Expired

best car insurance for new drivers?? any suggestions.

20 replies
Found 24th Jul 2014
need suggestions for best car insurance for new drivers, comprehensive coverage.

20 Comments

cooperative have been cheapest by a long way for 4 years for me and my partner (he was a new driver)

Elephant were the cheapest for me, had both parents as named drivers and were abot £250 cheaper than anyone else

Elephant were by far the cheapest for my son who started driving in April 2013 (aged 22) after holding his licence for 13 months (too expensive before that). He didn't have any named drivers.

Myself and my husband are both with privilege

We have a nearly 17 year old son who will be learning to drive just after christmas and we have agreed to pay his insurance for the first year.

After doing quite a lot of mock quotes with a few different cars Privilege again came out cheapest for him,that is with an extra discount because we both have policies but even without that they were still a bit cheaper than the next company,Tesco

The policy I was looking at was fully comp,lowest excess possible and myself and husband as named drivers,it came in at around £900 which is not bad really I think. Husband didn't agree but I had to remind him that we are no longer in the Stone Age when his first insurance was cheaper!
Edited by: "takethatfan1978" 24th Jul 2014

Try Ingenie, they use black box technology to bring down the cost of car insurance, especially for the under 25's.

Link below:

ingenie.com/?gc…ABg

Original Poster

elephant is the cheapest so far, will try some insurance comparison site.

Original Poster

takethatfan1978

Myself and my husband are both with privilegeWe have a nearly 17 year old … Myself and my husband are both with privilegeWe have a nearly 17 year old son who will be learning to drive just after christmas and we have agreed to pay his insurance for the first year.After doing quite a lot of mock quotes with a few different cars Privilege again came out cheapest for him,that is with an extra discount because we both have policies but even without that they were still a bit cheaper than the next company,Tesco :)The policy I was looking at was fully comp,lowest excess possible and myself and husband as named drivers,it came in at around £900 which is not bad really I think. Husband didn't agree but I had to remind him that we are no longer in the Stone Age when hisfirst insurance was cheaper!




insurance is quite high for new drivers, but yes 900 is acceptable.

Just try comparison sites, some seem to be cheaper for old cars and some for new, admiral/elephant (same company) are cheaper for new cars and 1st direct for old cars.

Was with 1st direct first year of driving in a mk2 golf and they wanted £850, then bought a brand new fiat 500 and they wanted about a hundred more a year, admiral only wanted £550 total, so I left 1st direct.

Original Poster

MIDURIX

Was with 1st direct first year of driving in a mk2 golf and they wanted … Was with 1st direct first year of driving in a mk2 golf and they wanted £850, then bought a brand new fiat 500 and they wanted about a hundred more a year, admiral only wanted £550 total, so I left 1st direct.



thnx ya going thru some comparison sites but nothing coming below 1000 is it norm for new drivers.

sarasand001

insurance is quite high for new drivers, but yes 900 is acceptable.



Yes it is high,some were a lot higher and if course it depends on the car.

The ones that were cheapest for son were new shaped ka or a pug 107. Both would be fine for scooting back and forwards to work/college for a couple of years.

Those quotes were adding other drivers and having a discount otherwise would be a lot more.

My renewal came in a couple if weeks ago and managed to get it for £180 fully comp,no excess and protected no claims. Cheapest I have ever had it so chuffed. I moan about getting old but it pays to be 35 lol

sarasand001

thnx ya going thru some comparison sites but nothing coming below 1000 is … thnx ya going thru some comparison sites but nothing coming below 1000 is it norm for new drivers.



Yes. But of course it depends on your age and the car. My son was 22, had held his licence for 13 months (that makes a big difference), and has a 12 yr old Honda Civic 1.6. His insurance (paying monthly) was almost £2000. This was very normal for someone that doesn't have experienced drivers on their insurance.

it is scary looking for insurance for kids these days. I just payed £1700 for my 19 year old son to insure a 1.8 golf gti as his first car and only done that because we were getting quotes of £1400-£1700 for much lesser cars. He loves it and fingers crossed it lasts him a few years

If you have a partner who drives another car I'd try admiral multi car they've been good for me.

Drive like a girl, fantastic!

Original Poster

thnx all, comparison sites are giving the best and cheapest quotes with elephant.

My first year was 1600, when I was 20!! In a yaris. You guys are getting them cheap, however you are doing it.

Also with admiral (as with elephant and diamond - all the same), the secondary driver (non policy holder ) has only 3rd party protection.

Edited by: "smellyonion" 25th Jul 2014

Original Poster

not planning for secondary driver anyways, need a comprehensive cover. satisfied paying 1000+ after reading all the comments

Banned

sara

sarasand001

not planning for secondary driver anyways, need a comprehensive cover. … not planning for secondary driver anyways, need a comprehensive cover. satisfied paying 1000+ after reading all the comments

The secondary drivers don't actually have to drive the car you know, but it usually knocks a good amount off.
Post a comment
Avatar
@
    Text
    Top Discussions
    1. Just heard this...2 ★★★★★★★★★★★★★★ congrats to all on 392k ★★★★★★★★★★★★★★7769526
    2. Meerkat Movies (2 for 1 Cinema Codes) | Official Trading Thread428114653
    3. Anyone else bored of video gaming2535
    4. word association Game74244927

    See more discussions