Found 9th Jul 2009
I have a nationwide account with a card that i got when i went away a few years ago, they didnt charge to take money out of ATM's then but i heard somewhere they are not the best anymore.

Does anyone know if they still let you take out money aboard for free?

If they don't, what is the best prepaid card to get? I dont like taking a lot of cash with me.

Im going to Cyprus.

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25 Comments

I would use corrigrated card better for wrapping things

Banned

All Aboard!

Aboard what? Train? Boat? Plane?

Banned

aboard what?

boat, train, plane or?

Banned

casparwhite;5704981

aboard what? boat, train, plane or?



too slooooooooooooooow

I am in the same boat so to speak with the nationwide card.
Only opened the account to take money out abroad.
It charges 2.5% now so there are better about.
More information here....
moneysavingexpert.com/tra…ney

Yeah NO LONGER FREE to take cash out abroad!!

Banned

abbey zero card is the best now

Just to correct my previous post:-
It seems that moneysavingexpert is confusing
the debit/credit card. according to the Nationwide website
you will NOT be charged for taking money out of the cash machine
using your debit card in Cyprus
nationwide.co.uk/cur…htm

simon012;5705214

Just to correct my previous post:-It seems that moneysavingexpert is … Just to correct my previous post:-It seems that moneysavingexpert is confusingthe debit/credit card. according to the Nationwide websiteyou will NOT be charged for taking money out of the cash machineusing your debit card in Cyprushttp://www.nationwide.co.uk/current_account/foreigntransactions.htm




As posted above, I'm with Nationwide and am under the impression that the fees were introduced for countries outside of the EU, so taking cash out with your debit card in Cyprus would still be free

Original Poster

simon012;5705214

Just to correct my previous post:-It seems that moneysavingexpert is … Just to correct my previous post:-It seems that moneysavingexpert is confusingthe debit/credit card. according to the Nationwide websiteyou will NOT be charged for taking money out of the cash machineusing your debit card in Cyprushttp://www.nationwide.co.uk/current_account/foreigntransactions.htm



I dont have a debit card though, just a cash card thing. Would help if i looked at my posts before clicking post haha.

I got a PAYG mastercard, worked a treat

try here [url]www.fairfx.com[/url]

Oh and I used in Cyprus last year

Original Poster

iCodd;5705412

I got a PAYG mastercard, worked a treat :)try here … I got a PAYG mastercard, worked a treat :)try here [url]www.fairfx.com[/url]



Is it free?

I believe if you have a Flexaccount it is 1% outside of EU and free still within it. Other accounts charge differently. Check with them how much it will be with your account

the__mayster;5705327

I dont have a debit card though, just a cash card thing. Would help if i … I dont have a debit card though, just a cash card thing. Would help if i looked at my posts before clicking post haha.


It is still free for cash card holders too..........
#
I have a Cash Card Account that I use to withdraw cash when I'm on holiday. Will I be charged?
No. Initially, only Visa debit card transactions will have a fee applied. Your cash card is run by a different provider and is only available for withdrawing cash (it does not have facilities to make purchases online or at retailers). Our Cash Card Account is our Basic Bank Account and is available/suitable for customers who meet the Basic Bank Account criteria.

In my opinion much better than taking cash, I got a slightly better
exchange rate than I could have got abroad or at home and did not have
to carry lots of cash around with me...........

the__mayster;5705422

Is it free?



I think it was €1.50 per withdrawal which was the cheapest by far that I found last year, and free to top up, I use it in the UK as it's free to use here.

Quick read of the FAQs on their site reads €1.50 per withdrawal, so a good deal if you take out more in a single stop.

csiman;5705089

abbey zero card is the best now



+1 :thumbsup:

Original Poster

simon012;5705453

It is still free for cash card holders too..........#I have a Cash Card … It is still free for cash card holders too..........#I have a Cash Card Account that I use to withdraw cash when I'm on holiday. Will I be charged?No. Initially, only Visa debit card transactions will have a fee applied. Your cash card is run by a different provider and is only available for withdrawing cash (it does not have facilities to make purchases online or at retailers). Our Cash Card Account is our Basic Bank Account and is available/suitable for customers who meet the Basic Bank Account criteria.In my opinion much better than taking cash, I got a slightly betterexchange rate than I could have got abroad or at home and did not haveto carry lots of cash around with me...........



That sounds good then, i dont like carrying money around. All it takes is you lose it, or it gets stolen then thats your holiday ruined.

If you were going to say cornwall for the week you wouldnt take out all the money for the week would you.

I dont see why it needs to be different if leaving the country.

Cheers for all the replys.

mosskeeto;5705424

I believe if you have a Flexaccount it is 1% outside of EU and free still … I believe if you have a Flexaccount it is 1% outside of EU and free still within it. Other accounts charge differently. Check with them how much it will be with your account


It's 0.84% for outside the EU.
I agree though it's always best to ask in branch to confirm.....

the__mayster;5705481

That sounds good then, i dont like carrying money around. All it takes is … That sounds good then, i dont like carrying money around. All it takes is you lose it, or it gets stolen then thats your holiday ruined.If you were going to say cornwall for the week you wouldnt take out all the money for the week would you.I dont see why it needs to be different if leaving the country.Cheers for all the replys.



I agree I just hope my other half does not see this as she would ( righly )
point out that if you lost or had the card stolen the same could apply.
ie you may as well "guard" the money as you have to guard the card anyway
( i hope you uderstand this!?!?? )

Original Poster

simon012;5705510

I agree I just hope my other half does not see this as she would ( righly … I agree I just hope my other half does not see this as she would ( righly )point out that if you lost or had the card stolen the same could apply.ie you may as well "guard" the money as you have to guard the card anyway( i hope you uderstand this!?!?? )



If you lose it though you can ring up and cancel, plus with a cash card you need the pin its not like someone can start spending it online.

used a caxtonfx euro card in dublin earlier this year got e mail the other day saying now no charge for using atm abroad have a look [url]www.caxtonfx.com[/url]

Post Office are doing one that don't charge for using abroad and doing 12 months interest free, I know this because every time I goto post something they try to give me one, The GF has one that we only use when we go on holiday.

You could try Citibank. They have a Euro Current Account, which comes with a Visa debit/cash card. I have a GBP savings account and a Euro Current Account with Citibank. I put funds the savings account, then transfer money into the Euro account (instantaneous) and get a couple of cents better rate than the high street banks as well. Euros are then available to withdraw from cash machines in Europe, or simply use as a debit card. :thumbsup:

dcx_badass;5704994

Nationwide is still the cheapest but they are a really crap bank, also … Nationwide is still the cheapest but they are a really crap bank, also lulz typo.



Nationwide is a Building Society, not a bank.

Their Debit Card is indeed the best option IMO.

Banned

dcx_badass;5704994

Nationwide is still the cheapest but they are a really crap bank, also … Nationwide is still the cheapest but they are a really crap bank, also lulz typo.


been with NW for years for mortgage and banking. Superb service and they dont need taxpayers bailout money like banks have.
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