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    Barclays Account

    Been with Barclays about 3 years now, for some reason i am paying 6 quid a month for my bank account, ive never used any of the so called benefits , is anyone doing the same? can i just cancel and go back to a free account, paying over 200 quid over 3 years is a bit silly for a bank account

    Very naive of me and need to get it sorted

    6 Comments

    if you never used any of the benefits for 3 years, then yes, i think you should switch back to the free accounts. I have always used free accounts, because i know i wont benefit from the benefits (and its free of course)

    Switch to another account that will give you money for switching. I'm with firstdirect, I got £100 for switching, the account is free if you pay in over £1500 a month, and if you don't like it after 6 months they'll give you another £100 and help you go to another bank.

    That's just one of the many tho, try moneysavingexpert.com/ban…nts

    yes i used to work for barclays and loads of people who had this didnt use it if you ring them they will cancel it straight off, think it was called additions when i worked there it was worth the money IF you used it
    take care

    Original Poster

    Artonox;4989434

    if you never used any of the benefits for 3 years, then yes, i think you … if you never used any of the benefits for 3 years, then yes, i think you should switch back to the free accounts. I have always used free accounts, because i know i wont benefit from the benefits (and its free of course)



    I think i got talked into it, i wasnt actually sure what was going on to be honest, ive just never got round to sorting it.

    civms47;4989440

    Switch to another account that will give you money for switching. I'm … Switch to another account that will give you money for switching. I'm with firstdirect, I got £100 for switching, the account is free if you pay in over £1500 a month, and if you don't like it after 6 months they'll give you another £100 and help you go to another bank.That's just one of the many tho, try http://www.moneysavingexpert.com/banking/compare-best-bank-accounts



    Thanks, good tip, 1500 quid i dont have though i dont think anyways, erm no just falls under that :(:(:( should change shortly though :):):)

    SABJ;4989554

    yes i used to work for barclays and loads of people who had this didnt … yes i used to work for barclays and loads of people who had this didnt use it if you ring them they will cancel it straight off, think it was called additions when i worked there it was worth the money IF you used it take care



    Additions thats the one :thumbsup:

    Right thanks guys, will cancel it :thumbsup:

    Rep dished out

    this is a good idea in theory but if you are like me and have an overdraft in the account then they hike up the interest rates if you want to stop paying the account fee.....

    When I opened my account that is exactly what I was paying because I thought that it would be better for my credit rating. Then my partner got offered a loan and he doesnt pay any monthly fee, so I went back to my bank and applied for the same loan and was refused even though I know my credit rating is good and clean. So I said I wanted to cancel the £6.00 fee and they said sure, A few clicks later the adviser said "it's done".
    I was not using the special offers and benefits anyway. So ask for it to be stopped and they will.
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