iphone 6 plus, for … I live in dundee, and i was scammed on ebay, for an iphone 6 plus, for 560 GBP, later after the bank transfer the person go avol. is there anything i could do 2 get my money back ??

    3 years later or not !!

    Why pay £560 to anyone you don't know by BT is crazy,but you should contact your bank asap & pray they refund you.
    Always pay with paypal GOODS ( not paypal gift) & you'll always be protected & guaranteed a full refund.

    Demonmeister

    WTF??? This a 3.6 yr old thread??Why would you search Google, register … WTF??? This a 3.6 yr old thread??Why would you search Google, register for an account on here and then ask this rather than actually calling the police to let them know??Genuinely confused!!



    Actually, to be pedantic, its 3.5 years old (_;)

    quaseemmisbah

    I live in dundee, and i was scammed on ebay, for an iphone 6 plus, for … I live in dundee, and i was scammed on ebay, for an iphone 6 plus, for 560 GBP, later after the bank transfer the person go avol. is there anything i could do 2 get my money back ??



    Why did you not pay via paypal the recommended and safe way to pay for ebay goods?

    When you signed up for ebay did you not make yourself aware of how to buy and sell safely from the many help and support pages that ebay kindly provide?

    There are tutorials and comprehensive guides and your blatant ignorance has cost you dearly.
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